What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Cheshire Home | Florham Park, NJ | Photos & Videos

Overview of Cheshire Home

Cheshire Home is a rehabilitation center in Florham Park, NJ, specializing in building independence for adults with spinal cord injuries and neurological conditions. It offers a unique Cheshire Achieve Roadmap to Independence™ program that focuses on individualized care and therapy. The facility has earned a 5-star rating from Medicare, reflecting its commitment to quality and safety.

(973) 966-1232 support@cheshirenj.org

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 6.21/day

Overall rating

5/5

Health Inspection

4/5

Staffing

5/5

Quality Measures

5/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 35

This home is often near full

That suggests steady demand, but availability may be limited.

98.6%

35-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

License Status

Active

Facility Type

Long Term Care Facility

Additional licensing details

License number: 061421

CMS Certification Number: 315383

Accreditations: 501(c)(3) organization

Inspection Rating: 5-star rating from Medicare’s Care Compare

Ownership & operating entity

Cheshire Home is administrated by Mr. GEORGE ZEITLER.

Owner name: CHESHIRE HOME, INC.

Safety & Compliance

Care Services

Nursing Services

Rehabilitation Services

Skilled Nursing

Licensed Nurses/CNAs

Additional Policies & Features

Minimum Age: 18

Amenities & Lifestyle

Programs & Activities

Specific Programs

The Cheshire Achieve Roadmap to Independence, Rise&Walk®, Cheshire Home’s Wheelchair Seating & Mobility Clinic, Skilled Care Nursing After Acute Rehab, Admissions Process Map, Become a Resident

Results

31 with citations

0 without citations

Show Inspection Reports

Florham Park, NJ 07932

Calculate Travel Distance to Cheshire Home

Add your location

115

Total Staff

Employees

Contractors

27,809

Total Hours (Quarter)

Avg Staff/Day

7.5

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	12	6.9	Yes
Licensed Practical Nurse	37	7.3	Yes
Certified Nursing Assistant	40	7.7	Yes

Staff by Category

Administration

2 staff

6.5hs shift avg

Nursing Staff

94 staff

7.5hs shift avg

Physicians & Practitioners

5 staff

7.7hs shift avg

Therapy Services

9 staff

6.5hs shift avg

Activities & Recreation

2 staff

7.1hs shift avg

Social Services

1 staff

1.3hs shift avg

Dietary Services

1 staff

7.5hs shift avg

Other Services

1 staff

7.5hs shift avg

Contractor Analysis

4.4%

of total hours from contractors

1,212 contractor hours this quarter

Licensed Practical Nurse: 19 Registered Nurse: 3 Certified Nursing Assistant: 14 Occupational Therapy Aide: 1 Feeding Assistant: 1 Medical Director: 1 Qualified Social Worker: 1 Occupational Therapy Assistant: 1 Qualified Activities Professional: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	26	14	40	11,249	91	100%	7.7
Licensed Practical Nurse	18	19	37	7,648	91	100%	7.3
Registered Nurse	9	3	12	2,237	91	100%	6.9
Nurse Aide in Training	4	0	4	1,523	90	99%	8.4
Clinical Nurse Specialist	4	0	4	1,394	70	77%	7.8
Administrator	1	0	1	488	65	71%	7.5
Physical Therapy Aide	2	0	2	470	65	71%	6
Mental Health Service Worker	1	0	1	450	60	66%	7.5
Speech Language Pathologist	1	0	1	442	59	65%	7.5
Respiratory Therapy Technician	2	0	2	431	58	64%	7.2
Therapeutic Recreation Specialist	1	0	1	420	56	62%	7.5
Dietitian	1	0	1	420	56	62%	7.5
Nurse Practitioner	1	0	1	390	52	57%	7.5
Occupational Therapy Aide	0	1	1	90	12	13%	7.5
Physical Therapy Assistant	2	0	2	45	19	21%	2.4
Feeding Assistant	0	1	1	33	11	12%	3
Medical Director	0	1	1	30	15	16%	2
Qualified Social Worker	0	1	1	30	23	25%	1.3
Occupational Therapy Assistant	0	1	1	18	4	4%	4.4
Qualified Activities Professional	0	1	1	3	4	4%	0.8

View All Staffing Data in Florham Park

Total Health inspections 3

25% below New Jersey average

New Jersey average: 4.0

Last Health inspection on Sep 2024

Total Health citations 13

38% below New Jersey average

New Jersey average: 20.9

4.33 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 13 citations

Complaint investigations 0 citations

Breakdown of citations

Critical Health citations 0

100% below New Jersey average

New Jersey average: 0.7

Serious Health citations 0

100% below New Jersey average

New Jersey average: 0.4

Moderate Health citations 13

Minor Health citations 0

Citations history (last 3 years)

Abuse/Neglect moderate citation Sep 06, 2024

Corrected

Administration moderate citation Sep 06, 2024

Corrected

Infection Control moderate citation Sep 06, 2024

Corrected

Nursing Services moderate citation Sep 06, 2024

Corrected

Ownership: Non-Profit Corporation

Resident Census by Payment Source

31 Total Residents

Medicaid 21 (67.7%)

Private Pay/Other 10 (32.3%)

Programs & Services

Residents' Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 8.8

30% worse than New Jersey average

New Jersey average: 6.8

Functional decline score 0.6

96% better than New Jersey average

New Jersey average: 12.4

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 1.1%

89% below New Jersey average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 0.0%

100% below New Jersey average.

Falls with Major Injury 0.0%

100% below New Jersey average.

High Risk Residents with Pressure Ulcers 32.0%

425% above New Jersey average.

