Ashley Gardens

Article: How to get Medicare and Medicaid to Pay for Assisted Living

13.9 miles from city center

Description

Within the picturesque coastal setting of Mount Pleasant, South Carolina, Ashley Gardens is a memory care community distinguished by its warm and inviting atmosphere. This senior community caters to individuals needing assisted living, transitional assisted living, or memory care, providing a comprehensive range of services to suit diverse needs.

Ashley Gardens’s philosophy centers around Person-Centered Care, which is seamlessly integrated with an expansive wellness program. They have a holistic approach carefully crafted to empower seniors to lead fulfilling lives within a safe and secure environment, ensuring their comfort and peace of mind.

Map

Loading map...

Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options Suite

Building Type Single-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Memory Care

Claim What’s Yours: Financial Aid for South Carolina Seniors

Program

State Program Name

Eligibility

Benefits

Community Long Term Care (CLTC)

SC Medicaid CLTC

General: Age 65+ or disabled, South Carolina resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
SC Specifics: High rural demand; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

South Carolina Respite Care Program

SC NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), South Carolina resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
SC Specifics: Limited slots; rural/urban balance.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Medicare Savings Program (MSP)

South Carolina Medicare Savings Program

General: Age 65+ or disabled, SC resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
SC Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

South Carolina LIHEAP

General: Age 60+ prioritized, SC resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
SC Specifics: Covers gas, electric, oil; emergency aid via ECAP (~$500 max).

Services: Heating/cooling aid (~$300-$1,000/season), emergency aid, weatherization.

Senior Community Service Employment Program (SCSEP)

South Carolina SCSEP

General: Age 55+, unemployed, low-income, SC resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
SC Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

South Carolina VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, SC resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
SC Specifics: High veteran population; supports rural/urban care needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Senior Farmers’ Market Nutrition Program (SFMNP)

South Carolina SFMNP

General: Age 60+, SC resident, low-income.
Income Limits (2025): ~$2,322/month (individual, 185% FPL).
Asset Limits: Not assessed.
SC Specifics: Vouchers (~$50/season); serves ~20,000 annually via 10 AAAs.

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Homestead Exemption Program

South Carolina Homestead Exemption

General: Age 65+ (or disabled/blind), SC resident 1+ year, homeowner.
Income Limits (2025): None; tax-based eligibility.
Asset Limits: Not assessed; home-focused.
SC Specifics: Saves ~$500-$1,000/year avg.; applies to primary residence.

Services: Property tax exemption (~$50,000 value, ~$500-$1,000/year savings).

Elderly Simplified Application Project (ESAP)

South Carolina ESAP (SNAP for Seniors)

General: Age 60+, SC resident, no earned income, not on SCCAP.
Income Limits (2025): ~$1,732/month (133% FPL, individual).
Asset Limits: $4,250 (individual, higher than standard SNAP).
SC Specifics: Simplified process; serves ~50,000 seniors annually.

Services: EBT card for food (~$100-$300/month based on income).

Claim What’s Yours Financial Aid for South Carolina Seniors

SC Medicaid CLTC

Community Long Term Care (CLTC)

Eligibility

General: Age 65+ or disabled, South Carolina resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
SC Specifics: High rural demand; waitlists possible.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

SC NFCSP Respite

South Carolina Respite Care Program

Eligibility

General: Caregiver of someone 60+ (or with dementia), South Carolina resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
SC Specifics: Limited slots; rural/urban balance.

Benefits

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

South Carolina Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, SC resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
SC Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

South Carolina LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ prioritized, SC resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
SC Specifics: Covers gas, electric, oil; emergency aid via ECAP (~$500 max).

Benefits

Services: Heating/cooling aid (~$300-$1,000/season), emergency aid, weatherization.

South Carolina SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, SC resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
SC Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

South Carolina VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, SC resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
SC Specifics: High veteran population; supports rural/urban care needs.