What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Golden Harbor

505 S Water St, Sheboygan, WI 53081 View Map

Golden Harbor is an Assisted Living Home in Wisconsin

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Golden Harbor
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Overview of Golden Harbor

Located in the quiet community of Sheboygan, WI, the Golden Harbor is a remarkable senior living community providing assisted living, memory care, and respite care services. Spacious and comfortable accommodations, ranging from one-bedroom to two-bedroom suites, are offered for its residents. With its highly equipped and dedicated team, this community provides memory care programs for those with cognitive conditions. Short-term stays are also available for respite care services.

With its above-and-beyond amenities and services, including laundry and housekeeping service, on-site beauty salon, on-site laboratory services, podiatry and diabetic care, and 24-hour emergency monitoring. Indulge in 3 delectable and nutritious meals daily and engage in social activities like community outings. The Golden Harbor proudly stands as a premier life community plan for senior living.

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What families are saying

Overall quality of life and resident wellbeing

Leadership and Management Improvements - There are indications that under the new administrator, Kari Krause, there have been positive changes in management and a caring approach towards residents, suggesting improvements in organizational leadership.

Quality of life Care & staff

Quality of care and staff professionalism

Kitchen and Dietary Management Issues - There are consistent complaints about the kitchen management's lack of attentiveness to dietary needs and poor interpersonal skills, indicating a need for better training and oversight in food service operations.

Care & staff Dining

Overall quality of life and resident wellbeing

Mixed Quality of Care - The reviews present a mixed picture of the care provided. While some residents experience attentive and responsive care, others report serious neglect such as medication mishandling and poor room maintenance, highlighting inconsistencies in the quality of care.

Quality of life Personal attention Care & staff

Home Information Golden Harbor

40-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

13 years in operation

A community with a solid operating history and experience delivering ongoing care.

Walk Score: 85 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

BBB Rating

Rated A-

Community Stability & Environment

Licensed Since Date when the facility's license was first issued by Wisconsin September 1, 2012

Facility & Licensing Details

County County in Wisconsin where the facility is located. SHEBOYGAN
Facility Type Indicates the state-regulated license category used in Wisconsin (e.g., Residential Care Facility for the Elderly). CLASS CNA (NONAMBULATORY)
Administrator Name of the facility administrator. GOLDEN HARBOR LLC

Operations & Staffing

Contact Name Primary contact person at this facility. MISSY BLOOMHUFF
Gender Served Gender of residents served at this facility. Both
Rate Range Monthly rate range for accommodations at this facility. $4,250 - $6,500
Probationary License Date Date the facility was placed on probationary license status, if applicable. 2011-08-31
Waiver Certified Indicates if the facility is certified for waiver programs (e.g., CBRF waiver). No
Client Group Served Types of client groups served at this facility. Public Funding, Physically Disabled, Irreversible Dementia Alzeimers, Emotionally Disturbed Mental Illness, Developmentally Disabled, Advanced Aged, HCBS Compliant

Types of Care at Golden Harbor

Assisted Living Memory Care Respite Care

505 S Water St, Sheboygan, WI 53081

Email: [email protected]

Phone: +1 920-451-6923

Email:
[email protected]

