Talamore Senior Living St. Cloud
Nestled in the heart of St. Cloud, MN, Talamore Senior Living St. Cloud offers a full continuum of care, including independent living, assisted living, enhanced assisted living, and secure memory care. This community provides a range of living options with personalized care plans designed to meet the unique needs of each resident. Floor plans are designed for comfort and convenience, offering residents the freedom to enjoy their space with the assurance of receiving high-quality care when needed, including services such as wound management, tube feeding, and special diets.
Here, residents can enjoy a variety of top-tier amenities such as restaurant-style dining, a full-service salon, and a bar area for socializing. The community offers engaging activities, both on and off-site, as well as devotional services to foster a sense of connection. Talamore Senior Living St. Cloud is a pet-friendly community where residents can experience the warmth and comfort of a supportive team dedicated to enhancing their well-being.
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(651)-815-4730 Claim What’s Yours: Financial Aid for Minnesota Seniors
- General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $3,000 (individual, higher than most states).
- MN Specifics: Higher asset limit; rural access focus.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.
- General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
- Income Limits: ~$1,732/month (individual, varies).
- Asset Limits: $3,000 (individual).
- MN Specifics: Bridges gap for those ineligible for waivers.
- Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
- General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
- Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
- Asset Limits: $3,000 (individual); home equity limit $713,000.
- MN Specifics: CDCS option; statewide via counties.
- Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.
- General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
- Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
- Asset Limits: $3,000 (individual), $6,000 (couple).
- MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.
- Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).
- General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
- Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
- Asset Limits: $3,000 (individual), $6,000 (couple).
- MN Specifics: Includes EW services; 7 health plans available.
- Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.
- General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
- Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
- Asset Limits: $3,000 (individual).
- MN Specifics: Can hire family; statewide via counties.
- Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.
- General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- MN Specifics: High veteran demand in rural/urban areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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Frequently Asked Questions
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Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:
- Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
- Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
- Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
- Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
- State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
- Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
- Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.
Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.
We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.
- Autobiography & Family History Writing + Research
- Senior-focused concierge medicine.
- Senior-focused nutritionist
- Senior-focused personal training
- Memory care specialists
- Custom wheelchairs at all price points.
- Custom hearing aids
- Cosmetic skincare + dermatology
- Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
- Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
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