What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

Redbanks | Kentucky | Photos & Videos | Assisted Living Magazine

Overview of Redbanks

Redbanks is a senior living community in Henderson, KY. It offers a variety of services including skilled nursing, assisted living, and independent living. The community is designed to provide a comfortable and caring environment for its residents.

2708266436

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 4.85/day

Overall rating

3/5

Health Inspection

3/5

Staffing

4/5

Quality Measures

2/5

Capacity and availability

High-capacity home

May provide extensive amenities, services and programs.

Total beds 222

This home usually has availability

Lower occupancy suggests more openings may be available.

61.2%

131

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

63% of new residents, usually for short-term rehab.

Typical stay 1 months

Private pay

29% of new residents, often for short stays.

Typical stay 9 months

Medicaid

8% of new residents, often for long-term daily care.

Typical stay 5 years

Finances and operations

Home revenue

$20.6M

Surplus of revenue

$1.5M

Voluntary non-profit home Other

Home revenue

$20,631,133.00

Surplus of revenue

$1,471,365.00

Payroll costs

$7.8M

38% of revenue

Other operating costs

$11.3M

Total costs $19.2M

222-bed community

A large-scale community that may provide a wide range of amenities, services, and structured programs.

About this community

License Status

Active

Facility Type

Long Term Care (Nursing Facility)

License Date

April 1, 2025

Additional licensing details

License number: 100423

CMS Certification Number: 185124

County: HENDERSON

Ownership & operating entity

Redbanks is administrated by SHARI NEWTON.

Owner name: HENDERSON COUNTY HEALTH CARE CORPORATION

Safety & Compliance

Care Services

Accepts Medicare

Doctor on Staff

Nursing Services

Rehabilitation Services

Respite Care

Memory Care

Independent Living

Skilled Nursing

Licensed Nurses/CNAs

24-Hour Staffing

All Levels of Care

Skilled Nursing

Assisted Living

Independent Living

Additional Policies & Features

Minimum Age: 85

Amenities & Lifestyle

Beauty & Barber Shops

On-Site Chaplains

Full-Time Therapy

Full-Time Registered Nursing Care

Case Managers

Restorative Nurses

Dementia Care

Alzheimer’s Unit

In-House Hospice Services

Meaningful Activity Programs

Programs & Activities

Specific Programs

Services & Care, Activities, About Us, Employment Opportunities, Success Stories, Contact Us

Medicare Accepted

This facility is certified for eligible Medicare services.

