Premier Care Homes

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

Premier Care Homes is an assisted living community with specialized memory care services. Embracing a ‘Person-Centered Care’ approach, they prioritize the well-being and dignity of each senior resident, creating an environment where they can receive the care they deserve.
This assisted living community with memory care services also extends its support and guidance to residents’ families, assisting them throughout the process of finding and placing their loved ones into long-term care. With a focus on compassion and individualized care, Premier Care Homes is dedicated to providing a nurturing and respectful experience for all.

Claim What’s Yours: Financial Aid for Alaska Seniors

Program

State Program Name

Eligibility

Benefits

Alaskans Living Independently Waiver

Alaska Medicaid ALI Waiver

General: Age 65+ or disabled, Alaska resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual), adjusted for AK cost of living.
Asset Limits: $2,000 (individual), $3,000 (couple).
AK Specifics: Higher income limits due to cost of living; rural focus.

Services: Home health aides (4-8 hours/day), chore services, respite care (up to 14 days/year), home modifications (e.g., ramps, ~$1,000 covered).

Senior Benefits Program

Alaska Senior Benefits

General: Age 65+, Alaska resident for 12+ months.
Income Limits (2025): ~$1,841/month (individual), ~$2,483/month (couple).
Asset Limits: Not applicable.
AK Specifics: Tiered payments based on income.

Services: Monthly cash payments ($76-$250/month based on income) for care or living costs.
Cost: Free; no repayment.

Senior Access Program (SAP)

AK SAP

General: Age 55+, Alaska resident, primary residence, documented accessibility need.
Income Limits: ≤100% area median income (e.g., ~$74,850-$92,200 individual, varies by region).
Asset Limits: Not specified; income-focused.
AK Specifics: Higher grants in high-cost, remote areas; no new funding currently, but applications accepted.

Services: Grants for modifications (e.g., ramps, grab bars; $15,000-$35,000 owner-occupied, $10,000-$30,000 renters, $10,000-$20,000 small ALFs).

Senior In-Home (SIH) Services

AK SIH

General: Age 60+, Alaska resident, physical/cognitive impairment, not Medicaid-eligible.
Income Limits: Low-income, above Medicaid threshold (~$1,500-$2,500/month, varies).
Asset Limits: Not specified; income-driven.
AK Specifics: Prioritizes Alzheimer’s/dementia, rural, or isolated seniors.

Services: In-home care (up to 10 hours/week), respite (varies), minor home mods (e.g., $500 avg.), PERS.

Alaska Heating Assistance Program (HAP)

AK HAP

General: Alaska resident, priority for 60+, heating bill ≥$200/month.
Income Limits (2025): ~$1,950/month (1-person), $2,641/month (2-person), scales up.
Asset Limits: Not applicable; income-focused.
AK Specifics: High demand in winter; rural areas often qualify due to fuel costs.

Services: One-time payment (avg. $500-$1,000/year, varies by need and fuel type).

Alaska CARES Program

AK CARES

General: Caregivers of Alaska residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
AK Specifics: Focus on high-need caregivers; complements other respite programs.

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).

Claim What’s Yours Financial Aid for Alaska Seniors

Alaska Medicaid ALI Waiver

Alaskans Living Independently Waiver

Eligibility

General: Age 65+ or disabled, Alaska resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual), adjusted for AK cost of living.
Asset Limits: $2,000 (individual), $3,000 (couple).
AK Specifics: Higher income limits due to cost of living; rural focus.

Benefits

Services: Home health aides (4-8 hours/day), chore services, respite care (up to 14 days/year), home modifications (e.g., ramps, ~$1,000 covered).

Alaska Senior Benefits

Senior Benefits Program

Eligibility

General: Age 65+, Alaska resident for 12+ months.
Income Limits (2025): ~$1,841/month (individual), ~$2,483/month (couple).
Asset Limits: Not applicable.
AK Specifics: Tiered payments based on income.

Benefits

Services: Monthly cash payments ($76-$250/month based on income) for care or living costs.
Cost: Free; no repayment.

AK SAP

Senior Access Program (SAP)

Eligibility

General: Age 55+, Alaska resident, primary residence, documented accessibility need.
Income Limits: ≤100% area median income (e.g., ~$74,850-$92,200 individual, varies by region).
Asset Limits: Not specified; income-focused.
AK Specifics: Higher grants in high-cost, remote areas; no new funding currently, but applications accepted.

Benefits

Services: Grants for modifications (e.g., ramps, grab bars; $15,000-$35,000 owner-occupied, $10,000-$30,000 renters, $10,000-$20,000 small ALFs).

AK SIH

Senior In-Home (SIH) Services

Eligibility

General: Age 60+, Alaska resident, physical/cognitive impairment, not Medicaid-eligible.
Income Limits: Low-income, above Medicaid threshold (~$1,500-$2,500/month, varies).
Asset Limits: Not specified; income-driven.
AK Specifics: Prioritizes Alzheimer’s/dementia, rural, or isolated seniors.

Benefits

Services: In-home care (up to 10 hours/week), respite (varies), minor home mods (e.g., $500 avg.), PERS.

AK HAP

Alaska Heating Assistance Program (HAP)

Eligibility

General: Alaska resident, priority for 60+, heating bill ≥$200/month.
Income Limits (2025): ~$1,950/month (1-person), $2,641/month (2-person), scales up.
Asset Limits: Not applicable; income-focused.
AK Specifics: High demand in winter; rural areas often qualify due to fuel costs.

Benefits

Services: One-time payment (avg. $500-$1,000/year, varies by need and fuel type).

AK CARES

Alaska CARES Program

Eligibility

General: Caregivers of Alaska residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
AK Specifics: Focus on high-need caregivers; complements other respite programs.