Mostly long-term care residents
Most residents stay for extended periods and receive ongoing daily care.
Belle Care Center
Belle Care Center is a Nursing Home in New Jersey
Belle Care Center is a Nursing Home in New Jersey
Belle Care Center
Belle Care Center is a Nursing Home in New Jersey
Belle Care Center is a Nursing Home in New Jersey
Overview of Belle Care Center
A nursing home that seamlessly blends a proactive and sophisticated approach to recovery, Belle Care Center in Trenton, New Jersey delivers quality skilled nursing and rehabilitation services. Maintaing a traditional appraoch to healthcare services, the premier choice in the city has strived for excellence in promoting an innovative process to senior rehabilitation and nursing.
Belle Care Center is driven by its commitment to being the standard for nursing care, ensuring an unmatched level of support found in its amenities and services. Ensuring that residents experience a rejuvenating and comfortable stay, management offers forward-thinking accommodations, such as pulmonary rehabilitation, orthopedic care, stroke rehabilitation, memory care support, and restorative nursing services.
Anonka Resenly serves as the Administrator at Belle Care Center, overseeing the community's operations with a commitment to quality care and resident well-being. She is the primary leader ensuring the facility runs smoothly and supports its residents effectively.
Quality ratings
Official CMS rating based on health inspections, staffing and quality measures.
Official CMS rating based on deficiencies found during state health inspections.
Official CMS rating based on nurse staffing hours per resident per day.
Official CMS rating based on clinical outcomes for residents.
Capacity and availability
Medium-capacity home
Offers a balance of services and community atmosphere.
Total beds
106
This home usually has availability
Lower occupancy suggests more openings may be available.
Occupancy rate
79.2%
Residents per day (avg)
101
Occupancy rate
79.2%
Residents per day (avg)
101
Who this home usually serves
Show admissions and discharges
TYPE OF STAY
Might be optimal for
Long-term daily care
Ongoing support needs
Breakdown by payment type
Medicare
21% of new residents, usually for short-term rehab.
Typical stay
1 - 2 months
Private pay
28% of new residents, often for short stays.
Typical stay
1 - 2 months
Medicaid
51% of new residents, often for long-term daily care.
Typical stay
1 - 2 years
Finances and operations
Proprietary home
Partnership
Home revenue
$8.7M
Operating loss
-$4.2M
Proprietary home
Partnership
Home revenue
$8,669,401.00
Operating loss
$-4,187,766.00
Payroll costs
The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$3.0M
The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
Other operating costs
All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$9.8M
All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
Total costs
$12.9M
106-bed community
A larger shared setting that may offer more common spaces and organized community services.
Walk Score: 69 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
About this community
Facility Type
Long Term Care Facility
License Expiration
January 31, 2026
Additional licensing details
License number:
061101
Ownership & operating entity
Belle Care Center is legally operated by BELLEVUE GARDEN GROUP LLC, and administrated by Ms. ADETOUN ADEBOWALE.
Type Of Units
Long Term Care
106 units
Total beds
106 units
Care Services
Nursing Services
Rehabilitation Services
Memory Care
Skilled Nursing
24-Hour Staffing
Amenities & Lifestyle
Programs & Activities
Specific Programs
24/7 Skilled Nursing Care, Cardiac, Orthopedic & Neurological Rehab, Wound Care & Pain Management, Palliative & Hospice Services, Physical, Occupational & Speech Therapy, Pulmonary & Respiratory Therapy, Memory Care & Dementia Support.
Religious Services
Yes
Operating Hours
24/7
Dining & Nutrition
Food Description
Restaurant-style dining with customized meal plans.
Inspection History
In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.
9 visits/inspections
3 complaint inspections
6 routine inspections
New Jersey average: 8 visits/inspections
New Jersey average: 6 inspections
Show Inspection Reports
Routine Scope And Severity
G – Moderate-High Concern
On a scale from A (least severe) to L (most severe).
77 deficiencies identified during routine visits
Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.
