Rock Creek Senior Living

Article: How to get Medicare and Medicaid to Pay for Assisted Living

3.7 miles from city center

Description

For retirees in Ankeny and nearby areas of Iowa, Rock Creek Senior Living offers an assisted living community that makes it as easy as possible to get the help they need each day, to lead leisurely lives with a renewed sense of independence. Residents in their assisted living program benefit from private apartments and personalized care plans developed by a team of compassionate caregivers. These customized plans may include assistance with medication management, bathing, dressing, and other daily activities, ensuring residents receive proper assistance.

This assisted living home also fosters a community atmosphere with a variety of amenities designed to enrich residents’ lives. From chef-prepared meals and housekeeping services to transportation assistance and engaging social events, Rock Creek establishes a comfortable, secure, and stimulating living environment for seniors that want to make the most of this chapter in their lives.

Map

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options Private Room

Building Type Two-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Independent Living Memory Care

Comparison Chart

Compare senior living communities around the area

Rock Creek Senior Living

Ankeny

Private Room

N/A

Yes

Protected: Edencrest at Kettlestone

SNF

Waukee

Studio / 1 Bed / 2 Bed

N/A

Yes

Edencrest at Siena Hills

SNF

Ankeny

Studio / 1 Bed / 2 Bed

N/A

Yes

Glen Oaks Alzheimer’s Special Care Center

Urbandale

Private / Shared Suite

N/A

Claim What’s Yours: Financial Aid for Iowa Seniors

Program

State Program Name

Eligibility

Benefits

Elderly Waiver

Iowa Medicaid Elderly Waiver

General: Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Rural focus; waitlists possible.

Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).

Iowa Family Caregiver Support

IA NFCSP

General: Caregiver of someone 60+, Iowa resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IA Specifics: Limited slots; rural emphasis.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

General: Age 65+ or disabled, Iowa resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IA Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

General: Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR, Medicaid-eligible).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Senior Community Service Employment Program (SCSEP)

Iowa SCSEP

General: Age 55+, unemployed, low-income, Iowa resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IA Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IA Specifics: High veteran demand in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Able Up Iowa

General: Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025): No strict limit; must demonstrate repayment capacity.
Asset Limits: Not specified; credit-based.
IA Specifics: Loans up to $25,000; statewide via Easterseals partnership.

Services: Loans for wheelchairs, ramps, walk-in tubs (~$500-$10,000 avg.), reducing reliance on paid care.

Claim What’s Yours Financial Aid for Iowa Seniors

Iowa Medicaid Elderly Waiver

Elderly Waiver

Eligibility

General: Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Rural focus; waitlists possible.

Benefits

Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).

IA NFCSP

Iowa Family Caregiver Support

Eligibility

General: Caregiver of someone 60+, Iowa resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IA Specifics: Limited slots; rural emphasis.

Benefits

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Iowa Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Iowa resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IA Specifics: Three tiers; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Iowa PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR, Medicaid-eligible).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Iowa SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Iowa resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IA Specifics: Priority for veterans, rural residents.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Iowa VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IA Specifics: High veteran demand in rural areas.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Able Up Iowa

Eligibility

General: Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025): No strict limit; must demonstrate repayment capacity.
Asset Limits: Not specified; credit-based.
IA Specifics: Loans up to $25,000; statewide via Easterseals partnership.