Ravenswood Supportive Living

Article: How to get Medicare and Medicaid to Pay for Assisted Living

8.7 miles from city center

Description

Targeted towards retirement homes near me, the Ravenswood Supportive Living program is an excellent choice, certified by the Illinois Department of Health & Family Services. This program promotes independence and well-being in a cost-effective manner, serving as an alternative to nursing home care for low-income older adults. It provides personal care, homemaking, laundry, medication assistance, and 24-hour staff support.

Residents enjoy a comfortable lifestyle with personalized services, including a beauty salon, private mailboxes, activity room, Wi-Fi access, outdoor patio, and transportation assistance for medical appointments. The program partners with local hospitals and home health services to address all healthcare needs. With the security of their own apartments, residents can live independently while receiving the support they need.

Map

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Details

What does this place offer?

Minimum Age 62 years old

Housing Options 1 Bed

Building Type Mid-rise

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Independent Living

Claim What’s Yours: Financial Aid for Illinois Seniors

Program

State Program Name

Eligibility

Benefits

Community Care Program

Illinois CCP

General: Age 60+, Illinois resident, at risk of nursing home placement.
Income Limits (2025): ~$1,215/month (individual).
Asset Limits: $17,500 (individual, excludes home, car).
IL Specifics: High demand in urban areas; waitlists possible.

Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).

Illinois Respite Program

IL Respite (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), Illinois resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IL Specifics: Limited slots; urban/rural balance.

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
IL Specifics: ~200 SLP sites statewide; room/board not covered.

Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.

Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IL Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

General: Age 55+, unemployed, low-income, Illinois resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IL Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: ~$50-$500/month based on facility type.

Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IL Specifics: High veteran demand in urban/rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Illinois Seniors

Illinois CCP

Community Care Program

Eligibility

General: Age 60+, Illinois resident, at risk of nursing home placement.
Income Limits (2025): ~$1,215/month (individual).
Asset Limits: $17,500 (individual, excludes home, car).
IL Specifics: High demand in urban areas; waitlists possible.

Benefits

Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).

IL Respite (via NFCSP)

Illinois Respite Program

Eligibility

General: Caregiver of someone 60+ (or with dementia), Illinois resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IL Specifics: Limited slots; urban/rural balance.

Benefits

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Illinois Medicaid Supportive Living Program

Supportive Living Program (SLP)

Eligibility

General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
IL Specifics: ~200 SLP sites statewide; room/board not covered.

Benefits

Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).

Illinois Medicaid Elderly Waiver

Persons Who Are Elderly Waiver

Eligibility

General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.

Benefits

Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).

Illinois Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IL Specifics: Three tiers; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Illinois SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Illinois resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IL Specifics: Priority for veterans, rural residents.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Illinois Optional State Supplementation

Optional State Supplementation (OSS)

Eligibility

General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: ~$50-$500/month based on facility type.

Benefits

Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.

Illinois VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IL Specifics: High veteran demand in urban/rural areas.