Covenant Living at Inverness

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

The Covenant Living at Inverness is a senior living community that mainly provides service for residential living, assisted living, and skilled nursing seniors. The senior living community is dedicated to empowering all residents to be given the opportunity to live life on their own terms. The atmosphere of the senior living community boasts a friendly yet professional ambiance. The resort-like community boasts a relaxing and calming experience for their residents because they provide them with the opportunity to freely choose a lifestyle that matches their needs. The Covenant Living at Inverness is the premier community in Tulsa that promotes a lifestyle of growth and fulfillment in the lives of every resident.
The Covenant senior living is all about convenience and individuality. A lot of their amenities and services are designed to ensure that a resident’s needs are met and satisfied. Assisted living residents are offered the SAIDO learning program that focuses on the enhancement of cognitive ability for residents with dementia. To name a few of their community amenities include a library, wellness center, courtyard and garden, and an arts and crafts studio; while services include housekeeping and laundry, and transportation.

Comparison Chart

Compare senior living communities around the area

Covenant Living at Inverness

Tulsa

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Saint Simeon‘s Senior Community

Tulsa

N/A

Claim What’s Yours: Financial Aid for Oklahoma Seniors

Program

State Program Name

Eligibility

Benefits

ADvantage Waiver

Oklahoma Medicaid ADvantage

General: Age 65+ or disabled, Oklahoma resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
OK Specifics: High rural demand; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

Oklahoma Respite Voucher Program

OK Respite Vouchers

General: Caregiver of someone 60+, Oklahoma resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
OK Specifics: Limited vouchers; rural focus.

Services: In-home respite (up to 30 days/year), adult day care (~$60/day), facility respite (up to 5 days).

Personal Care Program

Oklahoma Personal Care Program

General: Age 65+ (or disabled), OK resident, Medicaid-eligible, need help with 1+ ADL.
Income Limits (2025): ~$1,255/month (100% FPL, individual); QIT optional.
Asset Limits: $2,000 (individual), $3,000 (couple).
OK Specifics: No NFLOC required (less stringent than ADvantage); statewide via SoonerCare.

Services: Personal care (5-20 hours/week), bathing, grooming, light housekeeping, meal prep.

Older Americans Act (OAA) Services

Oklahoma OAA Services

General: Age 60+, OK resident (or spouse of any age); no income/asset limits.
Income Limits (2025): None; donations encouraged for some services.
Asset Limits: Not assessed.
OK Specifics: 11 AAAs; services vary by region (e.g., urban vs. rural).

Services: Meals (home-delivered or congregate, ~$5-$7/meal value), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

Medicare Savings Program (MSP)

Oklahoma Medicare Savings Program

General: Age 65+ or disabled, OK resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
OK Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Oklahoma LIHEAP

General: Age 60+ prioritized, OK resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
OK Specifics: Covers gas, electric, oil; emergency aid via Energy Crisis Assistance Program (ECAP).

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max via ECAP), weatherization.

Senior Community Service Employment Program (SCSEP)

Oklahoma SCSEP

General: Age 55+, unemployed, low-income, OK resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
OK Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Oklahoma VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, OK resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
OK Specifics: High veteran population; supports rural/urban care needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Senior Farmers’ Market Nutrition Program (SFMNP)

Oklahoma SFMNP

General: Age 60+, OK resident, low-income.
Income Limits (2025): ~$2,322/month (individual, 185% FPL).
Asset Limits: Not assessed.
OK Specifics: Vouchers (~$50/season) via 11 AAAs; farmers’ market focus.

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Property Tax Exemption for Seniors

Oklahoma Senior Property Tax Exemption

General: Age 65+, OK resident, homeowner, low-income.
Income Limits (2025): ~$25,000/year (individual, adjusted annually).
Asset Limits: Not assessed; home value < $1M.
OK Specifics: Exemption up to $1,000 of assessed value; homestead required.

Services: Tax reduction (~$100-$200/year avg., varies by county).

Claim What’s Yours Financial Aid for Oklahoma Seniors

Oklahoma Medicaid ADvantage

ADvantage Waiver

Eligibility

General: Age 65+ or disabled, Oklahoma resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
OK Specifics: High rural demand; waitlists possible.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

OK Respite Vouchers

Oklahoma Respite Voucher Program

Eligibility

General: Caregiver of someone 60+, Oklahoma resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
OK Specifics: Limited vouchers; rural focus.

Benefits

Services: In-home respite (up to 30 days/year), adult day care (~$60/day), facility respite (up to 5 days).

Oklahoma Personal Care Program

Personal Care Program

Eligibility

General: Age 65+ (or disabled), OK resident, Medicaid-eligible, need help with 1+ ADL.
Income Limits (2025): ~$1,255/month (100% FPL, individual); QIT optional.
Asset Limits: $2,000 (individual), $3,000 (couple).
OK Specifics: No NFLOC required (less stringent than ADvantage); statewide via SoonerCare.

Benefits

Services: Personal care (5-20 hours/week), bathing, grooming, light housekeeping, meal prep.

Oklahoma OAA Services

Older Americans Act (OAA) Services

Eligibility

General: Age 60+, OK resident (or spouse of any age); no income/asset limits.
Income Limits (2025): None; donations encouraged for some services.
Asset Limits: Not assessed.
OK Specifics: 11 AAAs; services vary by region (e.g., urban vs. rural).

Benefits

Services: Meals (home-delivered or congregate, ~$5-$7/meal value), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

Oklahoma Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, OK resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
OK Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Oklahoma LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ prioritized, OK resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
OK Specifics: Covers gas, electric, oil; emergency aid via Energy Crisis Assistance Program (ECAP).

Benefits

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max via ECAP), weatherization.

Oklahoma SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, OK resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
OK Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Oklahoma VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, OK resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
OK Specifics: High veteran population; supports rural/urban care needs.