Spectrum Retirement of Colorado

Article: How to get Medicare and Medicaid to Pay for Assisted Living

13 miles from city center

Description

Spectrum Retirement Communities, situated in Denver, Colorado, offers a modern approach to senior living. They provide a range of options, including independent senior living, assisted living homes, and memory care living. Here, seniors find a welcoming environment rooted in honor and respect, supported by advanced technology and excellent healthcare partners.

Seniors enjoy a vibrant lifestyle within this community, which stands apart from typical senior facilities. Spectrum Retirement Communities ensures round-the-clock security with a 24-hour emergency response system. They also provide amenities like weekly housekeeping, scheduled transportation, and personal Wi-Fi. For memory care private homes, residents can surely experience a secure and nurturing environment tailored to their specific needs.

Map

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Details

What does this place offer?

Minimum Age 55

Building Type High Rise

Amenities

Minimum Age

Type of Care Available

Assisted Living Independent Living Memory Care

Comparison Chart

Compare senior living communities around the area

Spectrum Retirement of Colorado

Denver

N/A

Park Hill Residence

Denver

Private / Companion Rooms

N/A

Sunrise of Westminster

Westminster

N/A

Yes

Brookdale Lowry

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Brookdale Parkplace

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Claim What’s Yours: Financial Aid for Colorado Seniors

Program

State Program Name

Eligibility

Benefits

Elderly, Blind, and Disabled Waiver

Colorado Medicaid EBD Waiver

General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Requires level-of-care assessment by case manager.

Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Old Age Pension (OAP) Health Care Program

Colorado OAP

General: Age 60+, Colorado resident.
Income Limits: ~$1,215/month (individual).
Asset Limits: $2,000 (individual).
CO Specifics: Supplements SSI; limited medical coverage.

Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.

Program of All-Inclusive Care for the Elderly (PACE)

Colorado Medicaid PACE

General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).

Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.

Home Care Allowance (HCA)

Colorado Home Care Allowance (HCA)

General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.

Services: Personal care (~4-6 hours/day, paid to provider), e.g., bathing, dressing.

Senior Community Service Employment Program (SCSEP)

Colorado SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Colorado resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CO Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Colorado Seniors

Colorado Medicaid EBD Waiver

Elderly, Blind, and Disabled Waiver

Eligibility

General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Requires level-of-care assessment by case manager.

Benefits

Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Colorado OAP

Old Age Pension (OAP) Health Care Program

Eligibility

General: Age 60+, Colorado resident.
Income Limits: ~$1,215/month (individual).
Asset Limits: $2,000 (individual).
CO Specifics: Supplements SSI; limited medical coverage.

Benefits

Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.

Colorado Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).

Benefits

Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.

Colorado Home Care Allowance (HCA)

Home Care Allowance (HCA)

Eligibility

General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.