Payment & Funding Options

Medicare

Show Inspection Reports

Compare Nursing Homes around Kentucky

Bedford Springs Health and Rehabilitation

SNF

KY 40006

HAWLEY, KAIJON

82.1%

$4,894,268.00

$1,913,420.00

39.1%

48.40

5/5

3.1565

4/5

2/5

5/5

Barren County Nursing and Rehabilitation

SNF

KY 42141

HERBSTMAN, MOSHE

82.7%

$8,631,885.00

$2,825,267.00

32.7%

88.30

4/5

3.2236

4/5

2/5

Berea Health and Rehabilitation

SNF

KY 40403

BROOKS, PAMELA

92.2%

$9,798,049.00

$3,914,754.00

40%

78.90

3/5

2.9021

4/5

1/5

4/5

Auburn Nursing and Rehabilitation Center

SNF

KY 42206

BOLSTER, NANCY

62.0%

$4,023,909.00

$1,805,984.00

44.9%

49.60

3/5

1.4392

4/5

1/5

2/5

Redbanks

SNF

KY 42420

222

BROWN, ERIC

69.9%

$17,613,634.00

$7,834,845.00

44.5%

130.50

3/5

4.8520

3/5

4/5

2/5

Bedford Springs Health and Rehabilitation

Type of care: SNF AL

Community: KY 40006

Bed Count: 60

Pets Allowed: No

Operator: HAWLEY, KAIJON

CCN: 185358

Occupancy: 82.1%

Home Revenue: $4,894,268.00

Payroll Costs: $1,913,420.00

Payroll %: 39.1%

Avg Residents/Day: 48.40

Overall Rating: 5/5

Adj Nurse Hours: 3.1565

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 5/5

Barren County Nursing and Rehabilitation

Type of care: SNF AL

Community: KY 42141

Bed Count: 94

Pets Allowed: No

Operator: HERBSTMAN, MOSHE

CCN: 185229

Occupancy: 82.7%

Home Revenue: $8,631,885.00

Payroll Costs: $2,825,267.00

Payroll %: 32.7%

Avg Residents/Day: 88.30

Overall Rating: 4/5

Adj Nurse Hours: 3.2236

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 2/5

Number of Fines: 1

Berea Health and Rehabilitation

Type of care: SNF AL

Community: KY 40403

Bed Count: 84

Pets Allowed: No

Operator: BROOKS, PAMELA

CCN: 185384

Occupancy: 92.2%

Home Revenue: $9,798,049.00

Payroll Costs: $3,914,754.00

Payroll %: 40%

Avg Residents/Day: 78.90

Overall Rating: 3/5

Adj Nurse Hours: 2.9021

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 4/5

Number of Fines: 2

Auburn Nursing and Rehabilitation Center

Type of care: SNF AL

Community: KY 42206

Bed Count: 66

Pets Allowed: No

Operator: BOLSTER, NANCY

CCN: 185049

Occupancy: 62.0%

Home Revenue: $4,023,909.00

Payroll Costs: $1,805,984.00

Payroll %: 44.9%

Avg Residents/Day: 49.60

Overall Rating: 3/5

Adj Nurse Hours: 1.4392

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 2/5

Redbanks

Type of care: SNF AL

Community: KY 42420

Bed Count: 222

Pets Allowed: No

Operator: BROWN, ERIC

CCN: 185124

Occupancy: 69.9%

Home Revenue: $17,613,634.00

Payroll Costs: $7,834,845.00

Payroll %: 44.5%

Avg Residents/Day: 130.50

Overall Rating: 3/5

Adj Nurse Hours: 4.8520

Health Insp Rating: 3/5

Staffing Rating: 4/5

QM Rating: 2/5

HENDERSON, KY 42420

Calculate Travel Distance to Redbanks

Add your location

293

Total Staff

192

Employees

101

Contractors

65,782

Total Hours (Quarter)

Avg Staff/Day

8.4

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	15	10	No
Licensed Practical Nurse	38	10.1	Yes
Certified Nursing Assistant	171	8.5	Yes

