Chapel Hill Senior Living
Chapel Hill Senior Living is where assisted living with memory care takes center stage. Nestled in the heart of Cumberland, Rhode Island, this thoughtfully designed home provides a safe and comforting haven for seniors, specifically tailored to meet the unique needs of individuals with dementia. A variety of floor plans are available, catering to individual preferences and ensuring a living space that feels like home. At Chapel Hill, the emphasis is on fostering carefree living, where every aspect of well-being is attended to, allowing residents to live life to the fullest.
Experience an innovative approach to memory care, rooted in the principles of the Montessori philosophy. Personalized engagement and meaningful activities are provided to nurture cognitive abilities and foster a sense of purpose. Community amenities, such as a state-of-the-art fitness center, convenient on-site laundry facilities, and picturesque walking trails, are designed to enhance overall well-being. Rest assured that a dedicated team is available round-the-clock, providing 24-hour emergency maintenance and support. The commitment is to create an environment where residents can feel secure and at ease, knowing that assistance is readily available when needed.
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Type of Care Available
(401)-868-4221 Claim What’s Yours: Financial Aid for Rhode Island Seniors
- General: Age 65+ or disabled, Rhode Island resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $4,000 (individual, higher than most states).
- RI Specifics: Higher asset limit; small state aids quicker processing.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
- General: Caregiver of someone 60+ (or with dementia), Rhode Island resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- RI Specifics: Limited slots; urban focus due to small size.
- Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
- General: Age 55+, RI resident (specific counties), NFLOC, safe with PACE support.
- Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
- Asset Limits: $4,000 (individual), $6,000 (couple) for Medicaid enrollees.
- RI Specifics: Operated by PACE Organization of Rhode Island; covers 4 counties (Providence, Kent, Washington, Newport).
- Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.
- General: Age 65+, RI resident, need help with 1+ ADL/IADL, not Medicaid-eligible.
- Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale fees.
- Asset Limits: Not strictly assessed; focus on income/need.
- RI Specifics: Administered by Division of Elderly Affairs (DEA); complements Medicaid.
- Services: Personal care (4-6 hours/week), homemaker services, respite (~5 days/year), transportation.
- General: Age 65+ (or disabled), RI resident, SSI-eligible, living in approved AL facility.
- Income Limits (2025): $943/month (SSI federal rate) + state supplement ($332/month).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- RI Specifics: Supplement increases to ~$1,275/month total for AL residents; ~50 facilities participate.
- Services: Financial aid (~$332/month extra) for AL costs (personal care, meals, activities).
- General: Age 65+ or disabled, RI resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- RI Specifics: Three tiers; includes Extra Help for Part D; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Age 60+ prioritized, RI resident, low-income household.
- Income Limits (2025): ~$3,970/month (individual, 185% FPL).
- Asset Limits: Not assessed; income-focused.
- RI Specifics: Covers gas, electric, oil; emergency aid available.
- Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).
- General: Age 65+ or disabled veteran/spouse, RI resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- RI Specifics: High veteran demand; supports rural/urban care needs.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
- General: Age 60+, RI resident, low-income.
- Income Limits (2025): ~$2,322/month (individual, 185% FPL).
- Asset Limits: Not assessed.
- RI Specifics: Vouchers (~$50/season); serves ~10,000 annually.
- Services: Vouchers (~$50/season) for fresh produce at approved markets.
- General: Age 65+ (or disabled), RI resident, homeowner/renter, low-income.
- Income Limits (2025): ~$35,000/year (household).
- Asset Limits: Not assessed; income-focused.
- RI Specifics: Credit up to $400; local exemptions vary by municipality.
- Services: Tax credit (~$100-$400/year avg., depending on income).
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For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
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Frequently Asked Questions
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Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:
- Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
- Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
- Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
- Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
- State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
- Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
- Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.
Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.
We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.
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- Custom wheelchairs at all price points.
- Custom hearing aids
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- Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
- Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
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