What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

Check out our resident interviews

Loving Arms Elder Care

720 Johnsville Boulevard Suite 1325, Warminster, PA 18974 View Map

Loving Arms Elder Care is a Home Care Agencies Home in Pennsylvania

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720 Johnsville Boulevard Suite 1325, Warminster, PA 18974

Email: [email protected]

Phone: (835)-222-4980

Email:
[email protected]

Phone:
(835)-222-4980

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Pennsylvania Seniors

Program

State Program Name

Eligibility

Benefits

Community HealthChoices (CHC)

PA Medicaid CHC

Official government program page

General: Age 65+ or disabled, Pennsylvania resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
PA Specifics: Managed care model; high urban demand (e.g., Philadelphia, Pittsburgh).

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Pennsylvania OPTIONS Program

PA OPTIONS

Official government program page

General: Age 60+, Pennsylvania resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by region).
Asset Limits: $8,000 (individual).
PA Specifics: Cost-sharing required above certain income; rural/urban balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Living Independence for the Elderly (LIFE)

Pennsylvania LIFE (PACE)

Official government program page

General: Age 55+, PA resident (specific counties), NFLOC, safe with LIFE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
PA Specifics: 16 providers in 25 counties (e.g., Allegheny, Luzerne); LIFE branding unique to PA.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Medicare Savings Program (MSP)

Pennsylvania Medicare Savings Program

General: Age 65+ or disabled, PA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
PA Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Pennsylvania LIHEAP

Official government program page

General: Age 60+ prioritized, PA resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
PA Specifics: Cash grants and crisis aid; serves ~600,000 households annually.

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Family Caregiver Support Program (FCSP)

Pennsylvania Family Caregiver Support Program

Official government program page

General: Caregivers of 60+ needing care or 55+ caregivers of others; PA resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; reimbursements up to $600/month if care recipient income < ~$2,322/month (185% FPL).
Asset Limits: Not assessed; need-based.
PA Specifics: High demand; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), supplies (~$2,000/year), caregiver training.

Senior Community Service Employment Program (SCSEP)

Pennsylvania SCSEP

Official government program page

General: Age 55+, unemployed, low-income, PA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
PA Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Pennsylvania VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, PA resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
PA Specifics: High veteran population; supports rural/urban care needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Property Tax/Rent Rebate Program (PTRR)

Pennsylvania Property Tax/Rent Rebate Program

Official government program page

General: Age 65+, PA resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025): ~$45,000/year (individual or couple, excludes half of Social Security).
Asset Limits: Not assessed; income-focused.
PA Specifics: Rebates up to $1,000; ~600,000 eligible annually.

Services: Rebates ($250-$1,000 based on income; e.g., $1,000 if income < $8,000).

Senior Farmers’ Market Nutrition Program (SFMNP)

Pennsylvania SFMNP

Official government program page

General: Age 60+, PA resident, low-income.
Income Limits (2025): ~$2,322/month (individual, 185% FPL).
Asset Limits: Not assessed.
PA Specifics: Vouchers (~$50/season) via 52 AAAs; serves ~200,000 annually.

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Claim What’s Yours Financial Aid for Pennsylvania Seniors

PA Medicaid CHC

Community HealthChoices (CHC)

Requirements:

General:
Age 65+ or disabled, Pennsylvania resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home, car).
PA Specifics:
Managed care model; high urban demand (e.g., Philadelphia, Pittsburgh).

Benefits without Contact:

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Official Program Page

PA OPTIONS

Pennsylvania OPTIONS Program

Requirements:

General:
Age 60+, Pennsylvania resident, at risk of nursing home placement.
Income Limits:
~$2,000/month (individual, varies by region).
Asset Limits:
$8,000 (individual).
PA Specifics:
Cost-sharing required above certain income; rural/urban balance.

Benefits without Contact:

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Official Program Page

Pennsylvania LIFE (PACE)

Living Independence for the Elderly (LIFE)

Requirements:

General:
Age 55+, PA resident (specific counties), NFLOC, safe with LIFE support.
Income Limits (2025):
~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits:
$2,000 (individual), $3,000 (couple) for Medicaid enrollees.
PA Specifics:
16 providers in 25 counties (e.g., Allegheny, Luzerne); LIFE branding unique to PA.

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Official Program Page

Pennsylvania Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, PA resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
PA Specifics:
Three tiers; includes Extra Help for Part D; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Pennsylvania LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Requirements:

General:
Age 60+ prioritized, PA resident, low-income household.
Income Limits (2025):
~$3,970/month (individual, 185% FPL).
Asset Limits:
Not assessed; income-focused.
PA Specifics:
Cash grants and crisis aid; serves ~600,000 households annually.

Benefits without Contact:

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Official Program Page

Pennsylvania Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Requirements:

General:
Caregivers of 60+ needing care or 55+ caregivers of others; PA resident; functional needs (2+ ADLs).
Income Limits (2025):
No strict cap; reimbursements up to $600/month if care recipient income < ~$2,322/month (185% FPL).
Asset Limits:
Not assessed; need-based.
PA Specifics:
High demand; includes grandparent caregivers.

Benefits without Contact:

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), supplies (~$2,000/year), caregiver training.

Official Program Page

Pennsylvania SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, PA resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
PA Specifics:
Priority for veterans, rural residents; AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Pennsylvania VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, PA resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
PA Specifics:
High veteran population; supports rural/urban care needs.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Pennsylvania Property Tax/Rent Rebate Program

Property Tax/Rent Rebate Program (PTRR)

Requirements:

General:
Age 65+, PA resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025):
~$45,000/year (individual or couple, excludes half of Social Security).
Asset Limits:
Not assessed; income-focused.
PA Specifics:
Rebates up to $1,000; ~600,000 eligible annually.