Description

Tucked in Rio Rancho, New Mexico, Retreat Gardens is a special senior living residence that radiates a warm and inviting atmosphere. At its core, it offers gracious living that feels akin to being on a retreat, fostering an environment rich in friendship and joy. This exceptional community is distinguished by its highly skilled caregivers and a dedicated team of medical clinicians committed to helping seniors achieve their goals and attain positive outcomes, with round-the-clock care available.
The home goes beyond standard senior living with a specialized approach, catering to early cognitive impairment and early dementia, thanks to its highly trained staff with memory care training. The commitment to exceeding expectations extends to their diverse meal choices, including the option to enjoy patio dining. Residents can choose between private and semi-private suites, and the facility offers all-day physician and psychiatrist services. Retreat Gardens is proudly locally owned and operated by an award-winning management company, ensuring that it remains a wonderful community where residents can find contentment and peace in their senior years while meeting nursing home qualifications.

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Claim What’s Yours: Financial Aid for New Mexico Seniors

Program
State Program Name
Eligibility
Benefits
Centennial Care Community Benefit
NM Medicaid Centennial Care
  • General: Age 65+ or disabled, New Mexico resident, Medicaid- eligible, long-term care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
  • NM Specifics: Managed care model; rural outreach efforts.
  • Services: In-home care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care (~$65/day), medical services.
New Mexico Caregiver Support Program
NM NFCSP Respite
  • General: Caregiver of someone 60+ (or with dementia), New Mexico resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • NM Specifics: Limited slots; rural focus due to sparse population.
  • Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
Program of All-Inclusive Care for the Elderly (PACE)
New Mexico PACE (e.g., InnovAge New Mexico PACE)
  • General: Age 55+, NM resident (specific counties), NFLOC, safe with PACE support.
  • Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
  • Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
  • NM Specifics: Available in Bernalillo, Sandoval, Valencia Counties via InnovAge.
  • Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.
Older Americans Act (OAA) Services
New Mexico Older Americans Act Services
  • General: Age 60+, NM resident (or spouse of any age); no income/asset limits.
  • Income Limits (2025): None; sliding scale fees may apply for some services.
  • Asset Limits: Not assessed.
  • NM Specifics: Two AAAs (Albuquerque vs. Non-Metro); services vary by region.
  • Services: Meals (home-delivered or group, ~$5-$7/meal value), transportation, homemaker services (~4 hours/week), respite (5 days/year), adult day care ($50/day).
Medicare Savings Program (MSP)
New Mexico Medicare Savings Program
  • General: Age 65+ or disabled, NM resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: None in NM (unique among states).
  • NM Specifics: No asset test; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Low-Income Home Energy Assistance Program (LIHEAP)
New Mexico LIHEAP
  • General: Age 60+ prioritized, NM resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NM Specifics: Covers oil, gas, electric, wood; emergency aid available.
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max), weatherization.
Senior Community Service Employment Program (SCSEP)
New Mexico SCSEP
  • General: Age 55+, unemployed, low-income, NM resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • NM Specifics: Priority for veterans, rural residents; AARP partnership.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
New Mexico VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, NM resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • NM Specifics: High veteran demand in rural/urban areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Property Tax Rebate for Seniors
New Mexico Property Tax Rebate
  • General: Age 65+, NM resident, homeowner or renter, paid property taxes.
  • Income Limits (2025): ~$36,000/year (individual, projected).
  • Asset Limits: Not assessed.
  • NM Specifics: Rebate up to $250-$500; annual application required.
  • Services: Tax rebate (~$250-$500/year) to offset housing costs.

Claim What’s Yours Financial Aid for New Mexico Seniors

NM Medicaid Centennial Care

Centennial Care Community Benefit

Eligibility
  • General: Age 65+ or disabled, New Mexico resident, Medicaid- eligible, long-term care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
  • NM Specifics: Managed care model; rural outreach efforts.
Benefits
  • Services: In-home care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care (~$65/day), medical services.
NM NFCSP Respite

New Mexico Caregiver Support Program

Eligibility
  • General: Caregiver of someone 60+ (or with dementia), New Mexico resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • NM Specifics: Limited slots; rural focus due to sparse population.
Benefits
  • Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
New Mexico PACE (e.g., InnovAge New Mexico PACE)

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility
  • General: Age 55+, NM resident (specific counties), NFLOC, safe with PACE support.
  • Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
  • Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
  • NM Specifics: Available in Bernalillo, Sandoval, Valencia Counties via InnovAge.
Benefits
  • Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.
New Mexico Older Americans Act Services

Older Americans Act (OAA) Services

Eligibility
  • General: Age 60+, NM resident (or spouse of any age); no income/asset limits.
  • Income Limits (2025): None; sliding scale fees may apply for some services.
  • Asset Limits: Not assessed.
  • NM Specifics: Two AAAs (Albuquerque vs. Non-Metro); services vary by region.
Benefits
  • Services: Meals (home-delivered or group, ~$5-$7/meal value), transportation, homemaker services (~4 hours/week), respite (5 days/year), adult day care ($50/day).
New Mexico Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, NM resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: None in NM (unique among states).
  • NM Specifics: No asset test; includes Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Mexico LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility
  • General: Age 60+ prioritized, NM resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NM Specifics: Covers oil, gas, electric, wood; emergency aid available.
Benefits
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max), weatherization.
New Mexico SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, NM resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • NM Specifics: Priority for veterans, rural residents; AARP partnership.
Benefits
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
New Mexico VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, NM resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • NM Specifics: High veteran demand in rural/urban areas.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
New Mexico Property Tax Rebate

Property Tax Rebate for Seniors

Eligibility
  • General: Age 65+, NM resident, homeowner or renter, paid property taxes.
  • Income Limits (2025): ~$36,000/year (individual, projected).
  • Asset Limits: Not assessed.
  • NM Specifics: Rebate up to $250-$500; annual application required.
Benefits
  • Services: Tax rebate (~$250-$500/year) to offset housing costs.
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Community
Occupancy
Beds
Medicare Nights
Medicaid Nights
Free Market Days
Home Revenue
Payroll Costs
Home Costs
Owner
CCN
RIO RANCHO CENTER
89.00%
120
2195
27480
9574
$16,763,107.00
$4,787,301.00
$8,278,376.00
PEAK MEDICAL LLC
0325033
CABEZON NURSING AND REHAB CENTER LLC
68.09%
136
3469
18896
9875
$15,894,746.00
$5,044,631.00
$8,544,854.00
0325127
THE NEIGHBORHOOD IN RIO RANCHO
64.03%
72
549
11247
8960
$16,126,999.00
$6,250,117.00
$11,253,522.00
HAVERLAND CARTER LIFESTYLE GROUP OPERATING,LLC
0325130

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