Gems Assisted Living IV

Article: How to get Medicare and Medicaid to Pay for Assisted Living

3.8 miles from city center

Description

Tucked away in the neighborhood of Lake Havasu City, AZ, Gems Assisted Living IV is a tight-knit senior living community that offers assisted living. Residents here can choose from its array of private and shared accommodations with housekeeping and laundry services for their convenience. Offering an excellent team of care professionals and assistance with daily living activities, the community ensures its residents are well-cared for.

An array of community-sponsored activities and events help residents maintain an active and fulfilling life. Residents’ nutritional needs are always satisfied with carefully prepared meals that are served daily. Here, residents enjoy a nurturing environment that fosters a comfortable and meaningful retirement experience.

Map

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Details

What does this place offer?

Housing Options Private Rooms

Building Type Single-story

Amenities

Dining Services

Social and Recreational Activities

Types of Care Available

Assisted Living Memory Care Hospice Care

Comparison Chart

Compare senior living communities around the area

Gems Assisted Living IV

Lake Havasu City

Private Rooms

N/A

Casa Grande Assisted Living

Lake Havasu City

Private Rooms

N/A

Vista Pointe at Lake Havasu City

Arizona 86403

Studio / 1 Bed / 2 Bed / Private Suite

N/A

Gems Assisted Living – Kingman

Kingman

Private Rooms

N/A

Gems Assisted Living III

Lake Havasu City

Private Rooms

N/A

Claim What’s Yours: Financial Aid for Arizona Seniors

Program

State Program Name

Eligibility

Benefits

Arizona Long Term Care System

ALTCS

General: Age 65+ or disabled, Arizona resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
AZ Specifics: Covers tribal members; rural outreach.

Services: In-home care (6-8 hours/day), assisted living, nursing home care, medical services, transportation (10 trips/month).

Non-Medical Home and Community Based Services

AZ DES Non-Medical HCBS

General: Age 60+, Arizona resident, at risk of institutionalization.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $10,000 (individual).
AZ Specifics: Limited funding; waitlists common.

Services: Homemaker services (3-5 hours/week), respite care (up to 10 days/year), adult day care (~$60/day).

Senior Community Service Employment Program (SCSEP)

AZ SCSEP

General: Age 55+, Arizona resident, unemployed, low-income.
Income Limits (2025): ~$1,519/month (125% of poverty level, individual).
Asset Limits: Not specified; income-driven.
AZ Specifics: Wages at highest of federal/state/local minimum ($14.35/hour in 2025).

Services: Paid training (20 hours/week), job placement (avg. $300-$500/month earnings), career counseling.

Weatherization Assistance Program (WAP)

AZ WAP

General: Age 60+ priority, Arizona resident, own/rent home, low-income.
Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
Asset Limits: Not applicable; income-focused.
AZ Specifics: High demand in rural desert areas; limited annual funds.

Services: Insulation, weather stripping, HVAC repairs (avg. $500-$1,000/year savings).

Section 202 Supportive Housing for the Elderly

AZ Section 202

General: Age 62+, Arizona resident, very low income, able to live independently with support.
Income Limits (2025): ~$1,645/month (50% of area median income, individual, varies by county).
Asset Limits: $10,000 (individual, excludes home if owned).
AZ Specifics: Limited units; high demand in metro areas like Phoenix.

Services: Subsidized rent (30% of income, e.g., $300-$500/month), on-site services (housekeeping, transportation, ~$200/month value).

Arizona CARES Program

AZ CARES

General: Caregivers of Arizona residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
AZ Specifics: Focus on rural access; complements ALTCS respite.

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).

AZ DES Non-Medical Home and Community Based Services (HCBS)

AZ DES Non-Medical HCBS

General: Age 60+ or disabled, Arizona resident, need assistance with daily activities, not eligible for Medicaid/ALTCS.
Income Limits: Above Medicaid threshold but low-income (~$1,500-$2,500/month, varies by region).
Asset Limits: Not specified; income-driven eligibility.
AZ Specifics: Targets those ineligible for ALTCS; prioritizes rural and tribal areas.

Services: Homemaker services (3-5 hours/week), personal care (limited hours), respite care (up to 10 days/year), transportation (~5 trips/month).

Claim What’s Yours Financial Aid for Arizona Seniors

ALTCS

Arizona Long Term Care System

Eligibility

General: Age 65+ or disabled, Arizona resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
AZ Specifics: Covers tribal members; rural outreach.

Benefits

Services: In-home care (6-8 hours/day), assisted living, nursing home care, medical services, transportation (10 trips/month).

AZ DES Non-Medical HCBS

Non-Medical Home and Community Based Services

Eligibility

General: Age 60+, Arizona resident, at risk of institutionalization.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $10,000 (individual).
AZ Specifics: Limited funding; waitlists common.

Benefits

Services: Homemaker services (3-5 hours/week), respite care (up to 10 days/year), adult day care (~$60/day).

AZ SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, Arizona resident, unemployed, low-income.
Income Limits (2025): ~$1,519/month (125% of poverty level, individual).
Asset Limits: Not specified; income-driven.
AZ Specifics: Wages at highest of federal/state/local minimum ($14.35/hour in 2025).

Benefits

Services: Paid training (20 hours/week), job placement (avg. $300-$500/month earnings), career counseling.

AZ WAP

Weatherization Assistance Program (WAP)

Eligibility

General: Age 60+ priority, Arizona resident, own/rent home, low-income.
Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
Asset Limits: Not applicable; income-focused.
AZ Specifics: High demand in rural desert areas; limited annual funds.

Benefits

Services: Insulation, weather stripping, HVAC repairs (avg. $500-$1,000/year savings).

AZ Section 202

Section 202 Supportive Housing for the Elderly

Eligibility

General: Age 62+, Arizona resident, very low income, able to live independently with support.
Income Limits (2025): ~$1,645/month (50% of area median income, individual, varies by county).
Asset Limits: $10,000 (individual, excludes home if owned).
AZ Specifics: Limited units; high demand in metro areas like Phoenix.

Benefits

Services: Subsidized rent (30% of income, e.g., $300-$500/month), on-site services (housekeeping, transportation, ~$200/month value).

AZ CARES

Arizona CARES Program

Eligibility

General: Caregivers of Arizona residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
AZ Specifics: Focus on rural access; complements ALTCS respite.

Benefits

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).

AZ DES Non-Medical HCBS

AZ DES Non-Medical Home and Community Based Services (HCBS)

Eligibility

General: Age 60+ or disabled, Arizona resident, need assistance with daily activities, not eligible for Medicaid/ALTCS.
Income Limits: Above Medicaid threshold but low-income (~$1,500-$2,500/month, varies by region).
Asset Limits: Not specified; income-driven eligibility.
AZ Specifics: Targets those ineligible for ALTCS; prioritizes rural and tribal areas.