SummerHouse Bay Cove Memory Care

Article: How to get Medicare and Medicaid to Pay for Assisted Living

6.4 miles from city center

Description

SummerHouse Bay Cove is a senior living community that exudes elegance and excels in top-tier assisted living with specialized memory care services. Situated in Biloxi, Mississippi, this assisted living community offers warm, attentive care for senior residents in the area.

Their dedicated team at SummerHouse Bay Cove ensures a worry-free lifestyle with chef-prepared meals, a range of daily activities, and comfortable suites catering to senior residents’ needs. Discover a place where comfort and well-being harmoniously blend, inviting seniors to embrace their golden years to the fullest.

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Room Sizes 630 / 683 / 710 / 730 / 945 / 1018 sq. ft

Housing Options Suite / 1 Bed

Building Type 3-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Memory Care

Comparison Chart

Compare senior living communities around the area

SummerHouse Bay Cove Memory Care

Biloxi

Suite / 1 Bed

N/A

Yes

Brookdale Biloxi

Biloxi

Studio / 1 Bed / 2 Bed

N/A

Yes

Claim What’s Yours: Financial Aid for Mississippi Seniors

Program

State Program Name

Eligibility

Benefits

Elderly and Disabled Waiver

Mississippi Medicaid E&D Waiver

General: Age 65+ or disabled, Mississippi resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $4,000 (individual, higher than most states).
MS Specifics: Higher asset limit; rural focus.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), meals ($6/meal).

Mississippi Caregiver Respite Program

MS NFCSP Respite

General: Caregiver of someone 60+, Mississippi resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
MS Specifics: Limited slots; rural emphasis.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Assisted Living (AL) Waiver

Mississippi Assisted Living Waiver

General: Age 65+ or disabled, Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
Asset Limits: $4,000 (individual), $6,000 (couple).
MS Specifics: Only for AL facilities with waiver contracts; small program size.

Services: Personal care, meals, medication management, respite, transportation within AL facility.

Independent Living (IL) Waiver

Mississippi Independent Living Waiver

General: Age 16+ (65+ for seniors), Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
Asset Limits: $4,000 (individual), $6,000 (couple).
MS Specifics: Self-directed care; limited to in-home settings.

Services: Personal care (4-6 hours/day), respite (~200 hours/year), home mods, assistive tech, transition services.

Medicare Savings Program (MSP)

Mississippi Medicare Savings Program

General: Age 65+ or disabled, Mississippi resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MS Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Mississippi Homemaker Program

Mississippi Homemaker Program (via Area Agencies on Aging)

General: Age 60+, Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
Income Limits (2025): ~$1,063/month (100% FPL, individual); prioritizes low-income.
Asset Limits: Not strictly assessed; need-based focus.
MS Specifics: 10 AAAs; waitlist possible due to funding caps.

Services: Homemaker services (2-4 hours/day, e.g., cleaning, meal prep), respite (~2 days/year), transportation, meals.

Senior Community Service Employment Program (SCSEP)

Mississippi SCSEP

General: Age 55+, unemployed, low-income, Mississippi resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MS Specifics: Priority for veterans, rural residents; MDES oversees.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Mississippi VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MS Specifics: High veteran population in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Mississippi Seniors

Mississippi Medicaid E&D Waiver

Elderly and Disabled Waiver

Eligibility

General: Age 65+ or disabled, Mississippi resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $4,000 (individual, higher than most states).
MS Specifics: Higher asset limit; rural focus.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), meals ($6/meal).

MS NFCSP Respite

Mississippi Caregiver Respite Program

Eligibility

General: Caregiver of someone 60+, Mississippi resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
MS Specifics: Limited slots; rural emphasis.

Benefits

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Mississippi Assisted Living Waiver

Assisted Living (AL) Waiver

Eligibility

General: Age 65+ or disabled, Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
Asset Limits: $4,000 (individual), $6,000 (couple).
MS Specifics: Only for AL facilities with waiver contracts; small program size.

Benefits

Services: Personal care, meals, medication management, respite, transportation within AL facility.

Mississippi Independent Living Waiver

Independent Living (IL) Waiver

Eligibility

General: Age 16+ (65+ for seniors), Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
Asset Limits: $4,000 (individual), $6,000 (couple).
MS Specifics: Self-directed care; limited to in-home settings.

Benefits

Services: Personal care (4-6 hours/day), respite (~200 hours/year), home mods, assistive tech, transition services.

Mississippi Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Mississippi resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MS Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Mississippi Homemaker Program (via Area Agencies on Aging)

Mississippi Homemaker Program

Eligibility

General: Age 60+, Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
Income Limits (2025): ~$1,063/month (100% FPL, individual); prioritizes low-income.
Asset Limits: Not strictly assessed; need-based focus.
MS Specifics: 10 AAAs; waitlist possible due to funding caps.

Benefits

Services: Homemaker services (2-4 hours/day, e.g., cleaning, meal prep), respite (~2 days/year), transportation, meals.

Mississippi SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Mississippi resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MS Specifics: Priority for veterans, rural residents; MDES oversees.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Mississippi VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MS Specifics: High veteran population in rural areas.