What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Charter Senior Living of Fredericksburg

20 Heartfields Ln, Falmouth, VA 22405 View Map

Charter Senior Living of Fredericksburg is a Memory Care Home in Virginia

Charter Senior Living of… is a Memory Care Home in Virginia

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20 Heartfields Ln, Falmouth, VA 22405

Email: [email protected]

Phone: (540) 373-8800

Email:
[email protected]

Phone:
(540) 373-8800

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Virginia Seniors

Program

State Program Name

Eligibility

Benefits

Commonwealth Coordinated Care Plus (CCC Plus)

VA Medicaid CCC Plus

Official government program page

General: Age 65+ or disabled, Virginia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
VA Specifics: Managed care model; high demand in urban areas.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Virginia Respite Care Grant Program

VA Respite Grant

Official government program page

General: Caregiver of someone 60+, Virginia resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
VA Specifics: Limited grants; rural/urban balance.

Services: In-home respite (up to 30 days/year), adult day care (~$65/day), facility respite (up to 5 days).

Adult Services Program

Virginia Adult Services (AS)

Official government program page

General: Age 60+ (or disabled 18+), VA resident, need significant care (2+ ADLs), not Medicaid-eligible.
Income Limits (2025): Varies by locality; typically < ~$2,510/month (200% FPL).
Asset Limits: Limited assets (excludes home, car); varies by DSS.
VA Specifics: Serves ~5,000 annually; focuses on low-income independence.

Services: Personal care (4-6 hours/week), adult day care (~$60/day), chore services, assessments, respite (~5 days/year).

Auxiliary Grant Program

Virginia Auxiliary Grant (AG)

Official government program page

General: Age 65+ (or disabled 18+), VA resident, living in approved ALF/foster care, SSI-eligible or low-income.
Income Limits (2025): ~$1,041/month (individual, SSI level + $20 disregard); higher with medical deductions.
Asset Limits: $2,000 (individual).
VA Specifics: Serves 4,000; personal needs allowance ($90/month).

Services: Cash (~$1,400-$1,700/month in 2025, varies by region) for ALF/foster care costs; basic care included.

Medicare Savings Program (MSP)

Virginia Medicare Savings Program

General: Age 65+ or disabled, VA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
VA Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Energy Assistance Program (EAP)

Virginia Energy Assistance Program

Official government program page

General: Age 60+ prioritized, VA resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
VA Specifics: Fuel, Crisis, Cooling components; serves ~100,000 households.

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max), equipment repair (~$250).

Senior Community Service Employment Program (SCSEP)

Virginia SCSEP

Official government program page

General: Age 55+, unemployed, low-income, VA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
VA Specifics: Priority for veterans, rural residents; AARP/Goodwill partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Virginia VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, VA resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
VA Specifics: High veteran population; supports rural/urban needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Property Tax Relief for the Elderly and Disabled

Virginia Property Tax Relief

Official government program page

General: Age 65+ or disabled, VA resident, homeowner, income/asset limits vary by locality.
Income Limits (2025): ~$50,000-$75,000/year (household, e.g., Fairfax: $72,000; Richmond: $50,000).
Asset Limits: Varies (e.g., Fairfax: $400,000 net worth; Richmond: $100,000).
VA Specifics: Offered in 90% of localities; saves ~$500-$2,000/year.

Services: Tax exemption/deferral (~$500-$2,000/year depending on locality).

Senior Farmers’ Market Nutrition Program (SFMNP)

Virginia SFMNP

Official government program page

General: Age 60+, VA resident, low-income.
Income Limits (2025): ~$2,322/month (185% FPL).
Asset Limits: Not assessed.
VA Specifics: Vouchers (~$50-$75/season); serves ~15,000 via AAAs.

Services: Vouchers (~$50-$75/season) for produce at farmers’ markets.

Claim What’s Yours Financial Aid for Virginia Seniors

VA Medicaid CCC Plus

Commonwealth Coordinated Care Plus (CCC Plus)

Requirements:

General:
Age 65+ or disabled, Virginia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
VA Specifics:
Managed care model; high demand in urban areas.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Official Program Page

VA Respite Grant

Virginia Respite Care Grant Program

Requirements:

General:
Caregiver of someone 60+, Virginia resident.
Income Limits:
~$2,500/month (individual, varies).
Asset Limits:
$40,000 (individual).
VA Specifics:
Limited grants; rural/urban balance.

Benefits without Contact:

Services: In-home respite (up to 30 days/year), adult day care (~$65/day), facility respite (up to 5 days).

Official Program Page

Virginia Adult Services (AS)

Adult Services Program

Requirements:

General:
Age 60+ (or disabled 18+), VA resident, need significant care (2+ ADLs), not Medicaid-eligible.
Income Limits (2025):
Varies by locality; typically < ~$2,510/month (200% FPL).
Asset Limits:
Limited assets (excludes home, car); varies by DSS.
VA Specifics:
Serves ~5,000 annually; focuses on low-income independence.

Benefits without Contact:

Services: Personal care (4-6 hours/week), adult day care (~$60/day), chore services, assessments, respite (~5 days/year).

Official Program Page

Virginia Auxiliary Grant (AG)

Auxiliary Grant Program

Requirements:

General:
Age 65+ (or disabled 18+), VA resident, living in approved ALF/foster care, SSI-eligible or low-income.
Income Limits (2025):
~$1,041/month (individual, SSI level + $20 disregard); higher with medical deductions.
Asset Limits:
$2,000 (individual).
VA Specifics:
Serves 4,000; personal needs allowance ($90/month).

Benefits without Contact:

Services: Cash (~$1,400-$1,700/month in 2025, varies by region) for ALF/foster care costs; basic care included.

Official Program Page

Virginia Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, VA resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
VA Specifics:
Includes Extra Help for Part D; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Virginia Energy Assistance Program

Energy Assistance Program (EAP)

Requirements:

General:
Age 60+ prioritized, VA resident, low-income household.
Income Limits (2025):
~$3,970/month (185% FPL).
Asset Limits:
Not assessed.
VA Specifics:
Fuel, Crisis, Cooling components; serves ~100,000 households.

Benefits without Contact:

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max), equipment repair (~$250).

Official Program Page

Virginia SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, VA resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified.
VA Specifics:
Priority for veterans, rural residents; AARP/Goodwill partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Virginia VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, VA resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth).
VA Specifics:
High veteran population; supports rural/urban needs.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Virginia Property Tax Relief

Property Tax Relief for the Elderly and Disabled

Requirements:

General:
Age 65+ or disabled, VA resident, homeowner, income/asset limits vary by locality.
Income Limits (2025):
~$50,000-$75,000/year (household, e.g., Fairfax: $72,000; Richmond: $50,000).
Asset Limits:
Varies (e.g., Fairfax: $400,000 net worth; Richmond: $100,000).
VA Specifics:
Offered in 90% of localities; saves ~$500-$2,000/year.