What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

St. Stephen’s Tower | Lynn, MA | Photos & Videos

Overview of St. Stephen’s Tower

Cherish every moment of your best years at St. Stephen’s Tower, a distinguished 62+ community that offers independent living. The community has purposely built and spacious one- and two-bedroom floor plans, designed for residents’ comfort and safety. Residents have a worry-free lifestyle with maintenance services, laundry spaces, and friendly management.

A thoughtfully planned calendar of engaging activities and exciting events is conducted, encouraging residents to live actively and maintain social connections. Residents can also prepare meals based on their dietary needs with a fully furnished kitchen in each unit. The community continuously promotes a vibrant and welcoming environment, ensuring residents have the finest retirement experience.

(888) 927-9409

What does this home offer?

Minimum Age: 62 Years Old

Pets Allowed: Yes, Pets Allowed

Room Sizes: 450 / 650 / 850 sq. ft

Housing Options: Studio / 1 Bed

Building Type: High-rise

Social and Recreational Activities

Parking Available

Types of Care at St. Stephen’s Tower

Independent Living

Compare Senior Living around Lynn

Filter by care type

St. Stephen’s Tower

Lynn

Yes

Studio / 1 Bed

Fabens Building

Lynn

Studio / 1 Bed

Rolfe House

Lynn

Studio / 1 Bed

Saint Mary’s Plaza

Lynn

Yes

Studio / 1 Bed

Silsbee Tower

Lynn

Yes

Studio / 1 Bed

St. Stephen’s Tower

Type of care: IL

Community: Lynn

Pets Allowed: Yes

Bed Options: Studio / 1 Bed

Fabens Building

Type of care: IL

Community: Lynn

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Rolfe House

Type of care: IL

Community: Lynn

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Saint Mary’s Plaza

Type of care: IL

Community: Lynn

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Silsbee Tower

Type of care: IL

Community: Lynn

Pets Allowed: Yes

Bed Options: 1 Bed

View all Nearby Homes

Calculate Travel Distance to St. Stephen’s Tower

Add your location

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Home Care Program

MassHealth Home Care

General: Age 60+, Massachusetts resident, at risk of nursing home placement.

Income Limits (2025): ~$1,500/month (individual, varies by region).

Asset Limits: $2,000 (individual, excludes home, car).

MA Specifics: Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

General: Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

MA Specifics: Requires clinical eligibility determination.

Senior Care Options (SCO)

Massachusetts Senior Care Options

General: Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).

MA Specifics: Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

General: Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

MA Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

MA Specifics: 27 ASAPs; prioritizes low-income, rural caregivers.

Prescription Advantage

Massachusetts Prescription Advantage

General: Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).

Income Limits (2025): No strict limit; copays vary by income (~$24,980-$75,000/year individual).

Asset Limits: Not assessed.

MA Specifics: Supplements Medicare Part D; no enrollment fee for low-income.

Senior Community Service Employment Program (SCSEP)

Massachusetts SCSEP

General: Age 55+, unemployed, low-income, Massachusetts resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

MA Specifics: Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

MA Specifics: High veteran demand statewide.

Senior Living in Lynn

St. Stephen’s Tower

Senior Living in Lynn