What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Loring House Apartments | Portland, ME | Photos & Videos

Overview of Loring House Apartments

Create unforgettable moments in retirement at Loring House Apartments, an astounding community in Portland, ME, offering independent living. The community has beautifully furnished and cozy studio and one-bedroom floor plans, ensuring that those 62+ can find the accommodation that best matches their preferences. Dedicated to those with low incomes, the community strives to maintain affordability.

Residents will not run out of things to do with local amenities and recreation sites nearby. Delightful restaurants also provide residents with a variety of well-balanced dining options that cater to their dietary needs and preferences. Pets are also allowed to accompany residents to ease their loneliness. The community’s warm and inviting environment makes it an enticing option for those looking to live independently in their golden years.

(888) 927-9409

Walk Score: 54 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Grab Bars

Minimum Age62

Fitness Center

Computer Room

Community Room

Energy-Efficient Appliances

Grab Bars In Bathrooms

Pet-Friendly Community

Walking Paths

Gazebo

Specific ProgramsAmenities, Floor Plans, Photos, Community Info, Affordable Housing Options, Resident Resources

Operating HoursMonday-Friday: 8:30 AM-4 PM, Friday: 8:30 AM-1 PM, Saturday-Sunday: Closed

Food DescriptionEnergy-efficient appliances and grab bars in the bathrooms.

What does this home offer?

Minimum Age: 62 Years Old

Pets Allowed: Yes, Pets Allowed

Housing Options: Studio / 1 Bed

Building Type: 3-story

Social and Recreational Activities

Parking Available

Types of Care at Loring House Apartments

Independent Living

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Bed Count: 20

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Bed Options: 1 Bed

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Type of care: IL

Community: Portland (Nasons Corner)

Pets Allowed: Yes

Bed Options: Studio / 1 Bed

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Type of care: IL

Community: Portland (North Deering)

Pets Allowed: No

Bed Options: 1 Bed

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Type of care: IL

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Bed Options: 1 Bed / 2 Bed / 3 Bed

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Type of care: IL

Community: Portland (Nasons Corner)

Pets Allowed: No

Bed Options: 1 Bed

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Home and Community Benefits for the Elderly

MaineCare HCB Program

General: Age 65+ or 18+ with disability, Maine resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

ME Specifics: Rural access emphasized.

Maine Statewide Respite Program

ME Respite Program

General: Caregiver of someone 60+ with dementia, Maine resident.

Income Limits: ~$2,500/month (individual, varies).

Asset Limits: $40,000 (individual).

ME Specifics: Limited to dementia caregivers; capped funding.

MaineCare Long-Term Care (Nursing Facility Services)

MaineCare Nursing Facility Services

General: Age 65+, Maine resident, Medicaid-eligible, requires nursing home-level care.

Income Limits (2025): $943/month (individual); must be less than nursing home cost for full coverage.

Asset Limits: $2,000 (individual), $3,000 (couple); spousal allowance up to $155,356.

ME Specifics: Home equity limit of $636,000; estate recovery applies post-55.

Consumer-Directed Home-Based Care (CDHBC)

Maine Consumer-Directed Personal Assistance Services

General: Age 65+, Maine resident, needs ADL assistance, income/asset limits apply.

Income Limits (2025): ~$2,000/month (varies by AAA).

Asset Limits: Not strict; prioritizes low-income.

ME Specifics: Available through five Area Agencies on Aging.

Home Accessibility and Repair Program

Maine State Housing Authority Home Accessibility and Repair

General: Age 62+, Maine resident, homeowner, low-income.

Income Limits (2025): ~$34,000/year (individual, 80% AMI, varies by county).

Asset Limits: Not specified; focus on income.

ME Specifics: Includes Elderly Hardship Grants for urgent repairs.

Program of All-Inclusive Care for the Elderly (PACE)

Maine PACE (not widely available yet)

General: Age 55+, Maine resident, Medicare/Medicaid-eligible, nursing home-level care need, community-safe.

Income Limits (2025): No strict limit; Medicaid portion $2,901/month max.

Asset Limits: $2,000 (individual) for Medicaid portion.

ME Specifics: Pilot phase; check availability with DHHS.

Veterans Aid and Attendance (A&A) Benefit

Maine VA Aid and Attendance

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maine resident.

Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).

Asset Limits: $155,356 (net worth limit).

ME Specifics: High veteran population in rural areas.

Medicare Savings Programs (MSP)

Maine Medicare Savings Programs

General: Age 65+, Maine resident, Medicare Part A/B enrollee.

Income Limits (2025): $2,014/month (individual, QMB), $2,706/month (SLMB/QI).

Asset Limits: $9,090 (individual), $13,630 (couple).

ME Specifics: Includes Qualified Medicare Beneficiary (QMB), Specified Low-Income Medicare Beneficiary (SLMB), and Qualified Individual (QI).

Senior Living in Portland

Loring House Apartments

Senior Living in Portland