Phone:
+1 920-451-6923

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Comparison Chart

Compare Assisted Living around Sheboygan

Golden Harbor

Sheboygan

Suite

A-

AKINGBULE, BAYONLE

60.8%

$6,687,078.00

$2,820,302.00

42.2%

91.50

1/5

2/5

1/5

4/5

$4,250 - $6,500

Brookdale Middleton Stonefield

Middleton

Suite

A+

DAWN KUSSOW

$6,796 - $7,213

Brookdale Brookfield Capitol Dr

Brookfield

Suite

Yes

DAWN KUSSOW

$7,170 - $7,170

Brookdale LaCrosse

LaCrosse

Suite

Yes

DAWN KUSSOW

$3,537 - $4,342

Deforest – Sienna Meadows

Deforest

Studio

Golden Harbor

Type of care: AL MC RC

Community: Sheboygan

Bed Options: Suite

Bed Count: 40

Pets Allowed: No

Operator: AKINGBULE, BAYONLE

CCN: 56471

Occupancy: 60.8%

Home Revenue: $6,687,078.00

Payroll Costs: $2,820,302.00

Payroll %: 42.2%

Avg Residents/Day: 91.50

Overall Rating: 1/5

Health Insp Rating: 2/5

Staffing Rating: 1/5

QM Rating: 4/5

Number of Fines: 4

Rate Range: $4,250 - $6,500

Brookdale Middleton Stonefield

Type of care: MC

Community: Middleton

Bed Options: Suite

Bed Count: 32

Pets Allowed: No

Operator: DAWN KUSSOW

Rate Range: $6,796 - $7,213

Brookdale Brookfield Capitol Dr

Type of care: MC

Community: Brookfield

Bed Options: Suite

Bed Count: 24

Pets Allowed: Yes

Operator: DAWN KUSSOW

Rate Range: $7,170 - $7,170

Brookdale LaCrosse

Type of care: AL MC

Community: LaCrosse

Bed Options: Suite

Bed Count: 20

Pets Allowed: Yes

Operator: DAWN KUSSOW

Rate Range: $3,537 - $4,342

Deforest – Sienna Meadows

Type of care: MC

Community: Deforest

Bed Options: Studio

Bed Count: 15

Pets Allowed: No

Rate Range: -

Claim What’s Yours: Financial Aid for Wisconsin Seniors

Program

State Program Name

Eligibility

Benefits

Family Care Program

WI Medicaid Family Care

Official government program page

General: Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
WI Specifics: Managed care model; rural/urban balance.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Wisconsin Caregiver Support Program

WI NFCSP Respite

Official government program page

General: Caregiver of someone 60+ (or with dementia), Wisconsin resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
WI Specifics: High rural demand; ADRC coordination.

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

IRIS (Include, Respect, I Self-Direct)

Wisconsin IRIS

Official government program page

General: Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
Income Limits (2025): ~$2,829/month; QIT optional.
Asset Limits: $2,000 (individual), $3,000 (couple).
WI Specifics: Flexible budget; serves ~20,000; participant hires caregivers.

Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.

SeniorCare Prescription Drug Assistance

Wisconsin SeniorCare

Official government program page

General: Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
Income Limits (2025): ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
Asset Limits: None.
WI Specifics: Four benefit levels; serves ~50,000 annually.

Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.

Medicare Savings Program (MSP)

Wisconsin Medicare Savings Program

General: Age 65+ or disabled, WI resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
WI Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Wisconsin Home Energy Assistance Program (WHEAP)

Wisconsin WHEAP

General: Age 60+ prioritized, WI resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
WI Specifics: Covers gas, electric, wood; crisis aid available.

Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.

Senior Community Service Employment Program (SCSEP)

Wisconsin SCSEP

Official government program page

General: Age 55+, unemployed, low-income, WI resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
WI Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Wisconsin VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
WI Specifics: High rural veteran use; supports care costs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Property Tax Deferral Loan Program

Wisconsin Property Tax Deferral Loan

General: Age 65+, WI resident, homeowner, live in home 6+ months/year.
Income Limits (2025): ~$24,980/year (household).
Asset Limits: Home equity < $500,000; limited other assets.
WI Specifics: Saves ~$500-$1,500/year; interest ~2%-3%.

Services: Deferred tax payment (~$500-$1,500/year avg.).

Senior Farmers’ Market Nutrition Program (SFMNP)

Wisconsin SFMNP

Official government program page

General: Age 60+, WI resident, low-income.
Income Limits (2025): ~$2,322/month (185% FPL).
Asset Limits: Not assessed.
WI Specifics: Vouchers (~$45/season); serves ~15,000 annually.

Services: Vouchers (~$45/season) for produce at farmers’ markets.

Claim What’s Yours Financial Aid for Wisconsin Seniors

WI Medicaid Family Care

Family Care Program

Requirements:

General:
Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
WI Specifics:
Managed care model; rural/urban balance.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Official Program Page

WI NFCSP Respite

Wisconsin Caregiver Support Program

Requirements:

General:
Caregiver of someone 60+ (or with dementia), Wisconsin resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
WI Specifics:
High rural demand; ADRC coordination.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Official Program Page

Wisconsin IRIS

IRIS (Include, Respect, I Self-Direct)

Requirements:

General:
Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
Income Limits (2025):
~$2,829/month; QIT optional.
Asset Limits:
$2,000 (individual), $3,000 (couple).
WI Specifics:
Flexible budget; serves ~20,000; participant hires caregivers.

Benefits without Contact:

Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.

Official Program Page

Wisconsin SeniorCare

SeniorCare Prescription Drug Assistance

Requirements:

General:
Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
Income Limits (2025):
~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
Asset Limits:
None.
WI Specifics:
Four benefit levels; serves ~50,000 annually.

Benefits without Contact:

Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.

Official Program Page

Wisconsin Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, WI resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
WI Specifics:
Includes Extra Help for Part D; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Wisconsin WHEAP

Wisconsin Home Energy Assistance Program (WHEAP)

Requirements:

General:
Age 60+ prioritized, WI resident, low-income household.
Income Limits (2025):
~$3,970/month (185% FPL).
Asset Limits:
Not assessed.
WI Specifics:
Covers gas, electric, wood; crisis aid available.

Benefits without Contact:

Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.

Wisconsin SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, WI resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified.
WI Specifics:
Priority for veterans, rural residents; Goodwill/AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Wisconsin VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth).
WI Specifics:
High rural veteran use; supports care costs.