Staff by Category

Administration

3 staff

8hs shift avg

Nursing Staff

244 staff

8.9hs shift avg

Physicians & Practitioners

4 staff

7.9hs shift avg

Therapy Services

24 staff

5.3hs shift avg

Activities & Recreation

0 staff

0hs shift avg

Social Services

5 staff

5.8hs shift avg

Dietary Services

10 staff

7.6hs shift avg

Other Services

3 staff

7.9hs shift avg

Contractor Analysis

16%

of total hours from contractors

10,556 contractor hours this quarter

Certified Nursing Assistant: 43 Licensed Practical Nurse: 28 Physical Therapy Aide: 6 Qualified Social Worker: 5 Speech Language Pathologist: 6 Occupational Therapy Aide: 5 Respiratory Therapy Technician: 4 Physical Therapy Assistant: 2 Occupational Therapy Assistant: 1 Medical Director: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	128	43	171	35,158	91	100%	8.5
Licensed Practical Nurse	10	28	38	6,712	91	100%	10.1
Registered Nurse	15	0	15	6,004	91	100%	10
Medication Aide/Technician	15	0	15	4,963	91	100%	10.3
Other Dietary Services Staff	8	0	8	2,665	91	100%	7.6
RN Director of Nursing	4	0	4	1,740	65	71%	7.8
Clinical Nurse Specialist	3	0	3	1,054	63	69%	7.8
Physical Therapy Aide	0	6	6	1,008	75	82%	4.7
Administrator	2	0	2	1,000	65	71%	8
Dental Services Staff	2	0	2	956	65	71%	7.9
Speech Language Pathologist	0	6	6	923	69	76%	5.2
Qualified Social Worker	0	5	5	732	68	75%	5.8
Dietitian	2	0	2	639	65	71%	7.9
Mental Health Service Worker	1	0	1	480	60	66%	8
Nurse Practitioner	1	0	1	456	57	63%	8
Respiratory Therapy Technician	0	4	4	437	72	79%	5.5
Occupational Therapy Aide	0	5	5	396	57	63%	5.7
Physical Therapy Assistant	0	2	2	312	38	42%	8.2
Occupational Therapy Assistant	0	1	1	62	12	13%	5.2
Medical Director	0	1	1	50	7	8%	7.1
Nurse Aide in Training	1	0	1	37	6	7%	6.1

View All Staffing Data

Total Health inspections 3

Near Kentucky average

Kentucky average: 2.9

Last Health inspection on Jun 2025

Total Health citations 13

Near Kentucky average

Kentucky average: 13.5

4.33 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 13 citations

Complaint investigations 0 citations

Breakdown of citations

Critical Health citations 0

100% below Kentucky average

Kentucky average: 1.1

Serious Health citations 0

100% below Kentucky average

Kentucky average: 0.6

Moderate Health citations 13

Minor Health citations 0

Citations history (last 3 years)

Infection Control moderate citation Jun 12, 2025

Corrected

Nutrition moderate citation Jun 12, 2025

Corrected

Pharmacy moderate citation Jun 12, 2025

Corrected

Quality of Care moderate citation Mar 13, 2020

Corrected

Ownership: For-Profit Corporation

Part of: Henderson County HealthcareCorporation

Resident Census by Payment Source

132 Total Residents

Medicare 25 (18.9%)

Medicaid 82 (62.1%)

Private Pay/Other 25 (18.9%)

Specialized Care Beds

31 Total Specialty Beds

14% of Bed Capacity

Hospice Beds

14%

Programs & Services

Residents' Group

Nurse Aide Training

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 16.3

56% worse than Kentucky average

Kentucky average: 10.5

Functional decline score 32.0

69% worse than Kentucky average

Kentucky average: 18.9

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 25.5%

52% above Kentucky average.

Walking Ability Worsened 40.9%

108% above Kentucky average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 29.7%

45% above Kentucky average.

Falls with Major Injury 2.1%

44% below Kentucky average.

High Risk Residents with Pressure Ulcers 6.0%

5% above Kentucky average.

Urinary Tract Infection 2.6%

37% above Kentucky average.

Depressive Symptoms 1.8%

87% below Kentucky average.

Antipsychotic Use 25.2%

62% above Kentucky average.

Pneumococcal Vaccine 73.4%

22% below Kentucky average.

Influenza Vaccine 68.2%

29% below Kentucky average.

Lost Too Much Weight 7.0%

3% above Kentucky average.

Short-stay resident measures

Pneumococcal Vaccine 84.0%

Near Kentucky average

Antipsychotic medication increase 2.7%

39% worse than Kentucky average

Influenza Vaccine 82.1%

Near Kentucky average

Financial Trends

Historical financial and operational data for Redbanks based on CMS SNF Cost Reports.

Occupancy Rate 61.2% ↑ 1.5pp vs 2023

Net Income $1,471,365 ↑ ~$2.9M vs 2023

Total Payroll $9,270,285 ↓ ~$1.3M vs 2023

Profit Margin 8.4% ↑ 17.0pp vs 2023

Loading trend charts...

