What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Retreat Gardens | Rio Rancho, NM | Photos & Videos

Overview of Retreat Gardens

Tucked in Rio Rancho, New Mexico, Retreat Gardens is a special senior living residence that radiates a warm and inviting atmosphere. At its core, it offers gracious living that feels akin to being on a retreat, fostering an environment rich in friendship and joy. This exceptional community is distinguished by its highly skilled caregivers and a dedicated team of medical clinicians committed to helping seniors achieve their goals and attain positive outcomes, with round-the-clock care available.
The home goes beyond standard senior living with a specialized approach, catering to early cognitive impairment and early dementia, thanks to its highly trained staff with memory care training. The commitment to exceeding expectations extends to their diverse meal choices, including the option to enjoy patio dining. Residents can choose between private and semi-private suites, and the facility offers all-day physician and psychiatrist services. Retreat Gardens is proudly locally owned and operated by an award-winning management company, ensuring that it remains a wonderful community where residents can find contentment and peace in their senior years while meeting nursing home qualifications.

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 45

45-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

Walk Score: 72 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

About this community

Occupancy Rate

87%

Occupied Beds

39 of 45

Percentage of available beds currently in use by residents.

License Status

Active

Facility Type

Assisted Living Facility

License Expiration

May 31, 2026

Additional licensing details

County: Sandoval

Ownership & operating entity

Retreat Gardens is legally operated by THE RETREAT HEALTHCARE, LLC, and administrated by Melissa Spiers.

Staffing

Key information about the people who lead and staff this community.

Leadership

Contact: Melissa Spiers

Contact Information

Email: [email protected]

Fax: (505) 892-3058

Results

2 with issues

8 without issues

Show Inspection Reports

Latest inspection

Date:October 23, 2020

Type:Routine

7 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Compare Assisted Living around Rio Rancho

Retreat Gardens

Rio Rancho (Urban Center)

THE RETREAT HEALTHCARE, LLC

Advantage Assisted Living

Rio Rancho (Petroglyph Medical Plaza)

Yes

ADVANTAGE ASSISTED LIVING LLC

Private Rooms / Semi-Private Rooms

BeeHive Homes of Rio Rancho II

Rio Rancho

Yes

RIO HIVE LLC

Private / Shared Rooms

BeeHive Homes of Enchanted Hills

Rio Rancho (High Ridge Estates)

Yes

A+

RIO HIVE LLC

Private / Shared Rooms

BeeHive Homes of Rio Rancho

Rio Rancho (Broadmoor (High Resort))

Yes

RIO HIVE LLC

Private / Shared Rooms

Retreat Gardens

Type of care: AL

Community: Rio Rancho (Urban Center)

Bed Count: 45

Pets Allowed: No

Operator: THE RETREAT HEALTHCARE, LLC

Advantage Assisted Living

Type of care: AL

Community: Rio Rancho (Petroglyph Medical Plaza)

Bed Count: 30

Pets Allowed: Yes

Operator: ADVANTAGE ASSISTED LIVING LLC

Bed Options: Private Rooms / Semi-Private Rooms

BeeHive Homes of Rio Rancho II

Type of care: AL MC RC

Community: Rio Rancho

Bed Count: 16

Pets Allowed: Yes

Operator: RIO HIVE LLC

Bed Options: Private / Shared Rooms

BeeHive Homes of Enchanted Hills

Type of care: AL MC RC

Community: Rio Rancho (High Ridge Estates)

Bed Count: 15

Pets Allowed: Yes

Operator: RIO HIVE LLC

Bed Options: Private / Shared Rooms

BeeHive Homes of Rio Rancho

Type of care: AL MC RC

Community: Rio Rancho (Broadmoor (High Resort))

Bed Count: 12

Pets Allowed: Yes

Operator: RIO HIVE LLC

Bed Options: Private / Shared Rooms

4100 Jackie Rd SE, Rio Rancho, NM 87124

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Centennial Care Community Benefit

NM Medicaid Centennial Care

General: Age 65+ or disabled, New Mexico resident, Medicaid- eligible, long-term care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).

NM Specifics: Managed care model; rural outreach efforts.

New Mexico Caregiver Support Program

NM NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), New Mexico resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

NM Specifics: Limited slots; rural focus due to sparse population.

Program of All-Inclusive Care for the Elderly (PACE)

New Mexico PACE (e.g., InnovAge New Mexico PACE)

General: Age 55+, NM resident (specific counties), NFLOC, safe with PACE support.

Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.

NM Specifics: Available in Bernalillo, Sandoval, Valencia Counties via InnovAge.

Older Americans Act (OAA) Services

New Mexico Older Americans Act Services

General: Age 60+, NM resident (or spouse of any age); no income/asset limits.

Income Limits (2025): None; sliding scale fees may apply for some services.

Asset Limits: Not assessed.

NM Specifics: Two AAAs (Albuquerque vs. Non-Metro); services vary by region.

Medicare Savings Program (MSP)

New Mexico Medicare Savings Program

General: Age 65+ or disabled, NM resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: None in NM (unique among states).

NM Specifics: No asset test; includes Extra Help for Part D.

Low-Income Home Energy Assistance Program (LIHEAP)

New Mexico LIHEAP

General: Age 60+ prioritized, NM resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

NM Specifics: Covers oil, gas, electric, wood; emergency aid available.

Senior Community Service Employment Program (SCSEP)

New Mexico SCSEP

General: Age 55+, unemployed, low-income, NM resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

NM Specifics: Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

New Mexico VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NM resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

NM Specifics: High veteran demand in rural/urban areas.

Property Tax Rebate for Seniors

New Mexico Property Tax Rebate

General: Age 65+, NM resident, homeowner or renter, paid property taxes.

Income Limits (2025): ~$36,000/year (individual, projected).

Asset Limits: Not assessed.

NM Specifics: Rebate up to $250-$500; annual application required.

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Retreat Gardens