What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

Southmayd Home for Women

250 Columbia Blvd, Waterbury, CT 06710 View Map

Southmayd Home for Women is an Assisted Living Home in Connecticut

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250 Columbia Blvd, Waterbury, CT 06710

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Join Our Online

Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

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A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Comparison Chart

Compare Assisted Living around Waterbury

Southmayd Home for Women

Waterbury

Private Rooms

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Yes

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Elton Residential Care Home

Waterbury

Private Rooms

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Garden Brook Residential Care Home

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Private Rooms

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Yes

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Marbridge Retirement Center

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Private Rooms

N/A

Yes

A+

N/A

The Residence at Elim Park

Cheshire

Private Rooms / Semi-Private Rooms

N/A

Yes

N/A

Southmayd Home for Women

Type of care: AL

Community: Waterbury

Bed Options: Private Rooms

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Elton Residential Care Home

Type of care: AL

Community: Waterbury

Bed Options: Private Rooms

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Garden Brook Residential Care Home

Type of care: AL

Community: Watertown

Bed Options: Private Rooms

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Marbridge Retirement Center

Type of care: AL MC

Community: Cheshire

Bed Options: Private Rooms

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

The Residence at Elim Park

Type of care: AL

Community: Cheshire

Bed Options: Private Rooms / Semi-Private Rooms

Bed Count: N/A

Pets Allowed: Yes

Home Owner: N/A

CCN: N/A

Occupancy: N/A

Home Revenue: N/A

Claim What’s Yours: Financial Aid for Connecticut Seniors

Program

State Program Name

Eligibility

Benefits

Connecticut Home Care Program for Elders

CHCPE

General: Age 65+, Connecticut resident, at risk of nursing home placement.
Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).
CT Specifics: Two tiers (state and Medicaid); waitlists possible.

Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).

Statewide Respite Care Program

CT Respite Care

General: Caregiver of senior with dementia, Connecticut resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
CT Specifics: Limited to dementia caregivers; capped funding.

Services: In-home respite (up to 30 days/year), adult day care (~$70/day).

Congregate Housing Services Program (CHSP)

Connecticut Congregate Housing Services Program

General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
Income Limits (2025): ~$41,000/year (individual, adjusted annually).
Asset Limits: Not specified; focus is income-based.
CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).

Medicare Savings Program (MSP)

Connecticut Medicare Savings Program

General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
Asset Limits: None since 2023 policy change.
CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Senior Community Service Employment Program (SCSEP)

Connecticut SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Connecticut resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Connecticut Seniors

CHCPE