What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

Clearwater at South Bay | Torrance, CA | Photos & Videos

Overview of Clearwater at South Bay

Clearwater at South Bay is a luxurious assisted living, memory care, and respite care facility in Torrance. The resort-style community is a comfortable place that is inviting to all residents of different backgrounds. These are all created to ensure that residents can live a stress-free lifestyle and create a joyous experience in the community. The luxurious senior living community provides families with the belief that their loved ones are in great hands.
A member of the Clearwater group, South Bay provides an array of upscale amenities and resort-like hospitality for residents of independent living, assisted living, and memory care. Seniors can live a meaningful lifestyle through simple day-to-day living through essential services such as housekeeping and laundry, transportation and concierge, and round-the-clock care.

(424) 571-2603

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 137

This home usually has availability

Lower occupancy suggests more openings may be available.

72.3%

137-bed community

A larger shared setting that may offer more common spaces and organized community services.

6 years in operation

An established community with some operational experience and growing routines.

Walk Score: 82 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

Occupancy Rate

72%

Occupied Beds

99 of 137

Percentage of available beds currently in use by residents.

License Status

LICENSED

Facility Type

RESIDENTIAL CARE ELDERLY

License Date

August 29, 2019

Additional licensing details

County: LOS ANGELES

Ownership & operating entity

Clearwater at South Bay is legally operated by CSB LLC; HSRE-CLEARWATER II TRS; CSL BERKSHIRE LLC.

Care Services

Respite Care

Memory Care

Independent Living

Licensed Nurses/CNAs

All Levels of Care

Assisted Living

Memory Support

Short-Term Stays

Programs & Activities

Specific Programs

Assisted Living, Memory Support, Short-Term Stays

Dining & Nutrition

Food Description

Dining is a significant aspect of life at Clearwater at South Bay, featuring multiple dining venues with chef-driven dishes using fresh ingredients.

Breakdown by visit type

19 total complaint visits

Show Inspection Reports

14 complaint investigations

Investigations can have many visits.

5 official inspections

7 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

3 serious citations

A violation that poses an immediate risk to resident health or safety, or represents a substantial failure to comply with licensing requirements.

4 moderate citations

A violation that does not pose an immediate risk to resident health or safety but requires correction to remain in compliance.

Latest inspection

Date:September 4, 2025

Type:Complaint Investigation

6 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Inspection Report Summary for Clearwater at South Bay

Most inspections found no deficiencies, and several complaint investigations were unsubstantiated, indicating generally good compliance. The most recent report from September 4, 2025, was a complaint investigation that found no deficiencies and did not substantiate the allegation about air conditioning issues. Earlier reports showed isolated deficiencies, including a substantiated failure in April 2025 to provide authorized representatives with copies of residents' files within the required timeframe, and past issues with the air conditioning system in 2022 and 2024 that were eventually resolved. There were also medication documentation and chemical storage deficiencies cited in November 2023, but no fines or enforcement actions were listed in the available reports. Overall, the facility’s compliance appears to have improved over time, with recent investigations showing no deficiencies.

Compare Assisted Living around Torrance

Clearwater at South Bay

Torrance

137

CSB LLC; HSRE-CLEARWATER II TRS; CSL BERKSHIRE LLC

72.3%

-15%

Silverado Beach Cities Memory Care Community

Redondo Beach (South Redondo)

120

SILVERADO BEACH CITIES LLC;SILVERADO SR LVNG MGMT

78.3%

-8%

Silverado Rolling Hills Memory Care Community

Torrance

Yes

SILVERADO ROLLING HILLS LLC& SILVERADO SENIOR LIV

17.6%

-79%

Cogir of South Bay

SNF

Torrance

Yes

TORRANCE OPERATIONS LLC; CADENCE SL TORRANCE LLC

55.9%

-34%

Studio / 1 Bed / 2 Bed

Evergreen Haven Assisted Living

SNF

Torrance

100.0%

+18%

Clearwater at South Bay

Type of care: AL

Community: Torrance

Bed Count: 137

Pets Allowed: No

Operator: CSB LLC; HSRE-CLEARWATER II TRS; CSL BERKSHIRE LLC

Occupancy: 72.3%

Occupancy vs State Avg:

-15%

Silverado Beach Cities Memory Care Community

Type of care: AL MC

Community: Redondo Beach (South Redondo)