Metric	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Occupancy %	87.6%	83.2%	82.6%	78.6%	80.7%	79.7%	80.4%	80.1%	78.5%	62.0%	62.8%	59.6%	61.2%
Beds	222	222	222	222	222	222	222	222	222	222	222	222	222
Net Income	$2,017,546	$759,666	-$235,729	-$418,548	$118,181	$469,083	-$605,154	-$956,794	$1,073,658	$1,159,788	-$1,075,634	-$1,430,761	$1,471,365
Gross Revenue	$16,066,852	$16,007,499	$16,515,200	$16,442,980	$17,288,647	$17,919,989	$18,361,552	$18,949,949	$19,110,354	$16,445,371	$16,853,655	$16,547,616	$17,613,634
Operating Expenses	$13,697,529	$14,018,510	$16,120,025	$16,026,218	$16,215,004	$15,754,117	$16,219,215	$16,882,947	$16,880,112	$14,896,411	$15,257,123	$15,972,675	$16,770,662
Net Patient Revenue	$15,205,182	$14,337,698	$15,344,675	$15,275,576	$15,976,942	$15,721,388	$15,194,083	$15,436,531	$15,678,894	$13,826,418	$14,412,006	$14,042,227	$15,224,528
Total Payroll	$8,721,777	$8,935,503	$9,741,966	$9,834,979	$9,991,090	$10,111,728	$10,498,175	$11,065,211	$11,335,483	$9,991,754	$9,819,477	$10,571,773	$9,270,285
Profit Margin %	12.6%	4.8%	-1.4%	-2.6%	0.7%	2.6%	-3.3%	-5.1%	5.6%	7.1%	-6.4%	-8.7%	8.4%
Medicare %	10.1%	11.2%	11.7%	12.4%	12.7%	10.3%	9.0%	9.0%	8.8%	9.8%	9.5%	8.6%	8.4%
Medicaid %	65.8%	65.7%	69.5%	66.3%	63.2%	69.9%	75.2%	76.3%	76.7%	75.3%	72.6%	78.1%	59.6%
Private %	24.1%	23.0%	18.8%	21.2%	24.1%	19.8%	15.7%	14.6%	14.5%	14.8%	17.9%	13.4%	31.9%
Revenue/Day	$214	$213	$229	$240	$244	$243	$233	$238	$246	$275	$283	$291	$306
Cost/Day	$192	$208	$241	$252	$247	$244	$249	$260	$265	$297	$300	$331	$338
Avg Length of Stay	152.4 days	141.0 days	187.4 days	149.1 days	128.4 days	147.2 days	132.1 days	126.3 days	107.4 days	211.1 days	239.0 days	261.1 days	211.0 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

KY Specifics: Rural focus; waitlists possible.

Hart-Supported Living Program

KY Hart-Supported Living

General: Age 65+ or disabled, Kentucky resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

KY Specifics: Competitive grants; limited availability.

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).

Asset Limits: Not assessed; need-based focus.

KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

Income Limits (2025): ~$31,225/year (individual); varies by AAA.

Asset Limits: Not strictly assessed; need-based.

KY Specifics: Max $1,500/year; statewide via AAAs.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

KY Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

KY Specifics: High veteran demand in rural areas.

Redbanks

Redbanks is a Nursing Home in Kentucky

Redbanks is a Nursing Home in Kentucky

Redbanks

Redbanks is a Nursing Home in Kentucky

Redbanks is a Nursing Home in Kentucky

Quality ratings

Capacity and availability

High-capacity home

This home usually has availability

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Safety & Compliance

Care Services

All Levels of Care

Additional Policies & Features

Amenities & Lifestyle

Programs & Activities

Access & Eligibility

Payment & Funding Options

Inspection History

Inspection Reports

Compare Nursing Homes around Kentucky

Places of interest near Redbanks

Calculate Travel Distance to Redbanks

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Specialized Care Beds

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Kentucky Seniors

Home and Community Based Waiver

Hart-Supported Living Program

Kentucky Homecare Program

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky Family Caregiver Program

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

Send Checklist to Your Email

Write a review for Redbanks