Miracles Home Care

Article: How to get Medicare and Medicaid to Pay for Assisted Living

14.8 miles from city center

Description

Based in Hellerman St. B, Philadelphia, PA, Miracles Home Care is a remarkable in-home care service that promotes trusting relationships and a familiar environment with clients at the premise of their homes. Offering a wide range of services, Miracles Home Care goes above and beyond expectations with their Personal Care, Dementia Care, Live-in Care, Mobility Assistance, and Personal Hygiene services. Equipped with the skills and training, caregivers provide compassionate and committed care to seniors.

Miracles Home Care is an in-home care service committed to delivering high-quality and compassionate in-home care to seniors in the comfort of their homes. With a profound dedication to ensuring the well-being of seniors and comfort at home, Miracles Home Care focuses on delivering quality assistance and trusted care.

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Type of Care Available

Home Care Respite Care

Claim What’s Yours: Financial Aid for Pennsylvania Seniors

Program

State Program Name

Eligibility

Benefits

Community HealthChoices (CHC)

PA Medicaid CHC

General: Age 65+ or disabled, Pennsylvania resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
PA Specifics: Managed care model; high urban demand (e.g., Philadelphia, Pittsburgh).

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Pennsylvania OPTIONS Program

PA OPTIONS

General: Age 60+, Pennsylvania resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by region).
Asset Limits: $8,000 (individual).
PA Specifics: Cost-sharing required above certain income; rural/urban balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Living Independence for the Elderly (LIFE)

Pennsylvania LIFE (PACE)

General: Age 55+, PA resident (specific counties), NFLOC, safe with LIFE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
PA Specifics: 16 providers in 25 counties (e.g., Allegheny, Luzerne); LIFE branding unique to PA.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Medicare Savings Program (MSP)

Pennsylvania Medicare Savings Program

General: Age 65+ or disabled, PA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
PA Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Pennsylvania LIHEAP

General: Age 60+ prioritized, PA resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
PA Specifics: Cash grants and crisis aid; serves ~600,000 households annually.

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Family Caregiver Support Program (FCSP)

Pennsylvania Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; PA resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; reimbursements up to $600/month if care recipient income < ~$2,322/month (185% FPL).
Asset Limits: Not assessed; need-based.
PA Specifics: High demand; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), supplies (~$2,000/year), caregiver training.

Senior Community Service Employment Program (SCSEP)

Pennsylvania SCSEP

General: Age 55+, unemployed, low-income, PA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
PA Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Pennsylvania VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, PA resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
PA Specifics: High veteran population; supports rural/urban care needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Property Tax/Rent Rebate Program (PTRR)

Pennsylvania Property Tax/Rent Rebate Program

General: Age 65+, PA resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025): ~$45,000/year (individual or couple, excludes half of Social Security).
Asset Limits: Not assessed; income-focused.
PA Specifics: Rebates up to $1,000; ~600,000 eligible annually.

Services: Rebates ($250-$1,000 based on income; e.g., $1,000 if income < $8,000).

Senior Farmers’ Market Nutrition Program (SFMNP)

Pennsylvania SFMNP

General: Age 60+, PA resident, low-income.
Income Limits (2025): ~$2,322/month (individual, 185% FPL).
Asset Limits: Not assessed.
PA Specifics: Vouchers (~$50/season) via 52 AAAs; serves ~200,000 annually.

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Claim What’s Yours Financial Aid for Pennsylvania Seniors

PA Medicaid CHC

Community HealthChoices (CHC)

Eligibility

General: Age 65+ or disabled, Pennsylvania resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
PA Specifics: Managed care model; high urban demand (e.g., Philadelphia, Pittsburgh).

Benefits

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

PA OPTIONS

Pennsylvania OPTIONS Program

Eligibility

General: Age 60+, Pennsylvania resident, at risk of nursing home placement.
Income Limits: ~$2,000/month (individual, varies by region).
Asset Limits: $8,000 (individual).
PA Specifics: Cost-sharing required above certain income; rural/urban balance.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Pennsylvania LIFE (PACE)

Living Independence for the Elderly (LIFE)

Eligibility

General: Age 55+, PA resident (specific counties), NFLOC, safe with LIFE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
PA Specifics: 16 providers in 25 counties (e.g., Allegheny, Luzerne); LIFE branding unique to PA.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Pennsylvania Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, PA resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
PA Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Pennsylvania LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ prioritized, PA resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
PA Specifics: Cash grants and crisis aid; serves ~600,000 households annually.

Benefits

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Pennsylvania Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; PA resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; reimbursements up to $600/month if care recipient income < ~$2,322/month (185% FPL).
Asset Limits: Not assessed; need-based.
PA Specifics: High demand; includes grandparent caregivers.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), supplies (~$2,000/year), caregiver training.

Pennsylvania SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, PA resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
PA Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Pennsylvania VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, PA resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
PA Specifics: High veteran population; supports rural/urban care needs.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Pennsylvania Property Tax/Rent Rebate Program

Property Tax/Rent Rebate Program (PTRR)

Eligibility

General: Age 65+, PA resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025): ~$45,000/year (individual or couple, excludes half of Social Security).
Asset Limits: Not assessed; income-focused.
PA Specifics: Rebates up to $1,000; ~600,000 eligible annually.