Bed Count: 120

Pets Allowed: No

Operator: SILVERADO BEACH CITIES LLC;SILVERADO SR LVNG MGMT

Occupancy: 78.3%

Occupancy vs State Avg:

-8%

Silverado Rolling Hills Memory Care Community

Type of care: AL MC

Community: Torrance

Bed Count: 68

Pets Allowed: Yes

Operator: SILVERADO ROLLING HILLS LLC& SILVERADO SENIOR LIV

Occupancy: 17.6%

Occupancy vs State Avg:

-79%

Cogir of South Bay

Type of care: AL IL MC SNF

Community: Torrance

Bed Count: 34

Pets Allowed: Yes

Operator: TORRANCE OPERATIONS LLC; CADENCE SL TORRANCE LLC

Occupancy: 55.9%

Occupancy vs State Avg:

-34%

Bed Options: Studio / 1 Bed / 2 Bed

Evergreen Haven Assisted Living

Type of care: AL IL MC SNF

Community: Torrance

Bed Count: 6

Pets Allowed: No

Occupancy: 100.0%

Occupancy vs State Avg:

+18%

3210 Sepulveda Blvd, Torrance, CA 90505

Calculate Travel Distance to Clearwater at South Bay

Add your location

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Multipurpose Senior Services Program

MSSP (Medi-Cal Waiver)

General: Age 65+, California resident, Medi-Cal eligible, nursing home risk.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

CA Specifics: County-managed; waitlists possible.

In-Home Supportive Services (IHSS)

California IHSS

General: Age 65+, California resident, Medicaid-eligible or low-income.

Income Limits: ~$1,732/month (individual, Medi-Cal threshold).

Asset Limits: $2,000 (individual).

CA Specifics: Can hire family as caregivers.

Multipurpose Senior Services Program (MSSP)

CA MSSP

General: Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.

Income Limits: ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual).

CA Specifics: Available in 38 counties; waitlists common.

Property Tax Postponement Program (PTP)

CA PTP

General: Age 62+, California resident, own and live in home, 40% equity.

Income Limits (2025): ~$51,500/year (household, adjusted annually).

Asset Limits: Equity-based; no strict asset cap.

CA Specifics: Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Assisted Living Waiver (ALW)

CA ALW

General: Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.

Income Limits: ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual).

CA Specifics: Available in 15 counties (e.g., LA, Sacramento); waitlists common.

California CARES Program

CA CARES

General: Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.

Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.

Asset Limits: Not applicable; need-based.

CA Specifics: High demand in urban areas; complements IHSS respite.

Low-Income Home Energy Assistance Program (LIHEAP)

CA LIHEAP

General: Age 60+ priority, California resident, low-income, utility/heating need.

Income Limits (2025): ~$2,510/month (200% of poverty level, individual).

Asset Limits: Not applicable; income-focused.

CA Specifics: High demand in inland/coastal extremes; weatherization capped at $5,000/home.

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Clearwater at South Bay

Clearwater at South Bay

Capacity and availability

Medium-capacity home

This home usually has availability

About this community

Additional licensing details

Ownership & operating entity

Care Services

All Levels of Care

Programs & Activities

Dining & Nutrition

Inspection History

25 visits

Breakdown by visit type

14 complaint investigations

5 official inspections

7 total citations

3 serious citations

4 moderate citations

Latest inspection

6 deficiencies

Inspection Report Summary for Clearwater at South Bay

Inspection Reports

Compare Assisted Living around Torrance

Places of interest near Clearwater at South Bay

Calculate Travel Distance to Clearwater at South Bay

Guides for Better Senior Living

Eldertainment

Financial Aid for California Seniors

Multipurpose Senior Services Program

In-Home Supportive Services (IHSS)

Multipurpose Senior Services Program (MSSP)

Property Tax Postponement Program (PTP)

Assisted Living Waiver (ALW)

California CARES Program

Low-Income Home Energy Assistance Program (LIHEAP)

Contact Us

Your Senior Care Partner, Every Step of the Way

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

Send Checklist to Your Email

Write a review for Clearwater at South Bay

Rate your overall experience with this community

Just a few quick questions

Your feedback is important to us.

Need Help?

Let us help you or a loved one find the perfect senior home.