What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

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Southern Cross Home Care of AL, LLC

6304 Piccadilly Square Dr Ste 1, Mobile, AL 36609 View Map

Southern Cross Home Care of AL, LLC is a Home Care Agency in Alabama Southern Cross Home Care… is a Home Care Agency in Alabama

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Description

Southern Cross Home Care of AL, LLC offers an unmatched combination of personalized support and experience, ensuring seniors receive the best care possible. Their caregivers bring a specialized approach to daily living assistance and support, catering to individuals facing illnesses, in need of recovery or rehabilitation, and those requiring assistance due to physical disabilities or Alzheimer’s and dementia care.
With their wide-ranging expertise, they instill trust in seniors, whether it’s for post-surgical assistance or ongoing support. In Mobile, Alabama, this dedicated team has earned a reputation for providing not only companionship but also exceptional care. Their commitment to seniors’ well-being shines through in every aspect of their service, making them a trustworthy choice for those seeking compassionate and professional assistance.

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Home Information Southern Cross Home Care of AL, LLC

6304 Piccadilly Square Dr Ste 1, Mobile, AL 36609

Email:
info@southerncrosshomecareofal,llc.com

Phone:
251-776-2786

Email:
info@southerncrosshomecareofal,llc.com

Phone:
251-776-2786

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Explore Nursing Home Revenues, Staffing & Ownership

View Nursing Home Government Data: Salaries, Revenues, Room Occupancy, Ownership, etc.

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Alabama Seniors

Program

State Program Name

Eligibility

Benefits

Elderly and Disabled Waiver

Alabama Medicaid E&D Waiver

Official government program page

General: Age 65+ or disabled, Alabama resident, Medicaid-eligible, requires nursing home-level care but can live in community with support.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
AL Specifics: Must be assessed by a nurse for nursing home-level care need.

Services: In-home personal care (4-6 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care (~$50/day avg.), home-delivered meals, case management.

Alabama Respite for Caregivers Program

Alabama Respite (via NFCSP)

Official government program page

General: Caregiver of someone 60+ (or with dementia), Alabama resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
AL Specifics: Focus on rural caregivers; limited funding.

Services: In-home respite (4-6 hours/day), adult day care (~$50/day), short-term facility care (up to 5 days).

SenioRx Prescription Assistance Program

AL SenioRx

Official government program page

General: Age 55+, Alabama resident, chronic illness requiring daily medication, not fully covered by other drug plans.
Income Limits: ~$3,000/month (individual, varies by AAA).
Asset Limits: Not strictly enforced; income-focused.
AL Specifics: High ROI; saved $43.5M for 6,825 participants in FY 2022.

Services: Prescription cost reduction (avg. $6,300/year savings per participant), medication management support.

Weatherization Assistance Program (WAP)

AL WAP

Official government program page

General: Age 60+ priority, Alabama resident, own or rent home, low-income status.
Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
Asset Limits: Not applicable; income-driven.
AL Specifics: Prioritizes seniors and disabled; limited annual funding.

Services: Insulation, weather stripping, HVAC repairs (avg. $500-$1,000 in annual energy savings).

Section 202 Supportive Housing for the Elderly

AL Section 202

General: Age 62+, Alabama resident, very low income, able to live independently with support.
Income Limits (2025): ~$1,500/month (50% of area median income, individual, varies by county).
Asset Limits: $10,000 (individual, excludes home if owned).
AL Specifics: High demand in urban areas like Birmingham; limited units statewide.

Services: Subsidized rent (30% of income, e.g., $300-$500/month), on-site services (housekeeping, transportation, ~$200/month value).

Alabama CARES Program

AL CARES

Official government program page

General: Caregivers of Alabama residents aged 60+ needing assistance with 3+ daily activities; no age limit for caregivers.
Income Limits: No strict limit; cost-sharing based on recipient’s income (e.g., ~$2,500/month threshold).
Asset Limits: Not applicable; focus on need.
AL Specifics: Prioritizes caregivers with greatest economic/social need; complements respite programs like AL Lifespan Respite.

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplemental supplies (e.g., $200/year avg.).

Claim What’s Yours Financial Aid for Alabama Seniors

Alabama Medicaid E&D Waiver

Elderly and Disabled Waiver

Requirements:

General:
Age 65+ or disabled, Alabama resident, Medicaid-eligible, requires nursing home-level care but can live in community with support.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home, car).
AL Specifics:
Must be assessed by a nurse for nursing home-level care need.

Benefits without Contact:

Services: In-home personal care (4-6 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care (~$50/day avg.), home-delivered meals, case management.

Official Program Page

Alabama Respite (via NFCSP)

Alabama Respite for Caregivers Program

Requirements:

General:
Caregiver of someone 60+ (or with dementia), Alabama resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
AL Specifics:
Focus on rural caregivers; limited funding.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$50/day), short-term facility care (up to 5 days).

Official Program Page

AL SenioRx

SenioRx Prescription Assistance Program

Requirements:

General:
Age 55+, Alabama resident, chronic illness requiring daily medication, not fully covered by other drug plans.
Income Limits:
~$3,000/month (individual, varies by AAA).
Asset Limits:
Not strictly enforced; income-focused.
AL Specifics:
High ROI; saved $43.5M for 6,825 participants in FY 2022.

Benefits without Contact:

Services: Prescription cost reduction (avg. $6,300/year savings per participant), medication management support.

Official Program Page

AL WAP

Weatherization Assistance Program (WAP)

Requirements:

General:
Age 60+ priority, Alabama resident, own or rent home, low-income status.
Income Limits (2025):
~$2,510/month (200% of poverty level, individual).
Asset Limits:
Not applicable; income-driven.
AL Specifics:
Prioritizes seniors and disabled; limited annual funding.

Benefits without Contact:

Services: Insulation, weather stripping, HVAC repairs (avg. $500-$1,000 in annual energy savings).

Official Program Page

AL Section 202

Section 202 Supportive Housing for the Elderly

Requirements:

General:
Age 62+, Alabama resident, very low income, able to live independently with support.
Income Limits (2025):
~$1,500/month (50% of area median income, individual, varies by county).
Asset Limits:
$10,000 (individual, excludes home if owned).
AL Specifics:
High demand in urban areas like Birmingham; limited units statewide.

Benefits without Contact:

Services: Subsidized rent (30% of income, e.g., $300-$500/month), on-site services (housekeeping, transportation, ~$200/month value).

AL CARES

Alabama CARES Program

Requirements:

General:
Caregivers of Alabama residents aged 60+ needing assistance with 3+ daily activities; no age limit for caregivers.
Income Limits:
No strict limit; cost-sharing based on recipient’s income (e.g., ~$2,500/month threshold).
Asset Limits:
Not applicable; focus on need.
AL Specifics:
Prioritizes caregivers with greatest economic/social need; complements respite programs like AL Lifespan Respite.

Benefits without Contact:

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplemental supplies (e.g., $200/year avg.).

Official Program Page