Lake St. Charles Retirement Community

Lake St. Charles Retirement Community is an Assisted Living Home in Missouri Lake St. Charles Retirement… is an Assisted Living Home in Missouri

Lake St. Charles Retirement Community

45 Honey Locust Ln, St Charles, MO 63303 View Map
Lake St. Charles Retirement Community is an Assisted Living Home in Missouri Lake St. Charles Retirement… is an Assisted Living Home in Missouri
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Description

Nestled on a scenic hillside with stunning panoramic lake views, Lake St. Charles Retirement Community in St. Charles, MO, offers senior living at its finest. With various levels of care, including independent living, wellness assistance, adult day care, licensed assisted living, and skilled nursing & rehab, residents enjoy the perfect blend of support and independence.

Lake St. Charles is dedicated to creating an affordable, vibrant lifestyle for seniors, offering cozy, well-appointed accommodations in five apartment sizes. The seasoned, skilled team ensures safety and comfort, allowing residents to feel at ease in their daily lives. Offering a range of choices is a hallmark of the community, from flexible meal plans to countless leisure activities. Here, seniors can craft a lifestyle filled with encouragement, convenience, and joy. At Lake St. Charles, retirement is an opportunity to live fully and thrive.

Home Information Lake St. Charles Retirement Community
Years in Business
Years in Business
41

Facility Overview

  • Primary Contact Info Primary contact person for this business. Ms. Samatha Davis, Executive Director

Inspection & Compliance

    What does this home offer?

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    Room Sizes: 288 / 432 / 576 / 864 sq. ft

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    Housing Options: Studio / 1 Bed / 2 Bed

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    Building Type: 3-story

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    Transportation Services

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    Fitness and Recreation

    Walk Score rating icon

    Walk Score: 26

    Some destinations are accessible on foot, but walking may require longer distances or less connected paths. A mix of walking and driving is typical.

    Types of Care at Lake St. Charles Retirement Community

    Assisted Living
    Contact Lake St. Charles Retirement Community

    Floor Plans

    Places of interest near Lake St. Charles Retirement Community

    Address 3.4 miles from city center

    Address 45 Honey Locust Ln, St Charles, MO 63303

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    Comparison Chart

    Compare Assisted Living around St Charles County
    Community
    Type of Care
    Location
    Bed Options
    Bed #
    Pets Allowed
    Home Owner
    CCN
    Occupancy
    Home Revenue
    Lake St. Charles Retirement Community
    AL

    For seniors needing help with daily tasks but not full-time nursing.

    IL

    For self-sufficient seniors seeking community and minimal assistance.

    MC

    Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.

    SNF

    24/7 care needed

    St Charles
    Studio / 1 Bed / 2 Bed
    N/A
    No
    N/A
    N/A
    N/A
    N/A
    Hampton Manor of O’ Fallon (Under Construction)
    AL

    For seniors needing help with daily tasks but not full-time nursing.

    IL

    For self-sufficient seniors seeking community and minimal assistance.

    MC

    Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.

    St Peters
    Studio / 1 Bed / 2 Bed
    N/A
    Yes
    N/A
    N/A
    N/A
    N/A
    Hampton Manor of St. Peters
    AL

    For seniors needing help with daily tasks but not full-time nursing.

    IL

    For self-sufficient seniors seeking community and minimal assistance.

    MC

    Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.

    St Peters
    Studio / 1 Bed / 2 Bed
    N/A
    Yes
    N/A
    N/A
    N/A
    N/A
    Hampton Manor of Wentzville
    AL

    For seniors needing help with daily tasks but not full-time nursing.

    IL

    For self-sufficient seniors seeking community and minimal assistance.

    MC

    Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.

    Wentzville
    Studio / 1 Bed / 2 Bed
    N/A
    No
    N/A
    N/A
    N/A
    N/A

    Claim What’s Yours: Financial Aid for Missouri Seniors

    Program
    State Program Name
    Eligibility
    Benefits
    Aged and Disabled Waiver
    Missouri Medicaid A&D Waiver
    Official government program page
    • General: Age 65+ or disabled, Missouri resident, Medicaid- eligible, nursing home-level care need.
    • Income Limits (2025): ~$2,829/month (300% FBR, individual).
    • Asset Limits: $2,000 (individual), $3,000 (couple).
    • MO Specifics: Rural access prioritized.
    • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), home health services.
    Missouri Supplemental Nursing Care (SNC)
    • General: Age 65+, Missouri resident, in approved facility.
    • Income Limits: ~$1,215/month (individual).
    • Asset Limits: $2,000 (individual).
    • MO Specifics: Supplements SSI; facility-based only.
    • Services: Monthly cash payment (~$156-$292/month) for care costs.
    Structured Family Caregiving Waiver (SFCW)
    Missouri Structured Family Caregiving Waiver
    Official government program page
    • General: Age 65+, Missouri resident, MO HealthNet-eligible, NFLOC, dementia diagnosis, live with caregiver.
    • Income Limits (2025): ~$2,901/month (300% FBR, individual); QIT required.
    • Asset Limits: $5,909.25 (individual), $11,818.45 (couple).
    • MO Specifics: Caregiver must be family; small program size.
    • Services: Cash stipend ($1,000-$1,500/month) to family caregiver, respite, training, supplies ($500/year).
    MO HealthNet Aged, Blind, and Disabled (ABD)
    Missouri MO HealthNet ABD
    Official government program page
    • General: Age 65+ or disabled, Missouri resident, MO HealthNet-eligible, needs help with 1+ ADL.
    • Income Limits (2025): ~$1,690/month (individual, projected); spenddown allowed.
    • Asset Limits: $5,909.25 (individual), $11,818.45 (couple).
    • MO Specifics: Less intensive than waivers; statewide access.
    • Services: Personal care (2-4 hours/day), homemaker services, limited respite, medical equipment.
    Medicare Savings Program (MSP)
    Missouri Medicare Savings Program
    Official government program page
    • General: Age 65+ or disabled, Missouri resident, Medicare Part A/B.
    • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
    • Asset Limits: $9,430 (individual), $14,130 (couple).
    • MO Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
    • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
    Missouri Caregiver Program (Customized Caregiver Training & Relief)
    Missouri Caregiver Program
    Official government program page
    • General: Caregivers of 60+ with dementia, Missouri resident, functional needs (2+ ADLs).
    • Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year individual).
    • Asset Limits: Not assessed; need-based.
    • MO Specifics: Administered via AAAs and Alzheimer’s Association; rural focus.
    • Services: Respite (4-6 hours/week), training, assistive tech ($500/year), supplies.
    Senior Community Service Employment Program (SCSEP)
    • General: Age 55+, unemployed, low-income, Missouri resident.
    • Income Limits (2025): ~$1,983/month (125% FPL).
    • Asset Limits: Not specified; income-focused.
    • MO Specifics: Priority for veterans, rural residents; AARP partnership.
    • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
    VA Aid and Attendance (A&A) and Housebound Benefits
    Missouri VA Aid and Attendance/Housebound
    • General: Age 65+ or disabled veteran/spouse, Missouri resident, wartime service, need for ADL help (A&A) or homebound.
    • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
    • Asset Limits: ~$155,356 (net worth limit).
    • MO Specifics: High veteran demand in rural/urban areas.
    • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

