Southern Comfort Care at the Cottages

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

Recognized as a residential assisted living private home in St. George, Utah, Southern Comfort Care is a community dedicated to providing personalized care and support for seniors. Their compassionate team helps with daily living activities, manages medications, prepares nutritious meals, and organizes engaging social activities. With a commitment to individualized care, Southern Comfort Care maintains a high staff-to-resident ratio, ensuring that each resident receives the attentive and compassionate care they deserve.
The residence features cozy accommodations, private bedrooms, expansive common areas, and delightful outdoor spaces. Senior residents can relish the comforts of home while benefiting from assisted living services.

Claim What’s Yours: Financial Aid for Utah Seniors

Program

State Program Name

Eligibility

Benefits

Aging Waiver

UT Medicaid Aging Waiver

General: Age 65+, Utah resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
UT Specifics: Rural challenges; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Utah Alternatives Program

UT Alternatives

General: Age 60+, Utah resident, at risk of nursing home.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
UT Specifics: Limited funding; rural focus.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Older Americans Act (OAA) Services

Utah OAA Services

General: Age 60+, UT resident; no income/asset limits.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
UT Specifics: 12 AAAs; includes Meals on Wheels; rural emphasis.

Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (5 days/year), legal aid.

Medicare Savings Program (MSP)

Utah Medicare Savings Program

General: Age 65+ or disabled, UT resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
UT Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Home Energy Assistance Target (HEAT) Program

Utah HEAT Program

General: Age 60+ prioritized, UT resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
UT Specifics: Covers gas, electric, propane; emergency aid available.

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Utah Caregiver Support Program

Utah Family Caregiver Support Program (FCSP)

General: Caregivers of 60+ needing care or 55+ caregivers of others; UT resident; 2+ ADLs.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed.
UT Specifics: Includes grandparent caregivers; serves ~1,500 annually.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

Utah SCSEP

General: Age 55+, unemployed, low-income, UT resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
UT Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Utah VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, UT resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
UT Specifics: Supports rural veterans; high demand near VA centers.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Property Tax Abatement and Deferral Programs

Utah Circuit Breaker and Deferral Programs

General: Age 66+ (abatement) or 75+ (deferral), UT resident 10+ months/year, homeowner.
Income Limits (2025): ~$40,000/year (household, abatement); no limit for deferral.
Asset Limits: Not assessed; home value < ~$500,000 typical.
UT Specifics: Abatement up to $1,200; deferral accrues interest (2.5%-5%).

Services: Tax relief (~$500-$1,200/year) or deferral (postpones payment).

Senior Farmers’ Market Nutrition Program (SFMNP)

Utah SFMNP

General: Age 60+, UT resident, low-income.
Income Limits (2025): ~$2,322/month (185% FPL).
Asset Limits: Not assessed.
UT Specifics: Vouchers (~$50/season); serves ~5,000 via 12 AAAs.

Services: Vouchers (~$50/season) for produce at farmers’ markets.

Claim What’s Yours Financial Aid for Utah Seniors

UT Medicaid Aging Waiver

Aging Waiver

Eligibility

General: Age 65+, Utah resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
UT Specifics: Rural challenges; waitlists possible.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

UT Alternatives

Utah Alternatives Program

Eligibility

General: Age 60+, Utah resident, at risk of nursing home.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
UT Specifics: Limited funding; rural focus.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Utah OAA Services

Older Americans Act (OAA) Services

Eligibility

General: Age 60+, UT resident; no income/asset limits.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
UT Specifics: 12 AAAs; includes Meals on Wheels; rural emphasis.

Benefits

Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (5 days/year), legal aid.

Utah Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, UT resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
UT Specifics: Includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Utah HEAT Program

Home Energy Assistance Target (HEAT) Program

Eligibility

General: Age 60+ prioritized, UT resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
UT Specifics: Covers gas, electric, propane; emergency aid available.

Benefits

Services: Heating/cooling aid ($300-$1,000/season), crisis aid ($500 max).

Utah Family Caregiver Support Program (FCSP)

Utah Caregiver Support Program

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; UT resident; 2+ ADLs.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed.
UT Specifics: Includes grandparent caregivers; serves ~1,500 annually.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Utah SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, UT resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
UT Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Utah VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, UT resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
UT Specifics: Supports rural veterans; high demand near VA centers.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Utah Circuit Breaker and Deferral Programs

Property Tax Abatement and Deferral Programs

Eligibility

General: Age 66+ (abatement) or 75+ (deferral), UT resident 10+ months/year, homeowner.
Income Limits (2025): ~$40,000/year (household, abatement); no limit for deferral.
Asset Limits: Not assessed; home value < ~$500,000 typical.
UT Specifics: Abatement up to $1,200; deferral accrues interest (2.5%-5%).