What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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The Capstone at Centerra

4295 McWhinney Blvd, Loveland, CO 80538 View Map

The Capstone at Centerra is a Memory Care Home in Colorado

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Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

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Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Colorado Seniors

Program

State Program Name

Eligibility

Benefits

Elderly, Blind, and Disabled Waiver

Colorado Medicaid EBD Waiver

Official government program page

General: Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Requires level-of-care assessment by case manager.

Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Old Age Pension (OAP) Health Care Program

Colorado OAP

Official government program page

General: Age 60+, Colorado resident.
Income Limits: ~$1,215/month (individual).
Asset Limits: $2,000 (individual).
CO Specifics: Supplements SSI; limited medical coverage.

Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.

Program of All-Inclusive Care for the Elderly (PACE)

Colorado Medicaid PACE

Official government program page

General: Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Limited to specific regions (e.g., Denver, Pueblo).

Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.

Home Care Allowance (HCA)

Colorado Home Care Allowance (HCA)

Official government program page

General: Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
Income Limits (2025): ~$1,004/month (individual, stricter than waivers).
Asset Limits: $2,000 (individual), $3,000 (couple).
CO Specifics: Must need help with ADLs; not Medicaid-waiver eligible.

Services: Personal care (~4-6 hours/day, paid to provider), e.g., bathing, dressing.

Senior Community Service Employment Program (SCSEP)

Colorado SCSEP (federally funded, state-administered)

Official government program page

General: Age 55+, unemployed, low-income, Colorado resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CO Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Colorado Seniors

Colorado Medicaid EBD Waiver

Elderly, Blind, and Disabled Waiver

Requirements:

General:
Age 65+ or disabled, Colorado resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
CO Specifics:
Requires level-of-care assessment by case manager.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite care (up to 240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Official Program Page

Colorado OAP

Old Age Pension (OAP) Health Care Program

Requirements:

General:
Age 60+, Colorado resident.
Income Limits:
~$1,215/month (individual).
Asset Limits:
$2,000 (individual).
CO Specifics:
Supplements SSI; limited medical coverage.

Benefits without Contact:

Services: Cash (~$100-$800/month), limited in-home care (2-3 hours/week), medical assistance.

Official Program Page

Colorado Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

General:
Age 55+, Colorado resident, nursing home-level care need, safe with PACE support.
Income Limits (2025):
~$2,829/month (300% FBR).
Asset Limits:
$2,000 (individual), $3,000 (couple).
CO Specifics:
Limited to specific regions (e.g., Denver, Pueblo).

Benefits without Contact:

Services: All-inclusive care—personal care (5-7 hours/day), meals, transportation, therapy, medical visits.

Official Program Page

Colorado Home Care Allowance (HCA)

Home Care Allowance (HCA)

Requirements:

General:
Seniors typically 65+, Age 5+ with disability, Colorado resident, financial/functional need.
Income Limits (2025):
~$1,004/month (individual, stricter than waivers).
Asset Limits:
$2,000 (individual), $3,000 (couple).
CO Specifics:
Must need help with ADLs; not Medicaid-waiver eligible.