What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

The Hearth on James

The Hearth on James is an Assisted Living Home in New York State

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Overview of The Hearth on James

The Hearth on James is a distinguished community seamlessly combining premier living with affordability. Offering both independent living homes and assisted living apartments, this gem ensures a comprehensive senior experience that doesn’t compromise on quality. Conveniently nestled in central Syracuse, with easy access to highways and major hospitals, it stands as a prime choice for families seeking efficient and hassle-free living.
Choose from studio or one-bedroom apartments, each boasting its own unique flair like the Rugby or Deluxe rooms. With round-the-clock support, this New York haven guarantees seniors receive exceptional care, lifting the burden of chores and serving delectable meals. A dedicated team of professionals provides personalized attention, placing immense value on independence. The Hearth on James transcends being merely an affordable assisted living option. It’s a sanctuary that nurtures well-being and celebrates the golden years in style.

(315) 422-2173

What families are saying

Personalized attention and individual support

Communication and Responsiveness Issues - There are inconsistencies in communication and responsiveness from the staff, particularly with the new management. Some users report a lack of proactive communication about residents' health status, leading to frustration and unmet expectations.

Personal attention Care & staff

Quality of care and staff professionalism

Mixed Sentiment on Staff Performance - The reviews reflect mixed sentiments regarding staff performance. While some users describe staff as caring and helpful, others express disappointment with staff defensiveness and lack of follow-through on promises.

Care & staff

Activities, programs, and daily engagement

Resident Happiness and Activities - Despite some negative feedback, there is a consistent theme of resident happiness, particularly related to engaging activities and a positive atmosphere, contributing to overall satisfaction for both residents and families.

Activities

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for New York Seniors

Program

State Program Name

Eligibility

Benefits

Community First Choice Option

NY Medicaid CFCO

General: Age 65+ or disabled, New York resident, Medicaid- eligible, care need (not necessarily nursing home level).
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $30,182 (individual, higher due to NY Medicaid expansion).
NY Specifics: Higher asset limit; urban density increases demand.

Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), assistive technology ($500 avg.).

Expanded In-Home Services for the Elderly Program (EISEP)

NY EISEP

Official government program page

General: Age 60+, New York resident, at risk of decline but not nursing home level.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $15,000 (individual).
NY Specifics: Cost-sharing required above certain income; urban/rural balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), case management, transportation (~5 trips/month).

Senior Citizen Rent Increase Exemption (SCRIE)

NY SCRIE

Official government program page

General: Age 62+, NYC resident, live in rent-controlled/stabilized apartment, spend >1/3 of income on rent.
Income Limits (2025): $50,000/year (household).
Asset Limits: No strict asset cap, but income-focused eligibility.
NY Specifics: Limited to NYC’s rent-regulated units; high demand in urban areas.

Services: Rent freeze (e.g., covers increases of $50-$200+/month); tax credit for landlord.

Senior Citizen Homeowners’ Exemption (SCHE)

NY SCHE

Official government program page

General: Age 65+, NYC resident, own and live in a 1-3 family home, co-op, or condo.
Income Limits (2025): $58,399/year (household).
Asset Limits: No strict asset cap, income-driven eligibility.
NY Specifics: Applies only in NYC; excludes large apartment buildings.

Services: Property tax reduction (5-50%, e.g., $500-$5,000/year based on income and property value).

New York Foundation for Senior Citizens (NYFSC) Home Sharing Program

NYFSC Home Sharing

General: One participant must be 60+ (host or guest), NYC resident, able to share living space.
Income Limits: No strict limit, but targets those needing cost relief.
Asset Limits: Not applicable; focus on housing need.
NY Specifics: Primarily NYC-focused; limited slots due to demand.

Services: Shared housing (reduces rent/living costs by 30-50%, e.g., $500-$1,000/month savings); optional light assistance between housemates.

Claim What’s Yours Financial Aid for New York Seniors

NY Medicaid CFCO

Community First Choice Option

Requirements:

General:
Age 65+ or disabled, New York resident, Medicaid- eligible, care need (not necessarily nursing home level).
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$30,182 (individual, higher due to NY Medicaid expansion).
NY Specifics:
Higher asset limit; urban density increases demand.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), assistive technology ($500 avg.).

NY EISEP

Expanded In-Home Services for the Elderly Program (EISEP)

Requirements:

General:
Age 60+, New York resident, at risk of decline but not nursing home level.
Income Limits:
~$2,500/month (individual, varies).
Asset Limits:
$15,000 (individual).
NY Specifics:
Cost-sharing required above certain income; urban/rural balance.

Benefits without Contact:

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), case management, transportation (~5 trips/month).

Official Program Page

NY SCRIE

Senior Citizen Rent Increase Exemption (SCRIE)

Requirements:

General:
Age 62+, NYC resident, live in rent-controlled/stabilized apartment, spend >1/3 of income on rent.
Income Limits (2025):
$50,000/year (household).
Asset Limits:
No strict asset cap, but income-focused eligibility.
NY Specifics:
Limited to NYC’s rent-regulated units; high demand in urban areas.

Benefits without Contact:

Services: Rent freeze (e.g., covers increases of $50-$200+/month); tax credit for landlord.

Official Program Page

NY SCHE

Senior Citizen Homeowners’ Exemption (SCHE)

Requirements:

General:
Age 65+, NYC resident, own and live in a 1-3 family home, co-op, or condo.
Income Limits (2025):
$58,399/year (household).
Asset Limits:
No strict asset cap, income-driven eligibility.
NY Specifics:
Applies only in NYC; excludes large apartment buildings.

Benefits without Contact:

Services: Property tax reduction (5-50%, e.g., $500-$5,000/year based on income and property value).

Official Program Page

NYFSC Home Sharing

New York Foundation for Senior Citizens (NYFSC) Home Sharing Program

Requirements:

General:
One participant must be 60+ (host or guest), NYC resident, able to share living space.
Income Limits:
No strict limit, but targets those needing cost relief.
Asset Limits:
Not applicable; focus on housing need.
NY Specifics:
Primarily NYC-focused; limited slots due to demand.

Benefits without Contact:

Services: Shared housing (reduces rent/living costs by 30-50%, e.g., $500-$1,000/month savings); optional light assistance between housemates.

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

The Hearth on James

The Hearth on James is an Assisted Living Home in New York State

The Hearth on James is an Assisted Living Home in New York State

The Hearth on James

The Hearth on James is an Assisted Living Home in New York State

The Hearth on James is an Assisted Living Home in New York State

What families are saying

Personalized attention and individual support

Quality of care and staff professionalism

Activities, programs, and daily engagement

Comparison Chart

Guides for Better Senior Living

Eldertainment

Claim What’s Yours: Financial Aid for New York Seniors

Claim What’s Yours Financial Aid for New York Seniors

Community First Choice Option

Requirements:

Benefits without Contact:

Expanded In-Home Services for the Elderly Program (EISEP)

Requirements:

Benefits without Contact:

Senior Citizen Rent Increase Exemption (SCRIE)

Requirements:

Benefits without Contact:

Senior Citizen Homeowners’ Exemption (SCHE)

Requirements:

Benefits without Contact:

New York Foundation for Senior Citizens (NYFSC) Home Sharing Program

Requirements:

Benefits without Contact:

Contact Us

Your Senior Care Partner, Every Step of the Way

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

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