Clipper Harbor

Article: How to get Medicare and Medicaid to Pay for Assisted Living

13.8 miles from city center

Description

Clipper Harbor is one of Portsmouth’s trusted and affordable assisted living homes for seniors near Dover. Residents receive personalized care that allows them to obtain the necessary care while promoting an active lifestyle. The vibrant community ensures only the best approach to senior care. Clipper Harbor prides itself on achieving a safe and secure community for residents to experience rejuvenation and recovery in a nurturing home.

Community features include 24-hour care supervision, ADLs, medication management, stimulating activities and programs, and housekeeping– among many others.

Map

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Details

What does this place offer?

Housing Options Private Rooms

Building Type Single-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Nursing Homes Independent Living Assisted Living

Comparison Chart

Compare senior living communities around the area

Clipper Harbor

Portsmouth

Private Rooms

N/A

Brookdale Spruce Wood

Durham

Studio / 1 Bed / 2 Bed

N/A

Yes

Claim What’s Yours: Financial Aid for New Hampshire Seniors

Program

State Program Name

Eligibility

Benefits

Choices for Independence

NH Medicaid CFI Waiver

General: Age 65+ or disabled, New Hampshire resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
NH Specifics: Small state; rural access emphasis.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), home aides.

NH ServiceLink Aging and Disability Resource Center

NH ServiceLink

General: Age 60+, New Hampshire resident, or caregiver.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
NH Specifics: Primarily referral-based; limited direct funding.

Services: Care coordination, respite (up to 5 days/year), transportation (~5 trips/month).

Old Age Assistance (OAA)

New Hampshire Old Age Assistance

General: Age 65+, NH resident, US citizen/eligible alien, not in public institution.
Income Limits (2025): ~$1,063/month (individual, net after deductions); varies by living arrangement.
Asset Limits: $1,500 (individual), $2,000 (couple).
NH Specifics: Automatic Medicaid eligibility; estate recovery applies.

Services: Cash (~$50-$200/month) for living costs (e.g., rent, utilities, care support).

New Hampshire Family Caregiver Program (via NFCSP)

New Hampshire Family Caregiver Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; NH resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
NH Specifics: 13 ServiceLink locations; rural/low-income priority.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Medicare Savings Program (MSP)

New Hampshire Medicare Savings Program

General: Age 65+ or disabled, NH resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
NH Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

New Hampshire Fuel Assistance Program (FAP)

New Hampshire Fuel Assistance Program

General: Age 60+ prioritized, NH resident, low-income household.
Income Limits (2025): ~$33,614/year (1-person), ~$43,958/year (2-person) (150% FPL).
Asset Limits: Not assessed; income-focused.
NH Specifics: Administered by 5 CAP agencies; covers oil, gas, electric, wood.

Services: Heating aid ($300-$1,200/season), weatherization, emergency fuel ($450 max).

Senior Community Service Employment Program (SCSEP)

New Hampshire SCSEP

General: Age 55+, unemployed, low-income, NH resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
NH Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

New Hampshire VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NH resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
NH Specifics: High veteran demand in rural/urban areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

NH Low and Moderate Income Homeowners Property Tax Relief

New Hampshire Property Tax Relief

General: Age 65+ prioritized, NH resident, homeowner, paid property taxes.
Income Limits (2025): ~$47,000/year (individual), ~$60,000/year (couple).
Asset Limits: Not assessed; home value cap at $750,000.
NH Specifics: Refundable relief (~$100-$500/year); annual application.

Services: Tax relief (~$100-$500/year) to offset housing costs, indirectly aiding care funding.

Claim What’s Yours Financial Aid for New Hampshire Seniors

NH Medicaid CFI Waiver

Choices for Independence

Eligibility

General: Age 65+ or disabled, New Hampshire resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
NH Specifics: Small state; rural access emphasis.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), home aides.

NH ServiceLink

NH ServiceLink Aging and Disability Resource Center

Eligibility

General: Age 60+, New Hampshire resident, or caregiver.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
NH Specifics: Primarily referral-based; limited direct funding.

Benefits

Services: Care coordination, respite (up to 5 days/year), transportation (~5 trips/month).

New Hampshire Old Age Assistance

Old Age Assistance (OAA)

Eligibility

General: Age 65+, NH resident, US citizen/eligible alien, not in public institution.
Income Limits (2025): ~$1,063/month (individual, net after deductions); varies by living arrangement.
Asset Limits: $1,500 (individual), $2,000 (couple).
NH Specifics: Automatic Medicaid eligibility; estate recovery applies.

Benefits

Services: Cash (~$50-$200/month) for living costs (e.g., rent, utilities, care support).

New Hampshire Family Caregiver Program

New Hampshire Family Caregiver Program (via NFCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; NH resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
NH Specifics: 13 ServiceLink locations; rural/low-income priority.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

New Hampshire Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, NH resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
NH Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

New Hampshire Fuel Assistance Program

New Hampshire Fuel Assistance Program (FAP)

Eligibility

General: Age 60+ prioritized, NH resident, low-income household.
Income Limits (2025): ~$33,614/year (1-person), ~$43,958/year (2-person) (150% FPL).
Asset Limits: Not assessed; income-focused.
NH Specifics: Administered by 5 CAP agencies; covers oil, gas, electric, wood.

Benefits

Services: Heating aid ($300-$1,200/season), weatherization, emergency fuel ($450 max).

New Hampshire SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, NH resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
NH Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

New Hampshire VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, NH resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
NH Specifics: High veteran demand in rural/urban areas.