Home Instead - Portland | Photos, Reviews, Prices

Article: How to get Medicare and Medicaid to Pay for Assisted Living

7.5 miles from city center

Description

Home Instead represents a compassionate community dedicated to enhancing the aging experience in the heart of Portland, Oregon. Senior care services offered by Home Instead® are designed to provide practical support at home, infused with a human touch. Their mission centers on crafting a personalized elder care plan that aligns with your family’s unique needs, ultimately bringing comfort, connection, and an enhanced quality of life to those who cherish the familiarity and warmth of their home.

Their professional caregivers fully immerse themselves wherever home may be, offering invaluable assistance with common activities of daily living while forging lasting and meaningful relationships. With a commitment to keeping aging adults engaged in the tapestry of everyday life, Home Instead® delivers tailor-made support through a team of skilled caregivers, ensuring the safety and well-being of individuals in the comfort of their homes.

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Type of Care Available

Home Care

Claim What’s Yours: Financial Aid for Oregon Seniors

Program

State Program Name

Eligibility

Benefits

Oregon Project Independence (OPI)

OPI

General: Age 60+, Oregon resident, at risk of nursing home but not Medicaid-eligible.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
OR Specifics: Cost-sharing required; rural/urban balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Oregon Medicaid Community-Based Care

OR Medicaid CBC

General: Age 65+ or disabled, Oregon resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
OR Specifics: High demand in urban areas (e.g., Portland).

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Program of All-Inclusive Care for the Elderly (PACE)

Oregon PACE (e.g., Providence ElderPlace)

General: Age 55+, OR resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
OR Specifics: Available in 11 counties (e.g., Multnomah, Washington); Providence ElderPlace dominant provider.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Medicare Savings Program (MSP)

Oregon Medicare Savings Program

General: Age 65+ or disabled, OR resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
OR Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Oregon LIHEAP

General: Age 60+ prioritized, OR resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
OR Specifics: Covers gas, electric, oil; emergency aid via Oregon Energy Fund (OEF).

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max via OEF).

Family Caregiver Support Program (FCSP)

Oregon Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; OR resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
OR Specifics: 15 regions; rural priority; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

Oregon SCSEP

General: Age 55+, unemployed, low-income, OR resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
OR Specifics: Priority for veterans, rural residents; Easterseals/AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Oregon VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, OR resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
OR Specifics: High veteran demand; Oregon Veterans’ Homes option.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Senior Property Tax Deferral Program

Oregon Property Tax Deferral for Disabled and Senior Citizens

General: Age 62+, OR resident, homeowner 5+ years, low-income.
Income Limits (2025): ~$58,000/year (household, adjusted annually).
Asset Limits: Home value < county median; equity > 15%.
OR Specifics: Deferred taxes accrue 6% interest; repaid upon sale/death.

Services: Tax deferral (~$1,000-$3,000/year avg., varies by county).

Elderly Nutrition Program (ENP)

Oregon Elderly Nutrition Program

General: Age 60+, OR resident (or spouse of any age); no income limit.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
OR Specifics: Includes Meals on Wheels; prioritizes homebound/low-income.

Services: Home-delivered or congregate meals (~$5-$7/meal value, 5 meals/week avg.).

Claim What’s Yours Financial Aid for Oregon Seniors

OPI

Oregon Project Independence (OPI)

Eligibility

General: Age 60+, Oregon resident, at risk of nursing home but not Medicaid-eligible.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
OR Specifics: Cost-sharing required; rural/urban balance.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

OR Medicaid CBC

Oregon Medicaid Community-Based Care

Eligibility

General: Age 65+ or disabled, Oregon resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
OR Specifics: High demand in urban areas (e.g., Portland).

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Oregon PACE (e.g., Providence ElderPlace)

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, OR resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
OR Specifics: Available in 11 counties (e.g., Multnomah, Washington); Providence ElderPlace dominant provider.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Oregon Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, OR resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
OR Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Oregon LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ prioritized, OR resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
OR Specifics: Covers gas, electric, oil; emergency aid via Oregon Energy Fund (OEF).

Benefits

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max via OEF).

Oregon Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; OR resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
OR Specifics: 15 regions; rural priority; includes grandparent caregivers.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Oregon SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, OR resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
OR Specifics: Priority for veterans, rural residents; Easterseals/AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Oregon VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, OR resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
OR Specifics: High veteran demand; Oregon Veterans’ Homes option.