New Jersey average: 18 deficiencies
Comparison Chart
The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.Compare Nursing Homes around Trenton
Complete Care at Mercerville
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
HC
Hospice Care
MC
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
Nursing Homes 24/7 care needed
Mercerville
114
No
62
COMPLETE CARE AT MERCERVILLE, LLC
89.2%
$14,268,779.00
$5,021,131.00
35.2%
103.90
4/5
3.5820
3/5
2/5
5/5
-
-
Belle Care Center
SNF
Nursing Home 24/7 care needed
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
Trenton
106
No
69
PERLOW, JOSEPH
79.2%
$8,666,698.00
$3,021,969.00
34.9%
101.40
2/5
3.9519
1/5
3/5
5/5
2
-
Belle Care Nursing & Rehabilitation Center
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
MC
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
Nursing Homes 24/7 care needed
Trenton
106
No
69
PERLOW, JOSEPH
79.2%
$8,666,698.00
$3,021,969.00
34.9%
101.40
2/5
3.9519
1/5
3/5
5/5
2
-
Avant Rehabilitation & Care Center
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
SNF
Nursing Homes 24/7 care needed
Trenton
149
No
72
PANDYA, RITEN
57.1%
$10,009,354.00
$3,836,482.00
38.3%
137.90
2/5
3.1300
1/5
1/5
5/5
-
-
Seaton Ocean Grove Assisted Living & Memory Care
AL
Assisted Living For seniors needing help with daily tasks but not full-time nursing.
IL
Independent Living For self-sufficient seniors seeking community and minimal assistance.
MC
Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
SNF
Nursing Homes 24/7 care needed
Ocean Grove
161
No
76
OCEAN GROVE OPERATING LLC
-
-
-
-
-
-
-
-
-
-
-
Studio / 1 Bed
Places of interest near Belle Care Center
1.4 miles from city center
439 Bellevue Ave, Trenton, NJ 08618
Calculate Travel Distance to Belle Care Center
Add your location
Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
110
Total Staff
103
Employees
7
Contractors
34,512
Total Hours (Quarter)
48
Avg Staff/Day
7.9
Avg Shift (hrs)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 4 | 7.2 | No |
| Licensed Practical Nurse | 19 | 8.6 | No |
| Certified Nursing Assistant | 46 | 7.8 | Yes |
Staff by Category
Administration ⓘ
2 staff
7.7hs shift avg
Nursing Staff ⓘ
76 staff
7.9hs shift avg
Physicians & Practitioners ⓘ
8 staff
7.3hs shift avg
Therapy Services ⓘ
9 staff
8.6hs shift avg
Activities & Recreation ⓘ
0 staff
0hs shift avg
Social Services ⓘ
1 staff
4.6hs shift avg
Dietary Services ⓘ
9 staff
7.6hs shift avg
Other Services ⓘ
5 staff
7hs shift avg
Contractor Analysis
0.7%
of total hours from contractors
255 contractor hours this quarter
Certified Nursing Assistant: 1
Respiratory Therapist: 1
Medical Director: 1
Occupational Therapy Assistant: 1
Occupational Therapy Aide: 3
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 45 | 1 | 46 | 16,062 | 91 | 100% | 7.8 |
| Licensed Practical Nurse | 19 | 0 | 19 | 6,071 | 91 | 100% | 8.6 |
| Dietitian | 9 | 0 | 9 | 2,420 | 91 | 100% | 7.6 |
| Clinical Nurse Specialist | 7 | 0 | 7 | 2,201 | 91 | 100% | 7.2 |
| RN Director of Nursing | 7 | 0 | 7 | 1,825 | 81 | 89% | 7.7 |
| Registered Nurse | 4 | 0 | 4 | 1,048 | 74 | 81% | 7.2 |
| Dental Services Staff | 3 | 0 | 3 | 1,032 | 73 | 80% | 7.3 |
