What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Southern Oaks Assisted Living

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Overview of Southern Oaks Assisted Living

Southern Oaks Assisted Living is a welcoming community in Chattanooga, TN, dedicated to providing a safe and supportive home for individuals needing assisted living services. Residents can enjoy a rich lifestyle filled with entertainment, with the city offering numerous local attractions, including historical sites. The community features a professional, and compassionate team that prioritizes residents’ needs at every moment. Committed to delivering personalized care every day, honoring the privilege of supporting residents in their journey.

With a warm environment and essential services all in one place, residents never need to leave the campus for daily tasks. Engaging social events, games, and exercise classes promote an active lifestyle, while a range of standard and supplemental programs illuminate a luxury lifestyle filled with opportunities for enrichment. At Southern Oaks Assisted Living, you’re never running out of things to do and enjoy.

(423) 499-8500

37 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 50 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

Staffing

Key information about the people who lead and staff this community.

Leadership

Contact: Mr. Burton Hall, Co-Owner

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Building Type: Single-story

Transportation Services

Fitness and Recreation

Types of Care at Southern Oaks Assisted Living

Assisted Living

Get floorplan photos & videos Schedule a home tour Get detailed pricing Check availability Get brochure

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Type of care: AL IL MC SNF

Community: Chattanooga

Pets Allowed: Yes

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14.1 miles from city center — 0.45 miles to nearest hospital (Parkridge Valley Mental Health and Wellness Adult and Adolescent Acute Campus)

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7230 Lee Hwy, Chattanooga, TN 37421

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

CHOICES Program

TN Medicaid CHOICES

General: Age 65+ or disabled, Tennessee resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

TN Specifics: Managed care model; high rural demand.

Tennessee Options for Community Living

TN Options

General: Age 60+, Tennessee resident, at risk of nursing home.

Income Limits: ~$2,000/month (individual, varies).

Asset Limits: $5,000 (individual).

TN Specifics: Limited funding; rural/urban balance.

Medicare Savings Program (MSP)

Tennessee Medicare Savings Program

General: Age 65+ or disabled, TN resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

TN Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Low-Income Home Energy Assistance Program (LIHEAP)

Tennessee LIHEAP

General: Age 60+ prioritized, TN resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

TN Specifics: Covers gas, electric, propane; emergency aid available.

Family Caregiver Support Program (FCSP)

Tennessee Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; TN resident; functional needs (2+ ADLs).

Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).

Asset Limits: Not assessed; need-based.

TN Specifics: Includes grandparent caregivers; high rural demand.

Senior Community Service Employment Program (SCSEP)

Tennessee SCSEP

General: Age 55+, unemployed, low-income, TN resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

TN Specifics: Priority for veterans, rural residents; AARP/Goodwill partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Tennessee VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, TN resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

TN Specifics: High veteran population; supports rural/urban care needs.

Elderly Nutrition Program

Tennessee Elderly Nutrition Program

General: Age 60+, TN resident; no income limit but prioritizes low-income.

Income Limits (2025): None; donations encouraged.

Asset Limits: Not assessed.

TN Specifics: Serves ~50,000 annually; 200+ congregate sites plus Meals on Wheels.

Property Tax Relief Program

Tennessee Property Tax Relief Program

General: Age 65+, TN resident, homeowner/renter (or widow/er 50+, disabled 18+).

Income Limits (2025): ~$45,000/year (household, excludes half of Social Security).

Asset Limits: Not assessed; income-focused.

TN Specifics: Rebates up to $1,000; serves ~100,000 annually.

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Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

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Southern Oaks Assisted Living