Charter Senior Living of Edgewood
At Charter Senior Living of Edgewood in Northern Kentucky, seniors can find a balance of autonomy and support tailored to their unique needs, whether that’s Personal Care or Memory Care. This facility especially stands out for its specialized approach to individuals with memory-related conditions, such as Alzheimer’s or other types of dementia. Charter Senior Living ensures a structured, predictable environment, which is known to reduce stress and enhance the well-being of those grappling with memory loss.
The memory care specialists at Charter Senior Living aren’t just caregivers; they’re trained experts adept at addressing the particular challenges posed by dementia and Alzheimer’s. Their goal isn’t merely to provide care but to form genuine bonds with residents, offering the tailored support they need throughout the day. The Flourish℠ programming, backed by research, is a testament to their commitment. This unique approach aims not just to care for, but to uplift, nurturing purpose and ensuring the dignity of every resident remains intact.

Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for Kentucky Seniors
- General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- KY Specifics: Rural focus; waitlists possible.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.
- General: Age 65+ or disabled, Kentucky resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- KY Specifics: Competitive grants; limited availability.
- Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).
- General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
- Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
- Asset Limits: Not assessed; need-based focus.
- KY Specifics: 15 AAAs; rural focus; not in nursing homes.
- Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.
- General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).
- General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
- Income Limits (2025): ~$31,225/year (individual); varies by AAA.
- Asset Limits: Not strictly assessed; need-based.
- KY Specifics: Max $1,500/year; statewide via AAAs.
- Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.
- General: Age 55+, unemployed, low-income, Kentucky resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- KY Specifics: Priority for veterans, rural residents.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- KY Specifics: High veteran demand in rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Kentucky Seniors
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