The Residence at Otter Creek
The Residence at Otter Creek is a captivating residential assisted living home nestled in the picturesque town of Middlebury, Vermont. This exceptional residence offers a range of living options, including memory care living facilities, and independent living, catering to the diverse needs of seniors. From vital signs monitoring and oxygen assistance to precise medication management, including injections and crushed medications, the associates, certified by the esteemed National Institute for Dementia Education, ensure the highest level of expertise and care.
Residents can experience the beauty of the tree-lined neighborhood, featuring beautiful cottages that offer independent living options with the freedom to choose their ideal floor plan and enjoy stunning views. They can immerse themselves in the serenity and tranquility of the surroundings, where nature’s beauty meets the comfort of thoughtfully designed living spaces. From carefully crafted menus to personalized dietary options, culinary satisfaction is prioritized, catering to individual preferences. Engaging activities, events, and enriching programs are also offered, ensuring that every day presents an opportunity to embrace life to the fullest.
Claim What’s Yours: Financial Aid for Vermont Seniors
- General: Age 65+ or disabled, Vermont resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- VT Specifics: Small state; rural access emphasis.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), assisted living options.
- General: Age 65+, Vermont resident, in approved residential setting.
- Income Limits: ~$1,732/month (individual, varies).
- Asset Limits: $2,000 (individual).
- VT Specifics: Facility-based; limited funding.
- Services: Personal care (2-4 hours/day in facility), respite (varies), basic support services.
- General: Age 60+, VT resident; no income/asset limits.
- Income Limits (2025): None; donations encouraged.
- Asset Limits: Not assessed.
- VT Specifics: 5 AAAs (Age Well, CVCOA, NEKCOA, Senior Solutions, SVCOA); rural focus.
- Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.
- General: Age 65+ or disabled, VT resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- VT Specifics: Includes Extra Help for Part D; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Age 60+ prioritized, VT resident, low-income household.
- Income Limits (2025): ~$3,970/month (185% FPL).
- Asset Limits: Not assessed.
- VT Specifics: Covers oil, gas, wood; emergency aid available.
- Services: Heating aid ($300-$1,000/season), crisis aid ($500 max).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; VT resident; 2+ ADLs.
- Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
- Asset Limits: Not assessed.
- VT Specifics: Includes grandparent caregivers; serves ~1,000 annually.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
- General: Age 55+, unemployed, low-income, VT resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified.
- VT Specifics: Priority for veterans, rural residents; AARP partnership.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, VT resident, wartime service, ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth).
- VT Specifics: High rural veteran use; supports care costs.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.
- General: Age 65+ (or all ages), VT resident, homeowner/renter, income-based.
- Income Limits (2025): ~$47,000/year (household); caps credit at ~$128,000.
- Asset Limits: Not assessed.
- VT Specifics: Credits up to $8,000; serves ~20,000 households.
- Services: Tax credit (~$500-$2,500 avg., up to $8,000 max) reduces property tax.
- General: Age 60+, VT resident, low-income.
- Income Limits (2025): ~$1,632/month (130% FPL).
- Asset Limits: Not assessed.
- VT Specifics: Serves ~5,000 seniors via 50+ drop sites.
- Services: Monthly food box (~$50 value) with shelf-stable goods (e.g., cereal, canned goods).
- General: Age 65+ (or disabled 18+), VT resident, severe/permanent disability, 2+ ADL needs.
- Income Limits (2025): Medicaid-eligible (~$2,829/month) or near-eligible for General Fund.
- Asset Limits: $2,000 (individual) for Medicaid; varies for General Fund.
- VT Specifics: Participants hire/manage caregivers; serves ~500 annually.
- Services: Personal care (4-6 hours/day), respite (~5 days/year), limited supplies.
Claim What’s Yours Financial Aid for Vermont Seniors
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