Fern Terrace of Bowling Green
Fern Terrace of Bowling Green is a senior community located in close proximity to the Greenwood Mall. This prime location offers convenience with abundant shopping opportunities and access to social events. As an excellent choice for seniors, Fern Terrace not only prioritizes comfort and safety but also creates an ideal atmosphere where residents can find tranquility while receiving top-notch care.
With 24-hour staffing, health monitoring, and assistance with medication administration, Fern Terrace ensures that residents’ needs are met around the clock. Personal care is delivered with precision and attention, guaranteeing optimal support. Companionship flourishes within the home-like atmosphere of Fern Terrace, where residents are surrounded by amazing amenities that enhance their quality of life. Each day, a variety of in-house and outdoor activities are available, fostering engagement and enjoyment. Local churches provide entertainment and religious opportunities, further enriching the residents’ experiences. Additionally, a computer learning center offers opportunities for new skills and enjoyment.

Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for Kentucky Seniors
- General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- KY Specifics: Rural focus; waitlists possible.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.
- General: Age 65+ or disabled, Kentucky resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- KY Specifics: Competitive grants; limited availability.
- Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).
- General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
- Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
- Asset Limits: Not assessed; need-based focus.
- KY Specifics: 15 AAAs; rural focus; not in nursing homes.
- Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.
- General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).
- General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
- Income Limits (2025): ~$31,225/year (individual); varies by AAA.
- Asset Limits: Not strictly assessed; need-based.
- KY Specifics: Max $1,500/year; statewide via AAAs.
- Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.
- General: Age 55+, unemployed, low-income, Kentucky resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- KY Specifics: Priority for veterans, rural residents.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- KY Specifics: High veteran demand in rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Kentucky Seniors
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