Urinary Tract Infection 0.0%

100% below New Jersey average.

Depressive Symptoms 6.9%

39% below New Jersey average.

Antipsychotic Use 0.0%

100% below New Jersey average.

Pneumococcal Vaccine 99.3%

7% above New Jersey average.

Influenza Vaccine 100.0%

3% above New Jersey average.

Lost Too Much Weight 2.2%

53% below New Jersey average.

Financial Trends

Historical financial and operational data for Cheshire Home based on CMS SNF Cost Reports.

Occupancy Rate 93.1% ↓ 5.1pp vs 2020

Net Income $432,474 ↑ ~$424K vs 2020

Total Payroll $7,121,270 ↑ ~$362K vs 2020

Profit Margin 5.2% ↑ 5.1pp vs 2020

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021
Occupancy %	11.3%	96.4%	95.8%	98.2%	97.3%	97.2%	93.8%	94.7%	97.7%	98.2%	93.1%
Beds	35	35	35	35	35	35	35	35	35	35	35
Net Income	-$47,644	-$188,955	$50,975	-$42,233	-$32,647	$265,523	$5,295	-$461,070	$49,527	$8,701	$432,474
Gross Revenue	$6,971,858	$7,221,717	$7,198,791	$7,037,155	$7,638,575	$7,785,567	$7,579,961	$7,817,479	$8,052,956	$8,287,884	$8,332,171
Operating Expenses	$6,971,180	$7,368,314	$7,479,752	$7,500,561	$7,962,427	$8,012,795	$8,257,051	$8,626,370	$8,573,291	$9,126,285	$10,000,854
Net Patient Revenue	$6,538,436	$6,585,926	$6,941,827	$7,037,155	$7,638,575	$7,785,567	$7,579,961	$7,817,479	$8,052,956	$8,287,884	$8,332,171
Total Payroll	$4,897,973	$5,176,508	$5,507,293	$5,398,924	$5,685,113	$5,836,756	$5,953,944	$6,068,975	$6,261,766	$6,759,734	$7,121,270
Profit Margin %	-0.7%	-2.6%	0.7%	-0.6%	-0.4%	3.4%	0.1%	-5.9%	0.6%	0.1%	5.2%
Medicare %	8.6%	0.4%	0.2%	0.7%	3.4%	0.6%	1.0%	0.3%	0.0%	0.0%	0.0%
Medicaid %	0.0%	90.2%	84.4%	81.0%	75.5%	77.8%	78.9%	81.0%	79.5%	75.5%	72.5%
Private %	91.4%	9.5%	15.4%	18.3%	21.1%	21.6%	20.0%	18.7%	20.5%	24.5%	27.5%
Revenue/Day	$4,519	$533	$567	$561	$614	$625	$633	$646	$645	$659	$701
Cost/Day	$4,818	$596	$611	$598	$641	$643	$689	$713	$687	$725	$841
Avg Length of Stay	289.4 days	325.1 days	244.9 days	266.9 days	226.0 days	429.5 days	260.4 days	247.0 days	402.7 days	466.1 days	313.0 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Managed Long Term Services and Supports

NJ Medicaid MLTSS

General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

NJ Specifics: High urban demand; managed care model.

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

General: Age 60+, New Jersey resident, at risk of nursing home.

Income Limits: ~$2,500/month (individual, varies).

Asset Limits: $40,000 (individual).

NJ Specifics: Higher asset limit; limited funding.

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).

Asset Limits: Not assessed.

NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Senior Gold Prescription Discount Program

New Jersey Senior Gold

General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).

Asset Limits: Not assessed.

NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

General: Age 65+ or disabled, NJ resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.

Income Limits (2025): ~$150,000/year (combined household, projected).

Asset Limits: Not assessed; home ownership required.

NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.

Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).

Asset Limits: Not assessed.

NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Stay NJ

New Jersey Stay NJ

General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.

Income Limits (2025): ~$500,000/year (projected, subject to final regs).

Asset Limits: Not assessed; home ownership required.

NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.

Universal Service Fund (USF)

New Jersey Universal Service Fund

General: Age 65+ prioritized, NJ resident, utility customer, low-income.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.

Home Energy Assistance Program (LIHEAP)

New Jersey LIHEAP

General: Age 60+ prioritized, NJ resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

NJ Specifics: Covers oil, gas, electric; emergency aid available.

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

NJ Specifics: 21 AAAs; rural/low-income priority.

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

NJ Specifics: High veteran demand in urban/rural areas.

Cheshire Home

Cheshire Home is a Nursing Home in New Jersey

Cheshire Home is a Nursing Home in New Jersey

Cheshire Home

Cheshire Home is a Nursing Home in New Jersey

Cheshire Home is a Nursing Home in New Jersey

Quality ratings

Capacity and availability

Smaller home

This home is often near full

About this community

Additional licensing details

Ownership & operating entity

Safety & Compliance

Care Services

Additional Policies & Features

Amenities & Lifestyle

Programs & Activities

Inspection History

7 visits/inspections

Results

Inspection Reports

Places of interest near Cheshire Home

Calculate Travel Distance to Cheshire Home

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for New Jersey Seniors

Managed Long Term Services and Supports

JACC (Jersey Assistance for Community Caregiving)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Senior Gold Prescription Discount Program

Medicare Savings Program (MSP)

Senior Freeze (Property Tax Reimbursement)

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Stay NJ

Universal Service Fund (USF)

Home Energy Assistance Program (LIHEAP)

NJ Family Caregiver Support Program (via NFCSP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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