What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Garrard Convalescent Home | Covington, KY | Photos & Videos

Overview of Garrard Convalescent Home

Set in the harmonious neighborhood of Garrard Street, Covington, KY, Garrard Convalescent Home is a renowned senior living community providing skilled care and rehabilitation. A team of compassionate and highly skilled professionals strives to meet seniors’ needs and preferences for a worry-free retirement. The community fosters a bright and friendly environment for seniors to feel a sense of belonging and comfort in its beautiful premises.

With its ideal location near convenient amenities and fun attractions, the community ensures residents can easily access their necessities and desires. The community provides various therapeutic services to enhance residents’ everyday living. Garrard Convalescent Home goes above and beyond to provide a safe place for seniors to make every moment of their golden years count.

(859) 431-6913

What does this home offer?

Building Type: 3-story

Types of Care at Garrard Convalescent Home

Nursing Home

Compare Nursing Homes around Covington

5 facilities compared · CMS & KY Dept. of Health data · Updated Apr 2026

Filter by care type

Rosedale Green

Covington

88.7%

4.36

0.0

162

Knollman, Londa

$18.5M

$6.3M

34.4%

185225

Carmel Manor

Covington

53.5%

4.56

0.0

The Carmelite Sisters For The Aged And Infirm

$13.2M

$3.8M

29%

185208

Garrard Convalescent Home

Covington (Licking Riverside)

0.0

Baptist Life Communities

Covington

0.0

Ivy Knoll

Covington

0.0

Rosedale Green

Overall Rating:

Type of care: NH AL

Community: Covington

Occupancy: 88.7%

Nurse hrs per resident/day: 4.4

Health Insp Rating:

Staffing Rating:

QM Rating:

Citations per Inspection: 0.0

Avg Residents/Day: 162

Operator: Knollman, Londa

Home Revenue: $18,474,548.00

Payroll Costs: $6,347,690.00

Payroll %: 34.4%

CCN: 185225

Carmel Manor

Overall Rating:

Type of care: NH AL

Community: Covington

Occupancy: 53.5%

Nurse hrs per resident/day: 4.6

Health Insp Rating:

Staffing Rating:

QM Rating:

Number of Fines: 8

Citations per Inspection: 0.0

Avg Residents/Day: 86

Operator: The Carmelite Sisters For The Aged And Infirm

Home Revenue: $13,190,739.00

Payroll Costs: $3,824,600.00

Payroll %: 29%

CCN: 185208

Garrard Convalescent Home

Type of care: AL IL MC NH

Community: Covington (Licking Riverside)

Citations per Inspection: 0.0

Baptist Life Communities

Type of care: NH AL

Community: Covington

Citations per Inspection: 0.0

Ivy Knoll

Type of care: NH AL

Community: Covington

Bed Count: 45

Citations per Inspection: 0.0

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Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

KY Specifics: Rural focus; waitlists possible.

Hart-Supported Living Program

KY Hart-Supported Living

General: Age 65+ or disabled, Kentucky resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

KY Specifics: Competitive grants; limited availability.

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).

Asset Limits: Not assessed; need-based focus.

KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

Income Limits (2025): ~$31,225/year (individual); varies by AAA.

Asset Limits: Not strictly assessed; need-based.

KY Specifics: Max $1,500/year; statewide via AAAs.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

KY Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

KY Specifics: High veteran demand in rural areas.

Nursing Home in Covington

Garrard Convalescent Home

Nursing Home in Covington