| Respiratory Therapy Technician | 2 | 0 | 2 | 947 | 69 | 76% | 9 |
| Respiratory Therapist | 1 | 1 | 2 | 710 | 72 | 79% | 9.8 |
| Physical Therapy Assistant | 1 | 0 | 1 | 575 | 65 | 71% | 8.8 |
| Administrator | 1 | 0 | 1 | 488 | 61 | 67% | 8 |
| Nurse Practitioner | 1 | 0 | 1 | 464 | 58 | 64% | 8 |
| Mental Health Service Worker | 2 | 0 | 2 | 414 | 59 | 65% | 6.3 |
| Occupational Therapy Aide | 0 | 3 | 3 | 134 | 29 | 32% | 4.1 |
| Qualified Social Worker | 1 | 0 | 1 | 74 | 16 | 18% | 4.6 |
| Occupational Therapy Assistant | 0 | 1 | 1 | 46 | 6 | 7% | 7.7 |
| Medical Director | 0 | 1 | 1 | 3 | 3 | 3% | 1 |
Health Inspection History
Source: CMS Health Citations (Oct 2020 – Apr 2025)
4
Inspections
64
Total Citations
6
Critical (J-L)
1
Serious (G-I)
16
Citations/Inspection
Apr 2025
Last Inspection
Citation Severity Distribution
What do these levels mean?
Top Deficiency Categories
Pharmacy Services
9
14% of total
Infection Control
8
13% of total
Resident Rights
8
13% of total
Quality of Life & Care
7
11% of total
Abuse, Neglect & Exploitation
7
11% of total
Administration
6
9% of total
Citation Sources
Standard Inspections
56
Complaint Investigations
11
State Comparison (NJ)
Citations
64
New Jersey average: 20.9
Critical Citations
6
New Jersey average: 0.7
Recent Citations (Last 3 Years)
| Date | Severity ? | Category | Tag | Status |
|---|---|---|---|---|
| Apr 24, 2025 | D | Abuse/Neglect | F0609 | Corrected |
| Apr 24, 2025 | E | Pharmacy | F0755 | Corrected |
| Jun 26, 2024 | G | Abuse/Neglect | F0600 | Corrected |
| Jun 26, 2024 | J | Abuse/Neglect | F0603 | Corrected |
| Jun 26, 2024 | J | Abuse/Neglect | F0604 | Corrected |
| Jun 26, 2024 | E | Abuse/Neglect | F0607 | Corrected |
| Jun 26, 2024 | D | Abuse/Neglect | F0610 | Corrected |
| Jun 26, 2024 | J | Administration | F0835 | Corrected |
| Jun 26, 2024 | F | Administration | F0838 | Corrected |
| Jun 26, 2024 | F | Administration | F0865 | Corrected |
| Jun 26, 2024 | D | Environmental | F0921 | Corrected |
| Jun 26, 2024 | E | Infection Control | F0880 | Corrected |
| Jun 26, 2024 | F | Infection Control | F0881 | Corrected |
| Jun 26, 2024 | E | Infection Control | F0882 | Corrected |
| Jun 26, 2024 | D | Infection Control | F0883 | Corrected |
| Jun 26, 2024 | E | Nursing Services | F0725 | Corrected |
| Jun 26, 2024 | E | Nutrition | F0809 | Corrected |
| Jun 26, 2024 | D | Nutrition | F0812 | Corrected |
| Jun 26, 2024 | E | Pharmacy | F0755 | Corrected |
| Jun 26, 2024 | F | Pharmacy | F0756 | Corrected |
| Jun 26, 2024 | D | Pharmacy | F0757 | Corrected |
| Jun 26, 2024 | E | Pharmacy | F0759 | Corrected |
| Jun 26, 2024 | E | Pharmacy | F0761 | Corrected |
| Jun 26, 2024 | D | Quality of Care | F0677 | Corrected |
| Jun 26, 2024 | E | Quality of Care | F0679 | Corrected |
| Jun 26, 2024 | D | Quality of Care | F0686 | Corrected |
| Jun 26, 2024 | D | Quality of Care | F0693 | Corrected |
| Jun 26, 2024 | E | Quality of Care | F0697 | Corrected |
| Jun 26, 2024 | E | Care Planning | F0641 | Corrected |
| Jun 26, 2024 | D | Care Planning | F0656 | Corrected |
| Jun 26, 2024 | D | Care Planning | F0657 | Corrected |
| Jun 26, 2024 | E | Care Planning | F0658 | Corrected |
