Description

Optimal Hospice Care, located in Denver, Colorado, proudly carries both Medicare and Medicaid certifications, offering a comprehensive range of services spanning home care and hospice care. Their expertise lies in delivering specialized care tailored to support individuals facing advanced illnesses during a particularly challenging period.
Their hospice services are designed with a noble aim: to inform and educate families, respecting their decisions while ensuring a pain-free life for all parties involved. Optimal Hospice Care recognizes that end-of-life is a natural process, and their seasoned team has honed their skills to handle it with grace, providing invaluable assistance to families. Their comprehensive offerings include skilled nursing, behavioral health nursing, various therapies, medical social work, and the vital support of home health aides.

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How to get Medicare and Medicad to Pay for Assisted Living

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Claim What’s Yours: Financial Aid for Colorado Seniors

Program
State Program Name
Eligibility
Benefits
Elderly, Blind, and Disabled Waiver
Colorado Medicaid EBD Waiver
  • General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • CO Specifics: Requires level-of-care assessment by case manager.
  • Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
Old Age Pension (OAP) Health Care Program
Colorado OAP
  • General: Age 60+, Colorado resident.
  • Income Limits: ~$1,215/month (individual).
  • Asset Limits: $2,000 (individual).
  • CO Specifics: Supplements SSI; limited medical coverage.
  • Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.
Program of All-Inclusive Care for the Elderly (PACE)
Colorado Medicaid PACE
  • General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
  • Income Limits (2025): ~$2,829/month (300% FBR).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).
  • Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.
Home Care Allowance (HCA)
Colorado Home Care Allowance (HCA)
  • General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
  • Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.
  • Services: Personal care (~4-6 hours/day, paid to provider), e.g., bathing, dressing.
Senior Community Service Employment Program (SCSEP)
Colorado SCSEP (federally funded, state-administered)
  • General: Age 55+, unemployed, low-income, Colorado resident.
  • Income Limits (2025): ~$1,983/month (125% FPL, individual).
  • Asset Limits: Not specified; income-focused.
  • CO Specifics: Priority for veterans, rural residents.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Colorado Seniors

Colorado Medicaid EBD Waiver

Elderly, Blind, and Disabled Waiver

Eligibility
  • General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • CO Specifics: Requires level-of-care assessment by case manager.
Benefits
  • Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
Colorado OAP

Old Age Pension (OAP) Health Care Program

Eligibility
  • General: Age 60+, Colorado resident.
  • Income Limits: ~$1,215/month (individual).
  • Asset Limits: $2,000 (individual).
  • CO Specifics: Supplements SSI; limited medical coverage.
Benefits
  • Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.
Colorado Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility
  • General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
  • Income Limits (2025): ~$2,829/month (300% FBR).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).
Benefits
  • Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.
Colorado Home Care Allowance (HCA)

Home Care Allowance (HCA)

Eligibility
  • General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
  • Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.
Benefits
  • Services: Personal care (~4-6 hours/day, paid to provider), e.g., bathing, dressing.
Colorado SCSEP (federally funded, state-administered)

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, Colorado resident.
  • Income Limits (2025): ~$1,983/month (125% FPL, individual).
  • Asset Limits: Not specified; income-focused.
  • CO Specifics: Priority for veterans, rural residents.
Benefits
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
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