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Waterford Senior Living and Memory Care
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Waterford Senior Living and Memory Care

301 6th St, Waterford, WI 53185, United States
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Description

Waterford Senior Living and Memory Care home in Racine offers quality care for adults and seniors who receive compassion and kindness; residents can feel comfortable with the team of dedicated staff ready to attend to any needs. Waterford Senior Living is a luxury community that performs nothing less than exceptional service in a nurturing and expansive environment.
Specializing in assisted living and memory care living, Waterford boasts its memory care benefits that ensure an unwavering commitment to security, as the facility is thoughtfully designed to offer a secure and comfortable atmosphere. The residence boasts a vibrant social calendar and a wide range of recreational activities, promoting engagement and fulfillment in personalized care plans. Other services and amenities include medication management, supervised care, specialized programs, and assisted living activities.

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Claim What’s Yours: Financial Aid for Wisconsin Seniors

Program
State Program Name
Eligibility
Benefits
Family Care Program
WI Medicaid Family Care
  • General: Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • WI Specifics: Managed care model; rural/urban balance.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
Wisconsin Caregiver Support Program
WI NFCSP Respite
  • General: Caregiver of someone 60+ (or with dementia), Wisconsin resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • WI Specifics: High rural demand; ADRC coordination.
  • Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
IRIS (Include, Respect, I Self-Direct)
Wisconsin IRIS
  • General: Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
  • Income Limits (2025): ~$2,829/month; QIT optional.
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • WI Specifics: Flexible budget; serves ~20,000; participant hires caregivers.
  • Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.
SeniorCare Prescription Drug Assistance
Wisconsin SeniorCare
  • General: Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
  • Income Limits (2025): ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
  • Asset Limits: None.
  • WI Specifics: Four benefit levels; serves ~50,000 annually.
  • Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.
Medicare Savings Program (MSP)
Wisconsin Medicare Savings Program
  • General: Age 65+ or disabled, WI resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • WI Specifics: Includes Extra Help for Part D; no waitlist.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Wisconsin Home Energy Assistance Program (WHEAP)
Wisconsin WHEAP
  • General: Age 60+ prioritized, WI resident, low-income household.
  • Income Limits (2025): ~$3,970/month (185% FPL).
  • Asset Limits: Not assessed.
  • WI Specifics: Covers gas, electric, wood; crisis aid available.
  • Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.
Senior Community Service Employment Program (SCSEP)
Wisconsin SCSEP
  • General: Age 55+, unemployed, low-income, WI resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified.
  • WI Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Wisconsin VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth).
  • WI Specifics: High rural veteran use; supports care costs.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.
Property Tax Deferral Loan Program
Wisconsin Property Tax Deferral Loan
  • General: Age 65+, WI resident, homeowner, live in home 6+ months/year.
  • Income Limits (2025): ~$24,980/year (household).
  • Asset Limits: Home equity < $500,000; limited other assets.
  • WI Specifics: Saves ~$500-$1,500/year; interest ~2%-3%.
  • Services: Deferred tax payment (~$500-$1,500/year avg.).
Senior Farmers’ Market Nutrition Program (SFMNP)
Wisconsin SFMNP
  • General: Age 60+, WI resident, low-income.
  • Income Limits (2025): ~$2,322/month (185% FPL).
  • Asset Limits: Not assessed.
  • WI Specifics: Vouchers (~$45/season); serves ~15,000 annually.
  • Services: Vouchers (~$45/season) for produce at farmers’ markets.

Claim What’s Yours Financial Aid for Wisconsin Seniors

WI Medicaid Family Care

Family Care Program

Eligibility
  • General: Age 65+ or disabled, Wisconsin resident, Medicaid-eligible, long-term care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • WI Specifics: Managed care model; rural/urban balance.
Benefits
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).
WI NFCSP Respite

Wisconsin Caregiver Support Program

Eligibility
  • General: Caregiver of someone 60+ (or with dementia), Wisconsin resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • WI Specifics: High rural demand; ADRC coordination.
Benefits
  • Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
Wisconsin IRIS

IRIS (Include, Respect, I Self-Direct)

Eligibility
  • General: Age 65+ (or disabled 18+), WI resident, Medicaid-eligible, NFLOC.
  • Income Limits (2025): ~$2,829/month; QIT optional.
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • WI Specifics: Flexible budget; serves ~20,000; participant hires caregivers.
Benefits
  • Services: Personal care (custom hours), respite, home mods, equipment, transportation, support services.
Wisconsin SeniorCare

SeniorCare Prescription Drug Assistance

Eligibility
  • General: Age 65+, WI resident, US citizen/qualified immigrant, not on full Medicaid.
  • Income Limits (2025): ~$24,980-$34,980/year (Level 1-2B, individual); varies by level.
  • Asset Limits: None.
  • WI Specifics: Four benefit levels; serves ~50,000 annually.
Benefits
  • Services: $5 generic/$15 brand copays (Level 1); deductibles ($500-$850) for higher levels; covers most Rx drugs.
Wisconsin Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, WI resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • WI Specifics: Includes Extra Help for Part D; no waitlist.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Wisconsin WHEAP

Wisconsin Home Energy Assistance Program (WHEAP)

Eligibility
  • General: Age 60+ prioritized, WI resident, low-income household.
  • Income Limits (2025): ~$3,970/month (185% FPL).
  • Asset Limits: Not assessed.
  • WI Specifics: Covers gas, electric, wood; crisis aid available.
Benefits
  • Services: Heating/electric aid ($300-$1,000/season), crisis aid ($500 max), weatherization.
Wisconsin SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, WI resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified.
  • WI Specifics: Priority for veterans, rural residents; Goodwill/AARP partnership.
Benefits
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Wisconsin VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, WI resident, wartime service, ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth).
  • WI Specifics: High rural veteran use; supports care costs.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.
Wisconsin Property Tax Deferral Loan

Property Tax Deferral Loan Program

Eligibility
  • General: Age 65+, WI resident, homeowner, live in home 6+ months/year.
  • Income Limits (2025): ~$24,980/year (household).
  • Asset Limits: Home equity < $500,000; limited other assets.
  • WI Specifics: Saves ~$500-$1,500/year; interest ~2%-3%.
Benefits
  • Services: Deferred tax payment (~$500-$1,500/year avg.).
Wisconsin SFMNP

Senior Farmers’ Market Nutrition Program (SFMNP)

Eligibility
  • General: Age 60+, WI resident, low-income.
  • Income Limits (2025): ~$2,322/month (185% FPL).
  • Asset Limits: Not assessed.
  • WI Specifics: Vouchers (~$45/season); serves ~15,000 annually.
Benefits
  • Services: Vouchers (~$45/season) for produce at farmers’ markets.
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