The Residences at Bay Cove

The Residences at Bay Cove is an Independent Living Home in Mississippi

The Residences at Bay… is an Independent Living Home in Mississippi

The Residences at Bay Cove

680 Bay Cove Drive, Biloxi, MS 39532 View Map

The Residences at Bay Cove is an Independent Living Home in Mississippi

The Residences at Bay… is an Independent Living Home in Mississippi

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Overview of The Residences at Bay Cove

The Residences at Bay Cove is a captivating destination for senior living in the heart of Biloxi, Mississippi. This thriving gated community offers a range of living options catering to a diverse range of preferences, including independent living. In addition to exceptional assisted living services, The Residences at Bay Cove recently introduced a state-of-the-art memory care unit, providing specialized support for residents with unique memory care needs.
Residents can immerse themselves in many enticing amenities that enrich their lives. They can get lost in the pages of the well-stocked library or find solace along picturesque walking paths. Dedicated housekeeping services ensure a pristine and comfortable living environment. The community buzzes with engaging activities, including arts and crafts and invigorating health and wellness programs. The 24-hour staff stands ready to provide support and assistance, ensuring every individual’s well-being and peace of mind within their care.

Home Information The Residences at Bay Cove

Community Stability & Environment

  • Walk Score Info Walk Score in senior living communities measures how easy it is for residents to access essential services and amenities—like grocery stores, parks, pharmacies, and transit—without needing a car. 8 / 100 Very Car-Dependent
    Almost all errands require a car. Very few walkable amenities. Minimal sidewalk infrastructure. Walking is practical only for recreation, not errands.

Types of Care at The Residences at Bay Cove

Assisted Living Memory Care
Contact The Residences at Bay Cove

Places of interest near The Residences at Bay Cove

Address 6.4 miles from city center

Address 680 Bay Cove Drive, Biloxi, MS 39532

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Claim What’s Yours: Financial Aid for Mississippi Seniors

Program
State Program Name
Eligibility
Benefits
Elderly and Disabled Waiver
Mississippi Medicaid E&D Waiver
Official government program page
  • General: Age 65+ or disabled, Mississippi resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $4,000 (individual, higher than most states).
  • MS Specifics: Higher asset limit; rural focus.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), meals ($6/meal).
Mississippi Caregiver Respite Program
  • General: Caregiver of someone 60+, Mississippi resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • MS Specifics: Limited slots; rural emphasis.
  • Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
Assisted Living (AL) Waiver
Mississippi Assisted Living Waiver
Official government program page
  • General: Age 65+ or disabled, Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
  • Asset Limits: $4,000 (individual), $6,000 (couple).
  • MS Specifics: Only for AL facilities with waiver contracts; small program size.
  • Services: Personal care, meals, medication management, respite, transportation within AL facility.
Independent Living (IL) Waiver
Mississippi Independent Living Waiver
Official government program page
  • General: Age 16+ (65+ for seniors), Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
  • Asset Limits: $4,000 (individual), $6,000 (couple).
  • MS Specifics: Self-directed care; limited to in-home settings.
  • Services: Personal care (4-6 hours/day), respite (~200 hours/year), home mods, assistive tech, transition services.
Medicare Savings Program (MSP)
Mississippi Medicare Savings Program
Official government program page
  • General: Age 65+ or disabled, Mississippi resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MS Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Mississippi Homemaker Program
Mississippi Homemaker Program (via Area Agencies on Aging)
Official government program page
  • General: Age 60+, Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
  • Income Limits (2025): ~$1,063/month (100% FPL, individual); prioritizes low-income.
  • Asset Limits: Not strictly assessed; need-based focus.
  • MS Specifics: 10 AAAs; waitlist possible due to funding caps.
  • Services: Homemaker services (2-4 hours/day, e.g., cleaning, meal prep), respite (~2 days/year), transportation, meals.
Senior Community Service Employment Program (SCSEP)
  • General: Age 55+, unemployed, low-income, Mississippi resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • MS Specifics: Priority for veterans, rural residents; MDES oversees.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Mississippi VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MS Specifics: High veteran population in rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Mississippi Seniors

Mississippi Medicaid E&D Waiver

Elderly and Disabled Waiver

Requirements:
  • General:
    Age 65+ or disabled, Mississippi resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $4,000 (individual, higher than most states).
  • MS Specifics:
    Higher asset limit; rural focus.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), meals ($6/meal).
MS NFCSP Respite

Mississippi Caregiver Respite Program

Requirements:
  • General:
    Caregiver of someone 60+, Mississippi resident.
  • Income Limits:
    No strict limit; prioritizes low-income.
  • Asset Limits:
    Not applicable.
  • MS Specifics:
    Limited slots; rural emphasis.
Benefits without Contact:
  • Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
Mississippi Assisted Living Waiver

Assisted Living (AL) Waiver

Requirements:
  • General:
    Age 65+ or disabled, Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual); QIT required.
  • Asset Limits:
    $4,000 (individual), $6,000 (couple).
  • MS Specifics:
    Only for AL facilities with waiver contracts; small program size.
Benefits without Contact:
  • Services: Personal care, meals, medication management, respite, transportation within AL facility.
Mississippi Independent Living Waiver

Independent Living (IL) Waiver

Requirements:
  • General:
    Age 16+ (65+ for seniors), Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual); QIT required.
  • Asset Limits:
    $4,000 (individual), $6,000 (couple).
  • MS Specifics:
    Self-directed care; limited to in-home settings.
Benefits without Contact:
  • Services: Personal care (4-6 hours/day), respite (~200 hours/year), home mods, assistive tech, transition services.
Mississippi Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:
  • General:
    Age 65+ or disabled, Mississippi resident, Medicare Part A/B.
  • Income Limits (2025):
    ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits:
    $9,430 (individual), $14,130 (couple).
  • MS Specifics:
    Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Mississippi Homemaker Program (via Area Agencies on Aging)

Mississippi Homemaker Program

Requirements:
  • General:
    Age 60+, Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
  • Income Limits (2025):
    ~$1,063/month (100% FPL, individual); prioritizes low-income.
  • Asset Limits:
    Not strictly assessed; need-based focus.
  • MS Specifics:
    10 AAAs; waitlist possible due to funding caps.
Benefits without Contact:
  • Services: Homemaker services (2-4 hours/day, e.g., cleaning, meal prep), respite (~2 days/year), transportation, meals.
Mississippi SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:
  • General:
    Age 55+, unemployed, low-income, Mississippi resident.
  • Income Limits (2025):
    ~$1,983/month (125% FPL).
  • Asset Limits:
    Not specified; income-focused.
  • MS Specifics:
    Priority for veterans, rural residents; MDES oversees.
Benefits without Contact:
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Mississippi VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:
  • General:
    Age 65+ or disabled veteran/spouse, Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025):
    Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits:
    ~$155,356 (net worth limit).
  • MS Specifics:
    High veteran population in rural areas.
Benefits without Contact:
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

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