Description

As its name suggests, Harmony at Mt. Juliet ensures that the environment of the community is serene and harmonious. The name also suggests that senior living is supposed to be calming and balanced– a freeing lifestyle with the necessary support. The elegant community is an independent living, assisted living, and memory care community with personal care. Residents of the community wholly receive a strong sense of freedom with no shame of being able to receive additional assistance, especially because Harmony at Morgantown is a home that is able to let their chosen lifestyle for their needs. 
Harmony offers an elevated lifestyle because of their marvelous level of care and complete attention to the needs of their residents; as well as residents being able to practice a stress-free and well-balanced lifestyle. Highlights of their amenities and services include laundry services, transportation services, healthy and savory chef-prepared meals, memory retention activities, and fitness activities. Its memory care services strive to assist seniors with Alzheimer’s or dementia with programs that are focused on mental stimulation.

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Comparison Chart

Compare senior living communities around the area
Community
Type of Care
Location
Bed Options
Bed Count
Pets Allowed
Harmony at Mt Juliet
AL

For seniors needing help with daily tasks but not full-time nursing.

N/A
N/A
N/A
No
The Bungalows at Bowling Green
AL

For seniors needing help with daily tasks but not full-time nursing.

RC

Respite Care

Bowling Green
N/A
N/A
No

Claim What’s Yours: Financial Aid for Kentucky Seniors

Program
State Program Name
Eligibility
Benefits
Home and Community Based Waiver
Kentucky Medicaid HCB Waiver
  • General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • KY Specifics: Rural focus; waitlists possible.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.
Hart-Supported Living Program
KY Hart-Supported Living
  • General: Age 65+ or disabled, Kentucky resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • KY Specifics: Competitive grants; limited availability.
  • Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).
Kentucky Homecare Program
Kentucky Homecare Program
  • General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
  • Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
  • Asset Limits: Not assessed; need-based focus.
  • KY Specifics: 15 AAAs; rural focus; not in nursing homes.
  • Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.
Medicare Savings Program (MSP)
Kentucky Medicare Savings Program
  • General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
National Family Caregiver Support Program (NFCSP) Respite
Kentucky NFCSP Respite Care
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).
Kentucky Family Caregiver Program
Kentucky Family Caregiver Program
  • General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
  • Income Limits (2025): ~$31,225/year (individual); varies by AAA.
  • Asset Limits: Not strictly assessed; need-based.
  • KY Specifics: Max $1,500/year; statewide via AAAs.
  • Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.
Senior Community Service Employment Program (SCSEP)
Kentucky SCSEP
  • General: Age 55+, unemployed, low-income, Kentucky resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • KY Specifics: Priority for veterans, rural residents.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Kentucky VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • KY Specifics: High veteran demand in rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Kentucky Seniors

Kentucky Medicaid HCB Waiver

Home and Community Based Waiver

Eligibility
  • General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • KY Specifics: Rural focus; waitlists possible.
Benefits
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.
KY Hart-Supported Living

Hart-Supported Living Program

Eligibility
  • General: Age 65+ or disabled, Kentucky resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • KY Specifics: Competitive grants; limited availability.
Benefits
  • Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).
Kentucky Homecare Program

Kentucky Homecare Program

Eligibility
  • General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
  • Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
  • Asset Limits: Not assessed; need-based focus.
  • KY Specifics: 15 AAAs; rural focus; not in nursing homes.
Benefits
  • Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.
Kentucky Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Kentucky NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Eligibility
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.
Benefits
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).
Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Eligibility
  • General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
  • Income Limits (2025): ~$31,225/year (individual); varies by AAA.
  • Asset Limits: Not strictly assessed; need-based.
  • KY Specifics: Max $1,500/year; statewide via AAAs.
Benefits
  • Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.
Kentucky SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, Kentucky resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • KY Specifics: Priority for veterans, rural residents.
Benefits
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Kentucky VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • KY Specifics: High veteran demand in rural areas.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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