| Jun 26, 2024 | D | Care Planning | F0842 | Corrected |
| Jun 26, 2024 | J | Resident Rights | F0550 | Corrected |
| Jun 26, 2024 | J | Resident Rights | F0557 | Corrected |
| Jun 26, 2024 | J | Resident Rights | F0561 | Corrected |
| Jun 26, 2024 | D | Resident Rights | F0573 | Corrected |
| Jun 26, 2024 | D | Resident Rights | F0580 | Corrected |
| Jun 26, 2024 | E | Resident Rights | F0582 | Corrected |
| Jun 26, 2024 | D | Resident Rights | F0584 | Corrected |
| Oct 20, 2022 | E | Abuse/Neglect | F0604 | Corrected |
| Oct 20, 2022 | E | Administration | F0838 | Corrected |
| Oct 20, 2022 | E | Administration | F0865 | Corrected |
| Oct 20, 2022 | D | Administration | F0868 | Corrected |
| Oct 20, 2022 | E | Infection Control | F0880 | Corrected |
| Oct 20, 2022 | D | Infection Control | F0881 | Corrected |
| Oct 20, 2022 | D | Infection Control | F0888 | Corrected |
| Oct 20, 2022 | E | Nutrition | F0812 | Corrected |
| Oct 20, 2022 | E | Pharmacy | F0756 | Corrected |
| Oct 20, 2022 | D | Pharmacy | F0759 | Corrected |
Facility Characteristics
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Ownership: For-Profit Corporation
Resident Census by Payment Source
94
Total Residents
Medicare
6
(6.4%)
ⓘ
Medicaid
84
(89.4%)
ⓘ
Private Pay/Other
4
(4.3%)
ⓘ
Programs & Services
Residents' Group
ⓘ
Family Engagement
Active councils help families stay involved in care decisions and facility operations.
Active
Resident Council
ⓘ
Quality Measures
CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.
Source: CMS Nursing Home Compare (Data as of Jan 2026)
High-Risk Clinical Events
5.3
Score
23% better than avg
New Jersey avg: 6.8
Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline
Functional Decline
6.1
Score
51% better than avg
New Jersey avg: 12.4
Composite score based on ADL decline, walking ability decline, and incontinence
Long-Stay Resident Measures
Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.
Need for Help with Daily Activities Increased
7.8%
Lost Too Much Weight
4.3%
Urinary Tract Infection
0.6%
Depressive Symptoms
5.3%
Falls with Major Injury
1.2%
Pneumococcal Vaccine
99.7%
Antipsychotic Use
13.5%
Walking Ability Worsened
7.9%
Influenza Vaccine
98.8%
High Risk Residents with Pressure Ulcers
5.2%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
2.6%
Short-Stay Resident Measures
Measures for residents who stay 100 days or less (typically rehabilitation patients).
Pneumococcal Vaccine
97.2%
23% better than avg
New Jersey: 78.9%
Short-Stay Residents Who Received a New Antipsychotic Medication
0.0%
100% better than avg
New Jersey: 1.2%
Influenza Vaccine
92.3%
15% better than avg
New Jersey: 80.1%
Penalties & Fines
Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.
Source: CMS Penalties Database (Data as of Jan 2026)
Total Fines
$28K
New Jersey avg: $77K
64% better than avg
Number of Fines
2
New Jersey avg: 2.0
Compared to New Jersey Average
Facility: $28K |
New Jersey Avg: $77K
Penalty History
Showing all 2 penalties (Jun 2024 - Jun 2024)
Jun 26, 2024
Civil Money Penalty
$11K
Jun 26, 2024
Civil Money Penalty
$17K
Financial Trends
Historical financial and operational data for Belle Care Center based on CMS SNF Cost Reports.
