What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Northpoint Lexington Healthcare Center

Northpoint Lexington Healthcare Center is a Nursing Home in Kentucky

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Overview of Northpoint Lexington Healthcare Center

Northpoint Lexington Healthcare Center is the premier nursing home. They proudly practice a professional yet compassionate approach to help make the lives of their residents easier through their comprehensive services and professional staff. The staff makes it a point that residents are able to live freely despite their needed assistance; they want their residents to make the most out of their experience at the senior home. NPL provides a continuum of care services that ensure residents relax, recover, and rejuvenate.
NPL offers a range of services that focus on a wide continuum of care; seniors can choose from intensive rehabilitation with restorative therapy, or short-term rehabilitation and long-term skilled nursing. Management promotes independence for its residents while receiving full daily support. Other community services include housekeeping, transportation, medication management, and nutritious meals provided; as well as post-operative care, tracheostomy, IV therapy, and hospice support.

859-272-2273

What families are saying

Quality of care and staff professionalism

The staff at the facility are consistently praised for their compassion, patience, and teamwork, contributing to high levels of trust and effective patient care.

Care & staff

Cleanliness, hygiene, and facility upkeep

The facility is noted for its cleanliness and security, with multiple reviewers highlighting these aspects positively, which contributes to a safe and pleasant environment.

Cleanliness Safety

Overall quality of life and resident wellbeing

The quality of food provided at the facility is considered above average compared to similar institutions, adding to the overall positive experience for residents and visitors.

Quality of life Dining

Home Information Northpoint Lexington Healthcare Center

Comparison Chart

Compare Nursing Homes around Lexington

Homestead Post Acute

SNF

Lexington

136

PROVIDENCE GROUP OF KENTUCKY LLC

92.9%

$23,460,527.00

$6,784,086.00

28.9%

124.70

3/5

2.2409

3/5

2/5

4/5

Cambridge Nursing & Rehabilitation Center

SNF

Lexington

108

A+

CAMBRIDGE OPERATIONS HOLDCO LLC

81.0%

$8,215,824.00

$4,367,068.00

53.2%

104.20

3/5

2.8845

4/5

1/5

2/5

Northpoint Lexington Healthcare Center

Bluegrass Care & Rehabilitation

Lexington Premier Nursing & Rehab

Homestead Post Acute

Type of care: AL IL MC SNF

Community: Lexington

Bed Count: 136

Pets Allowed: No

Operator: PROVIDENCE GROUP OF KENTUCKY LLC

CCN: 185144

Occupancy: 92.9%

Home Revenue: $23,460,527.00

Payroll Costs: $6,784,086.00

Payroll %: 28.9%

Avg Residents/Day: 124.70

Overall Rating: 3/5

Adj Nurse Hours: 2.2409

Health Insp Rating: 3/5

Staffing Rating: 2/5

QM Rating: 4/5

Cambridge Nursing & Rehabilitation Center

Type of care: AL IL MC SNF

Community: Lexington

Bed Count: 108

Pets Allowed: No

Operator: CAMBRIDGE OPERATIONS HOLDCO LLC

CCN: 185444

Occupancy: 81.0%

Home Revenue: $8,215,824.00

Payroll Costs: $4,367,068.00

Payroll %: 53.2%

Avg Residents/Day: 104.20

Overall Rating: 3/5

Adj Nurse Hours: 2.8845

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 2/5

Northpoint Lexington Healthcare Center

Type of care: AL

Pets Allowed: No

Bluegrass Care & Rehabilitation

Type of care: AL

Pets Allowed: No

Lexington Premier Nursing & Rehab

Type of care: AL

Pets Allowed: No

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

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Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Kentucky Seniors

Program

State Program Name

Eligibility

Benefits

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
KY Specifics: Rural focus; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.

Hart-Supported Living Program

KY Hart-Supported Living

Official government program page

General: Age 65+ or disabled, Kentucky resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
KY Specifics: Competitive grants; limited availability.

Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
Asset Limits: Not assessed; need-based focus.
KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025): ~$31,225/year (individual); varies by AAA.
Asset Limits: Not strictly assessed; need-based.
KY Specifics: Max $1,500/year; statewide via AAAs.

Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
KY Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
KY Specifics: High veteran demand in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Kentucky Seniors

Kentucky Medicaid HCB Waiver