What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

Charter Senior Living of Oak Openings

Charter Senior Living of Oak Openings is a Memory Care Home in Ohio

Charter Senior Living of… is a Memory Care Home in Ohio

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Overview of Charter Senior Living of Oak Openings

Charter Senior Living of Oak Openings is an exquisite community that stands as one of Toledo, Ohio’s assisted living communities. This dynamic establishment caters to diverse lifestyles through its Assisted Living and Memory Care services, adapting to residents’ evolving requirements.
Prioritizing well-being and convenience, this assisted living community provides therapy services on-site, assuring families of their loved ones’ comprehensive care. At Charter, the dedicated team treats residents with the same warmth as family, with a genuine commitment to nurturing their spirits. Residents get to experience vibrant life-enrichment programs that empower residents to explore a wealth of choices, fostering a fully engaged and connected life. Experience the Distinction at Charter Senior Living of Oak Openings.

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What families are saying

Quality of care and staff professionalism

The staff at Charter Senior Living is consistently described as attentive, caring, and friendly, contributing to a welcoming and supportive environment for residents and their families.

Care & staff

Personalized attention and individual support

The facility prioritizes creating a home-like atmosphere, as evidenced by personalized touches such as framed family pictures, which help residents feel comfortable and at ease.

Personal attention Community

Home Information Charter Senior Living of Oak Openings

Walk Score: 47 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

Join Our Online

Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Comparison Chart

Compare Memory Care around Toledo

Charter Senior Living of Oak Openings

Aspen Grove

Lambertville

Studio

Yes

A+

CSL Aspen Grove, LLC

Foundation Park Alzheimer‘s Care Center

Kingston Residence of Perrysburg

Kingston Residence of Sylvania

Charter Senior Living of Oak Openings

Type of care: AL

Pets Allowed: No

Rate Range: -

Aspen Grove

Type of care: AL

Community: Lambertville

Bed Options: Studio

Bed Count: 83

Pets Allowed: Yes

Operator: CSL Aspen Grove, LLC

Rate Range: -

Foundation Park Alzheimer‘s Care Center

Type of care: AL

Pets Allowed: No

Rate Range: -

Kingston Residence of Perrysburg

Type of care: AL

Pets Allowed: No

Rate Range: -

Kingston Residence of Sylvania

Type of care: AL

Pets Allowed: No

Rate Range: -

Claim What’s Yours: Financial Aid for Ohio Seniors

Program

State Program Name

Eligibility

Benefits

PASSPORT Waiver

Ohio Medicaid PASSPORT

General: Age 60+, Ohio resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
OH Specifics: Administered through regional agencies; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Ohio Home Care Program (non-Medicaid)

OH HCP

General: Age 60+, Ohio resident, at risk of decline.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
OH Specifics: Limited funding; regional variation.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Assisted Living Waiver (ALW)

Ohio Assisted Living Waiver

General: Age 21+ (65+ prioritized), OH resident, Medicaid-eligible, NFLOC.
Income Limits (2025): ~$2,829/month (individual); QIT required.
Asset Limits: $2,000 (individual), $3,000 (couple).
OH Specifics: Covers ~300 facilities; room/board not included (separate cost).

Services: Personal care, meals, medication management, transportation (~$3,000-$4,000/month value).

Program of All-Inclusive Care for the Elderly (PACE)

Ohio PACE (e.g., McGregor PACE)

General: Age 55+, OH resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
OH Specifics: Available in 9 counties (e.g., Cuyahoga, Franklin); expanding via Healthy Aging Grants.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Medicare Savings Program (MSP)

Ohio Medicare Savings Program

General: Age 65+ or disabled, OH resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
OH Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Home Energy Assistance Program (HEAP)

Ohio HEAP

General: Age 60+ prioritized, OH resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
OH Specifics: Covers gas, electric, oil; emergency aid via Winter/Summer Crisis Programs.

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).

Family Caregiver Support Program (FCSP)

Ohio Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; OH resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
OH Specifics: 12 AAAs; rural/low-income priority; volunteer respite option.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

Ohio SCSEP

General: Age 55+, unemployed, low-income, OH resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
OH Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Ohio VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, OH resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
OH Specifics: High veteran demand; supports care in multiple settings.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Homestead Exemption

Ohio Homestead Exemption

General: Age 65+ (or disabled), OH resident, homeowner, low-income.
Income Limits (2025): ~$38,500/year (individual, adjusted annually).
Asset Limits: Not assessed; home ownership required.
OH Specifics: Reduces taxable value by $25,000; applies to primary residence.

Services: Tax reduction (~$400-$800/year avg., varies by county).

Save the Dream Ohio (Homeowner Assistance Fund)

Ohio Save the Dream

General: Age 60+ prioritized, OH resident, homeowner, hardship post-Jan 21, 2020.
Income Limits (2025): ~$147,600/year (family of 4, 150% AMI; varies by county).
Asset Limits: Not assessed; hardship-focused.
OH Specifics: Covers delinquent mortgages, utilities, taxes; max $25,000 mortgage aid.

Services: Mortgage aid ($25,000 max), utility/property tax aid ($5,000 avg.).

Claim What’s Yours Financial Aid for Ohio Seniors

Ohio Medicaid PASSPORT