What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

Fern Terrace of Bowling Green

1030 Shive Ln, Bowling Green, KY 42103 View Map

Fern Terrace of Bowling Green is a Memory Care Home in Kentucky

Fern Terrace of Bowling… is a Memory Care Home in Kentucky

Home
Search
USA
Kentucky
Best memory care bowling green memory care bowling green
Fern Terrace of Bowling Green
View All Images

Care Cost Calculator: See Prices in Your Area Care Cost Calculator: See Prices in Your Area

Explore Open Rooms

Overview of Fern Terrace of Bowling Green

Fern Terrace of Bowling Green is a senior community located in close proximity to the Greenwood Mall. This prime location offers convenience with abundant shopping opportunities and access to social events. As an excellent choice for seniors, Fern Terrace not only prioritizes comfort and safety but also creates an ideal atmosphere where residents can find tranquility while receiving top-notch care.
With 24-hour staffing, health monitoring, and assistance with medication administration, Fern Terrace ensures that residents’ needs are met around the clock. Personal care is delivered with precision and attention, guaranteeing optimal support. Companionship flourishes within the home-like atmosphere of Fern Terrace, where residents are surrounded by amazing amenities that enhance their quality of life. Each day, a variety of in-house and outdoor activities are available, fostering engagement and enjoyment. Local churches provide entertainment and religious opportunities, further enriching the residents’ experiences. Additionally, a computer learning center offers opportunities for new skills and enjoyment.

(270) 781-6784 info@fernterraceofbowlinggreen.com

Home Information Fern Terrace of Bowling Green

114-bed community

A larger shared setting that may offer more common spaces and organized community services.

Walk Score: 72 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

License Status

Active

Facility Type

Personal Care Home

Additional licensing details

License number: 100403

County: WARREN

Ownership & operating entity

Fern Terrace of Bowling Green is legally operated by SIMPSON FAMILY HOLDINGS, LLC.

Nonprofit ownership: No

1030 Shive Ln, Bowling Green, KY 42103

Calculate Travel Distance to Fern Terrace of Bowling Green

Add your location

Comparison Chart

Compare Memory Care around Bowling Green

Fern Terrace of Bowling Green

Bowling Green

114

SIMPSON FAMILY HOLDINGS, LLC

Greenwood Nursing and Rehabilitation Center

Bowling Green

128

BOICE, GALE

90.1%

$15,257,876.00

$5,372,160.00

35.2%

122.00

2/5

3.6248

2/5

4/5

Morningside of Bowling Green

Bowling Green

Signature Healthcare of Bowling Green

Bowling Green

176

A+

SHC KY HOLDINGS LLC

70.3%

$15,327,170.00

$4,201,346.00

27.4%

131.60

3/5

3.2675

3/5

2/5

4/5

Fern Terrace of Bowling Green

Type of care: AL

Community: Bowling Green

Bed Count: 114

Pets Allowed: No

Operator: SIMPSON FAMILY HOLDINGS, LLC

Greenwood Nursing and Rehabilitation Center

Type of care: AL

Community: Bowling Green

Bed Count: 128

Pets Allowed: No

Operator: BOICE, GALE

CCN: 185187

Occupancy: 90.1%

Home Revenue: $15,257,876.00

Payroll Costs: $5,372,160.00

Payroll %: 35.2%

Avg Residents/Day: 122.00

Overall Rating: 2/5

Adj Nurse Hours: 3.6248

Health Insp Rating: 2/5

Staffing Rating: 2/5

QM Rating: 4/5

Morningside of Bowling Green

Type of care: AL

Community: Bowling Green

Pets Allowed: No

Signature Healthcare of Bowling Green

Type of care: AL

Community: Bowling Green

Bed Count: 176

Pets Allowed: No

Operator: SHC KY HOLDINGS LLC

CCN: 185089

Occupancy: 70.3%

Home Revenue: $15,327,170.00

Payroll Costs: $4,201,346.00

Payroll %: 27.4%

Avg Residents/Day: 131.60

Overall Rating: 3/5

Adj Nurse Hours: 3.2675

Health Insp Rating: 3/5

Staffing Rating: 2/5

QM Rating: 4/5

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Kentucky Seniors

Program

State Program Name

Eligibility

Benefits

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
KY Specifics: Rural focus; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.

Hart-Supported Living Program

KY Hart-Supported Living

Official government program page

General: Age 65+ or disabled, Kentucky resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
KY Specifics: Competitive grants; limited availability.

Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
Asset Limits: Not assessed; need-based focus.
KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025): ~$31,225/year (individual); varies by AAA.
Asset Limits: Not strictly assessed; need-based.
KY Specifics: Max $1,500/year; statewide via AAAs.

Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
KY Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
KY Specifics: High veteran demand in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Kentucky Seniors

Kentucky Medicaid HCB Waiver