    Claim What’s Yours Financial Aid for Missouri Seniors

    Missouri Medicaid A&D Waiver

    Aged and Disabled Waiver

    Requirements:
    • General:
      Age 65+ or disabled, Missouri resident, Medicaid- eligible, nursing home-level care need.
    • Income Limits (2025):
      ~$2,829/month (300% FBR, individual).
    • Asset Limits:
      $2,000 (individual), $3,000 (couple).
    • MO Specifics:
      Rural access prioritized.
    Benefits without Contact:
    • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), home health services.
    MO SNC

    Missouri Supplemental Nursing Care (SNC)

    Requirements:
    • General:
      Age 65+, Missouri resident, in approved facility.
    • Income Limits:
      ~$1,215/month (individual).
    • Asset Limits:
      $2,000 (individual).
    • MO Specifics:
      Supplements SSI; facility-based only.
    Benefits without Contact:
    • Services: Monthly cash payment (~$156-$292/month) for care costs.
    Missouri Structured Family Caregiving Waiver

    Structured Family Caregiving Waiver (SFCW)

    Requirements:
    • General:
      Age 65+, Missouri resident, MO HealthNet-eligible, NFLOC, dementia diagnosis, live with caregiver.
    • Income Limits (2025):
      ~$2,901/month (300% FBR, individual); QIT required.
    • Asset Limits:
      $5,909.25 (individual), $11,818.45 (couple).
    • MO Specifics:
      Caregiver must be family; small program size.
    Benefits without Contact:
    • Services: Cash stipend ($1,000-$1,500/month) to family caregiver, respite, training, supplies ($500/year).
    Missouri MO HealthNet ABD

    MO HealthNet Aged, Blind, and Disabled (ABD)

    Requirements:
    • General:
      Age 65+ or disabled, Missouri resident, MO HealthNet-eligible, needs help with 1+ ADL.
    • Income Limits (2025):
      ~$1,690/month (individual, projected); spenddown allowed.
    • Asset Limits:
      $5,909.25 (individual), $11,818.45 (couple).
    • MO Specifics:
      Less intensive than waivers; statewide access.
    Benefits without Contact:
    • Services: Personal care (2-4 hours/day), homemaker services, limited respite, medical equipment.
    Missouri Medicare Savings Program

    Medicare Savings Program (MSP)

    Requirements:
    • General:
      Age 65+ or disabled, Missouri resident, Medicare Part A/B.
    • Income Limits (2025):
      ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
    • Asset Limits:
      $9,430 (individual), $14,130 (couple).
    • MO Specifics:
      Three tiers; no waitlist; includes Extra Help for Part D.
    Benefits without Contact:
    • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
    Missouri Caregiver Program

    Missouri Caregiver Program (Customized Caregiver Training & Relief)

    Requirements:
    • General:
      Caregivers of 60+ with dementia, Missouri resident, functional needs (2+ ADLs).
    • Income Limits (2025):
      No strict cap; prioritizes low-income (~$24,980/year individual).
    • Asset Limits:
      Not assessed; need-based.
    • MO Specifics:
      Administered via AAAs and Alzheimer’s Association; rural focus.
    Benefits without Contact:
    • Services: Respite (4-6 hours/week), training, assistive tech ($500/year), supplies.
    Missouri SCSEP

    Senior Community Service Employment Program (SCSEP)

    Requirements:
    • General:
      Age 55+, unemployed, low-income, Missouri resident.
    • Income Limits (2025):
      ~$1,983/month (125% FPL).
    • Asset Limits:
      Not specified; income-focused.
    • MO Specifics:
      Priority for veterans, rural residents; AARP partnership.
    Benefits without Contact:
    • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
    Missouri VA Aid and Attendance/Housebound

    VA Aid and Attendance (A&A) and Housebound Benefits

    Requirements:
    • General:
      Age 65+ or disabled veteran/spouse, Missouri resident, wartime service, need for ADL help (A&A) or homebound.
    • Income Limits (2025):
      Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
    • Asset Limits:
      ~$155,356 (net worth limit).
    • MO Specifics:
      High veteran demand in rural/urban areas.
    Benefits without Contact:
    • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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