Occupancy Rate
79.2%
↑ 0.2pp vs 2022
Net Income
-$4,187,766
↓ ~$3.2M vs 2022
Total Payroll
$6,276,120
↑ ~$1.1M vs 2022
Profit Margin
-48.3%
↓ 36.8pp vs 2022
Loading trend charts...
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Claim What’s Yours: Financial Aid for New Jersey Seniors
Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
NJ Medicaid MLTSS
Official government program page
- General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- NJ Specifics: High urban demand; managed care model.
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
NJ JACC
Official government program page
- General: Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits: ~$2,500/month (individual, varies).
- Asset Limits: $40,000 (individual).
- NJ Specifics: Higher asset limit; limited funding.
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
New Jersey PAAD
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
New Jersey Senior Gold
Official government program page
- General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits: Not assessed.
- NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
- Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
Official government program page
- General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025): ~$150,000/year (combined household, projected).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
New Jersey ANCHOR
Official government program page
- General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits: Not assessed.
- NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
New Jersey Stay NJ
Official government program page
- General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025): ~$500,000/year (projected, subject to final regs).
- Asset Limits: Not assessed; home ownership required.
- NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
Official government program page
- General: Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
New Jersey LIHEAP
Official government program page
- General: Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- NJ Specifics: Covers oil, gas, electric; emergency aid available.
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
- General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- NJ Specifics: 21 AAAs; rural/low-income priority.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
- General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- NJ Specifics: High veteran demand in urban/rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for New Jersey Seniors
NJ Medicaid MLTSS
Managed Long Term Services and Supports
Requirements:
General:Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):~$2,829/month (300% FBR, individual).- Asset Limits:$2,000 (individual), $3,000 (couple).
NJ Specifics:High urban demand; managed care model.
Benefits without Contact:
- Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC
JACC (Jersey Assistance for Community Caregiving)
Requirements:
- General:Age 60+, New Jersey resident, at risk of nursing home.
- Income Limits:~$2,500/month (individual, varies).
- Asset Limits:$40,000 (individual).
- NJ Specifics:Higher asset limit; limited funding.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142/year (individual), ~$49,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits without Contact:
- Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold
Senior Gold Prescription Discount Program
Requirements:
- General:Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
- Income Limits (2025):~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
- Asset Limits:Not assessed.
- NJ Specifics:Copays $15 + 50% of remaining cost; no premium assistance.
Benefits without Contact:
- Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, NJ resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- NJ Specifics:Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze
Senior Freeze (Property Tax Reimbursement)
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
- Income Limits (2025):~$150,000/year (combined household, projected).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits without Contact:
- Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
Requirements:
- General:Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
- Income Limits (2025):~$150,000/year (homeowners), ~$75,000/year (renters).
- Asset Limits:Not assessed.
- NJ Specifics:Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits without Contact:
- Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ
Stay NJ
Requirements:
- General:Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
- Income Limits (2025):~$500,000/year (projected, subject to final regs).
- Asset Limits:Not assessed; home ownership required.
- NJ Specifics:Up to 50% tax credit (max $6,500); phased implementation.
Benefits without Contact:
- Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund
Universal Service Fund (USF)
Requirements:
- General:Age 65+ prioritized, NJ resident, utility customer, low-income.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits without Contact:
- Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP
Home Energy Assistance Program (LIHEAP)
Requirements:
- General:Age 60+ prioritized, NJ resident, low-income household.
- Income Limits (2025):~$3,970/month (individual, 185% FPL).
- Asset Limits:Not assessed; income-focused.
- NJ Specifics:Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
- Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program
NJ Family Caregiver Support Program (via NFCSP)
Requirements:
- General:Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
- Income Limits (2025):Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits:Not assessed; need-based.
- NJ Specifics:21 AAAs; rural/low-income priority.
Benefits without Contact:
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- NJ Specifics:High veteran demand in urban/rural areas.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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Touring Checklist for Senior Living
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