What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

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The Terraces of Boise

5301 E Warm Springs Ave, Boise, ID 83716 View Map

The Terraces of Boise is an Assisted Living Home in Idaho

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5301 E Warm Springs Ave, Boise, ID 83716

Email: [email protected]

Phone: 208-333-1300

Email:
[email protected]

Phone:
208-333-1300

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Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Comparison Chart

Compare Assisted Living around Boise

The Terraces of Boise

SNF

Boise

HUMANGOOD IDAHO

92.5%

$36,921,684.00

$12,123,500.00

32.8%

40.80

4/5

5.4167

3/5

5/5

2/5

Edgewood Spring Creek Overland

Boise

Grace Assisted Living – Grace Boise Englefield

Boise

Studio / 1 bed / 2 bed

Yes

A+

Heatherwood Senior Living

Boise

Studio / 1 bed / 2 bed

MorningStar Senior Living of Boise

Boise

Yes

A+

The Terraces of Boise

Type of care: AL IL MC SNF

Community: Boise

Pets Allowed: No

Operator: HUMANGOOD IDAHO

CCN: 135141

Occupancy: 92.5%

Home Revenue: $36,921,684.00

Payroll Costs: $12,123,500.00

Payroll %: 32.8%

Avg Residents/Day: 40.80

Overall Rating: 4/5

Adj Nurse Hours: 5.4167

Health Insp Rating: 3/5

Staffing Rating: 5/5

QM Rating: 2/5

Number of Fines: 1

Rate Range: -

Edgewood Spring Creek Overland

Type of care: AL

Community: Boise

Pets Allowed: No

Rate Range: -

Grace Assisted Living – Grace Boise Englefield

Type of care: AL IL

Community: Boise

Bed Options: Studio / 1 bed / 2 bed

Pets Allowed: Yes

Rate Range: -

Heatherwood Senior Living

Type of care: AL

Community: Boise

Bed Options: Studio / 1 bed / 2 bed

Pets Allowed: No

Rate Range: -

MorningStar Senior Living of Boise

Type of care: AL IL MC

Community: Boise

Pets Allowed: Yes

Rate Range: -

Claim What’s Yours: Financial Aid for Idaho Seniors

Program

State Program Name

Eligibility

Benefits

Aged and Disabled Waiver

Idaho Medicaid A&D Waiver

General: Age 65+ or 18+ with disability, Idaho resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
ID Specifics: Rural areas prioritized; waitlists possible.

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($55/day), home modifications ($1,000 avg.).

Idaho Senior Solutions

Idaho Senior Solutions (via AAA)

General: Age 60+, Idaho resident, or caregiver of senior.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
ID Specifics: Limited funding; focus on rural access.

Services: In-home respite (4-6 hours/day), adult day care (~$55/day), transportation (~5 trips/month).

Personal Care Services Program (PCSP)

Idaho Medicaid State Plan PCS

General: Age 65+ or disabled, Idaho resident, Medicaid-eligible, needs help with ADLs (e.g., bathing, eating).
Income Limits (2025): ~$1,020/month (individual), ~$1,470/month (couple).
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
ID Specifics: Less stringent than A&D Waiver; no nursing home-level care requirement.

Services: Personal care (~4-6 hours/day, e.g., dressing, meal prep), light housekeeping, medication management.

Medicare Medicaid Coordinated Plan (MMCP)

Idaho MMCP

Official government program page

General: Age 65+ or disabled, Idaho resident, dual-eligible (Medicare A/B/D + Medicaid), health needs requiring coordination.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
ID Specifics: Available in select counties (e.g., Ada, Canyon); not statewide.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($55/day), medical care, home health.

Idaho Home Choice (Money Follows the Person)

Idaho Home Choice

Official government program page

General: Age 65+ or disabled, Idaho resident, Medicaid-eligible, institutionalized 90+ days, intent to return to community.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
sset Limits: $2,000 (individual), $3,000 (couple).
ID Specifics: Focus on rural transitions; capped enrollment.

Services: Transition services (e.g., moving costs, deposits), personal care (4-6 hours/day), home mods ($1,000), respite (~5 days/year).

Medicare Savings Program (MSP)

Idaho Medicare Savings Program

Official government program page

General: Age 65+ or disabled, Idaho resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
ID Specifics: No waitlist; three tiers based on income.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Idaho NFCSP Respite Care

Official government program page

General: Caregivers of 60+ needing care or 55+ caregivers of others; Idaho resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
ID Specifics: Six AAAs; prioritizes rural, low-income caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training.

Senior Community Service Employment Program (SCSEP)

Idaho SCSEP

Official government program page

General: Age 55+, unemployed, low-income, Idaho resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
ID Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Idaho VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Idaho resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
ID Specifics: High veteran demand in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Idaho Seniors

Idaho Medicaid A&D Waiver

Aged and Disabled Waiver

Requirements:

General:
Age 65+ or 18+ with disability, Idaho resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home, car).
ID Specifics:
Rural areas prioritized; waitlists possible.

Benefits without Contact:

Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($55/day), home modifications ($1,000 avg.).

Idaho Senior Solutions (via AAA)

Idaho Senior Solutions

Requirements:

General:
Age 60+, Idaho resident, or caregiver of senior.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
ID Specifics:
Limited funding; focus on rural access.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$55/day), transportation (~5 trips/month).

Idaho Medicaid State Plan PCS

Personal Care Services Program (PCSP)

Requirements:

General:
Age 65+ or disabled, Idaho resident, Medicaid-eligible, needs help with ADLs (e.g., bathing, eating).
Income Limits (2025):
~$1,020/month (individual), ~$1,470/month (couple).
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home, car).
ID Specifics:
Less stringent than A&D Waiver; no nursing home-level care requirement.

Benefits without Contact:

Services: Personal care (~4-6 hours/day, e.g., dressing, meal prep), light housekeeping, medication management.

Idaho MMCP

Medicare Medicaid Coordinated Plan (MMCP)

Requirements:

General:
Age 65+ or disabled, Idaho resident, dual-eligible (Medicare A/B/D + Medicaid), health needs requiring coordination.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
ID Specifics:
Available in select counties (e.g., Ada, Canyon); not statewide.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($55/day), medical care, home health.

Official Program Page

Idaho Home Choice

Idaho Home Choice (Money Follows the Person)

Requirements:

General:
Age 65+ or disabled, Idaho resident, Medicaid-eligible, institutionalized 90+ days, intent to return to community.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
sset Limits:
$2,000 (individual), $3,000 (couple).
ID Specifics:
Focus on rural transitions; capped enrollment.

Benefits without Contact:

Services: Transition services (e.g., moving costs, deposits), personal care (4-6 hours/day), home mods ($1,000), respite (~5 days/year).

Official Program Page

Idaho Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Idaho resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
ID Specifics:
No waitlist; three tiers based on income.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

Idaho NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Requirements:

General:
Caregivers of 60+ needing care or 55+ caregivers of others; Idaho resident; functional needs (2+ ADLs).
Income Limits (2025):
Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits:
Not assessed; need-based.
ID Specifics:
Six AAAs; prioritizes rural, low-income caregivers.

Benefits without Contact:

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training.

Official Program Page

Idaho SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Idaho resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
ID Specifics:
Priority for veterans, rural residents.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Idaho VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Idaho resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
ID Specifics:
High veteran demand in rural areas.