What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

The Berkeley Retirement Home and Nursing Center | Lawrence, MA | Photos & Videos

Overview of The Berkeley Retirement Home and Nursing Center

Make your retirement dreams come alive at The Berkeley, a compassionate senior living community in Lawrence, MA, offering independent living and skilled nursing. Residents enjoy the privacy of their own studio apartment with a full private bathroom and access to personalized dining room meal service for three meals a day. Round-the-clock nursing care is provided by Registered Nurses (RNs), Licensed Practical Nurses (LPNs) and Certified Nursing Assistant (CNAs), offering residents peace of mind.

The community provides a welcoming environment where residents can discover new hobbies, meet new friends and maintain their independence with the help of convenient services and plentiful amenities. Residents live a convenient lifestyle with light housekeeping, laundry services and full pharmacy services. The activities team provides residents with a wide range of things to do including daily exercise, crafts, parties, entertainment, and daily religious services in our onsite chapel. At The Berkeley, residents enjoy a community that provides them plenty of opportunities to live a fulfilling life.

(978) 682-1614

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 44

This home usually has availability

Lower occupancy suggests more openings may be available.

51.7%

308 days

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Might be optimal for

Flexible care needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

27% of new residents, usually for short-term rehab.

Typical stay 3 - 4 months

Private pay

50% of new residents, often for short stays.

Typical stay 6 - 7 months

Medicaid

23% of new residents, often for long-term daily care.

Typical stay 3 years

Finances and operations

Home revenue

$4.4M

Surplus of revenue

$246.0K

Voluntary non-profit community

Home revenue

$4.4M

Surplus of revenue

$246.0K

Payroll costs

$1.9M

43.9% of revenue

Other operating costs

$2.2M

Total costs $4.1M

33 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 77 / 100

Very walkable. Most errands can be accomplished on foot, and many essentials are within a short walk.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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Staffing

Key information about the people who lead and staff this community.

ContactMr. James Dillon, Administrator

Total Employees

Full-Time Employees

What does this home offer?

Housing Options: Private Rooms

Building Type: Two-story

Fitness and Recreation

Types of Care at The Berkeley Retirement Home and Nursing Center

Independent Living Nursing Home

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The Berkeley Retirement Home and Nursing Center

Lawrence

Private Rooms

A+

The Berkeley Retirement Home and Nursing Center

Type of care: IL NH

Community: Lawrence

Bed Count: 44

Pets Allowed: No

Bed Options: Private Rooms

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Financial Trends

Historical financial and operational data for The Berkeley Retirement Home and Nursing Center based on CMS SNF Cost Reports.

Occupancy Rate 51.7% ↓ 28.0pp vs 2022

Net Income $246.0K ↑ ~$654.7K vs 2022

Total Payroll $2.4M ↑ ~$171.3K vs 2022

Profit Margin 6.7% ↑ 18.2pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	90.8%	88.7%	90.4%	89.0%	87.0%	90.0%	88.6%	84.0%	87.3%	88.2%	74.3%	79.7%	51.7%
Beds	44	44	44	44	44	44	44	44	44	44	44	44	44
Net Income	-$175,803	-$198,507	$53,631	-$76,569	-$76,910	-$123,974	$55,156	-$496,121	-$121,319	$117,225	-$304,771	-$408,676	$246,043
Gross Revenue	$2,726,692	$3,113,134	$3,366,751	$3,536,281	$3,701,758	$2,681,107	$3,942,605	$4,020,155	$3,346,667	$3,547,899	$3,246,560	$3,554,758	$3,650,513
Operating Expenses	$2,766,655	$2,759,789	$2,788,823	$2,760,964	$2,901,470	$2,899,067	$2,849,199	$3,184,921	$2,891,949	$3,057,035	$3,082,801	$3,129,720	$3,403,950
Net Patient Revenue	$2,580,204	$2,519,578	$2,541,564	$2,664,203	$2,771,054	$2,681,107	$2,658,704	$2,712,585	$2,571,790	$2,567,407	$2,465,840	$2,733,389	$2,928,090
Total Payroll	$1,864,356	$1,925,962	$1,913,367	$1,940,168	$1,982,025	$2,158,595	$2,078,277	$2,096,845	$1,985,390	$2,198,007	$2,103,357	$2,196,331	$2,367,623
Profit Margin %	-6.5%	-6.4%	1.6%	-2.2%	-2.1%	-4.6%	1.4%	-12.3%	-3.6%	3.3%	-9.4%	-11.5%	6.7%
Medicare %	3.1%	3.5%	2.3%	2.4%	6.0%	3.2%	2.7%	2.9%	1.3%	1.3%	3.8%	2.1%	8.0%
Medicaid %	33.2%	33.3%	34.0%	24.6%	24.2%	31.6%	31.0%	28.5%	27.3%	37.8%	42.2%	48.7%	65.4%
Private %	63.6%	63.2%	63.7%	73.1%	69.8%	65.2%	66.3%	68.6%	71.3%	60.9%	54.0%	49.3%	26.6%
Revenue/Day	$177	$176	$175	$186	$198	$186	$187	$201	$183	$181	$207	$214	$353
Cost/Day	$190	$193	$192	$193	$208	$201	$200	$236	$206	$215	$258	$245	$410
Avg Length of Stay	256.1 days	203.3 days	251.4 days	746.8 days	368.1 days	493.4 days	486.4 days	317.8 days	277.2 days	365.0 days	125.0 days	852.8 days	307.7 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Home Care Program

MassHealth Home Care

General: Age 60+, Massachusetts resident, at risk of nursing home placement.

Income Limits (2025): ~$1,500/month (individual, varies by region).

Asset Limits: $2,000 (individual, excludes home, car).

MA Specifics: Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

General: Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

MA Specifics: Requires clinical eligibility determination.

Senior Care Options (SCO)

Massachusetts Senior Care Options

General: Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).

MA Specifics: Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

General: Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

MA Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

MA Specifics: 27 ASAPs; prioritizes low-income, rural caregivers.

Prescription Advantage

Massachusetts Prescription Advantage

General: Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).

Income Limits (2025): No strict limit; copays vary by income (~$24,980-$75,000/year individual).

Asset Limits: Not assessed.

MA Specifics: Supplements Medicare Part D; no enrollment fee for low-income.

Senior Community Service Employment Program (SCSEP)

Massachusetts SCSEP

General: Age 55+, unemployed, low-income, Massachusetts resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

MA Specifics: Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

MA Specifics: High veteran demand statewide.

Independent Living in Lawrence

The Berkeley Retirement Home and Nursing Center

Independent Living in Lawrence

The Berkeley Retirement Home and Nursing Center

Capacity and availability

Smaller home

This home usually has availability

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

Staffing

Leadership

Staff Composition

What does this home offer?

Types of Care at The Berkeley Retirement Home and Nursing Center

Compare Independent Living around Lawrence The information below is reported by the Massachusetts Executive Office of Elder Affairs and Department of Public Health.

Places of interest near The Berkeley Retirement Home and Nursing Center

Calculate Travel Distance to The Berkeley Retirement Home and Nursing Center

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Financial Aid for Massachusetts Seniors

Home Care Program

Frail Elder Waiver

Senior Care Options (SCO)

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Prescription Advantage

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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