What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Westgate Living Center | Michigan | Photos & Videos

Overview of Westgate Living Center

Westgate Nursing, Rehabilitation & Assisted Living Center is a skilled nursing provider offering short-term rehabilitation and long-term care. The center is committed to delivering compassionate care in a homelike environment. It is part of Atrium Centers, which operates multiple facilities across several states.

(906) 932-3867

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 4.53/day

Overall rating

4/5

Health Inspection

4/5

Staffing

4/5

Quality Measures

3/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 34

This home usually has availability

Lower occupancy suggests more openings may be available.

66.2%

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Might be optimal for

Flexible care needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

38% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

52% of new residents, often for short stays.

Typical stay 6 - 7 months

Medicaid

10% of new residents, often for long-term daily care.

Typical stay 2 - 3 years

Finances and operations

Home revenue

$8.8M

Profit

$421.3K

Proprietary home Corporation

Home revenue

$8,814,585.00

Profit

$421,349.00

Payroll costs

$2.8M

31.9% of revenue

Other operating costs

$5.6M

Total costs $8.4M

34-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

About this community

License Status

REGULAR

Facility Type

HOMES FOR THE AGED

Additional licensing details

License number: AH270236923

CMS Certification Number: 235565

County: GOGEBIC

Ownership & operating entity

Owner name: Atrium Ironwood LLC

Care Services

Nursing Services

Rehabilitation Services

Respite Care

Skilled Nursing

Licensed Nurses/CNAs

Amenities & Lifestyle

Programs & Activities

Specific Programs

Short-Term Rehabilitation, Physical Therapy, Occupational Therapy, Speech Therapy, Long-Term care, Dietary Services, Respite, Hospice & Palliative Care, Caregiver Education

Show Inspection Reports

Compare Nursing Homes around Michigan

Chelsea Retirement Community

SNF

Chelsea

257

UMRCPH, INC.

82.4%

$26,411,429.00

$17,259,044.00

65.3%

79.30

5/5

4.4901

5/5

4/5

5/5

Michigan Masonic Home

SNF

MI 48801

425

MICHIGAN MASONIC HOME

40.0%

$31,140,090.00

$12,107,598.00

38.9%

92.20

5/5

3.8562

4/5

5/5

Westgate Living Center

SNF

MI 49938

WATT, HEATHER

66.2%

$8,597,471.00

$2,808,413.00

32.7%

54.80

4/5

4.5330

4/5

3/5

The Rivers Assisted Living

SNF

MI 48236-2713

MONTPAS, HEATHER

75.8%

$10,731,717.00

$4,404,877.00

41%

73.60

3/5

4.1884

4/5

1/5

3/5

Lake Orion Nursing and Rehabilitation Center

SNF

Lake Orion

120

MCLAREN OAKLAND

57.4%

$8,926,111.00

$4,172,123.00

46.7%

86.80

2/5

4.2983

2/5

4/5

Chelsea Retirement Community

Type of care: AL IL MC SNF

Community: Chelsea

Bed Count: 257

Pets Allowed: No

Operator: UMRCPH, INC.

CCN: 235021

Occupancy: 82.4%

Home Revenue: $26,411,429.00

Payroll Costs: $17,259,044.00

Payroll %: 65.3%

Avg Residents/Day: 79.30

Overall Rating: 5/5

Adj Nurse Hours: 4.4901

Health Insp Rating: 5/5

Staffing Rating: 4/5

QM Rating: 5/5

Michigan Masonic Home

Type of care: SNF AL

Community: MI 48801

Bed Count: 425

Pets Allowed: No

Operator: MICHIGAN MASONIC HOME

CCN: 235020

Occupancy: 40.0%

Home Revenue: $31,140,090.00

Payroll Costs: $12,107,598.00

Payroll %: 38.9%

Avg Residents/Day: 92.20

Overall Rating: 5/5

Adj Nurse Hours: 3.8562

Health Insp Rating: 4/5

Staffing Rating: 4/5

QM Rating: 5/5

Westgate Living Center

Type of care: SNF AL

Community: MI 49938

Bed Count: 99

Pets Allowed: No

Operator: WATT, HEATHER

CCN: 235565

Occupancy: 66.2%

Home Revenue: $8,597,471.00

Payroll Costs: $2,808,413.00

Payroll %: 32.7%

Avg Residents/Day: 54.80

Overall Rating: 4/5

Adj Nurse Hours: 4.5330

Health Insp Rating: 4/5

Staffing Rating: 4/5

QM Rating: 3/5

Number of Fines: 3

The Rivers Assisted Living

Type of care: SNF AL

Community: MI 48236-2713

Bed Count: 86

Pets Allowed: No

Operator: MONTPAS, HEATHER

CCN: 235709

Occupancy: 75.8%

Home Revenue: $10,731,717.00

Payroll Costs: $4,404,877.00

Payroll %: 41%

Avg Residents/Day: 73.60

Overall Rating: 3/5

Adj Nurse Hours: 4.1884

Health Insp Rating: 4/5

Staffing Rating: 1/5

QM Rating: 3/5

Lake Orion Nursing and Rehabilitation Center

Type of care: SNF AL

Community: Lake Orion

Bed Count: 120

Pets Allowed: No

Operator: MCLAREN OAKLAND

CCN: 235481

Occupancy: 57.4%

Home Revenue: $8,926,111.00

Payroll Costs: $4,172,123.00

Payroll %: 46.7%

Avg Residents/Day: 86.80

Overall Rating: 2/5

Adj Nurse Hours: 4.2983

Health Insp Rating: 2/5

Staffing Rating: 4/5

QM Rating: 4/5

Number of Fines: 2

Ironwood, MI 49938

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Total Staff

Employees

Contractors

23,203

Total Hours (Quarter)

Avg Staff/Day

7.3

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	6	8.2	No
Licensed Practical Nurse	8	8.2	No
Certified Nursing Assistant	38	7.3	No

Staff by Category

Administration

1 staff

8hs shift avg

Nursing Staff

62 staff

7.3hs shift avg

Physicians & Practitioners

4 staff

7.9hs shift avg

Therapy Services

12 staff

6.7hs shift avg

Activities & Recreation

1 staff

6.4hs shift avg

Social Services

1 staff

2.3hs shift avg

Dietary Services

8 staff

6.2hs shift avg

Other Services

1 staff

8hs shift avg

Contractor Analysis

10.9%

of total hours from contractors

2,520 contractor hours this quarter

Physical Therapy Assistant: 1 Speech Language Pathologist: 3 Physical Therapy Aide: 3 Respiratory Therapy Technician: 5 Qualified Social Worker: 1 Therapeutic Recreation Specialist: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	38	0	38	10,808	91	100%	7.3
Licensed Practical Nurse	8	0	8	3,205	91	100%	8.2
Nurse Aide in Training	10	0	10	2,516	91	100%	6.3
Registered Nurse	6	0	6	1,281	88	97%	8.2
Clinical Nurse Specialist	3	0	3	925	63	69%	8
Speech Language Pathologist	0	3	3	878	71	78%	7.1
Physical Therapy Aide	0	3	3	866	68	75%	7.5
Other Dietary Services Staff	6	0	6	584	83	91%	5.6
Nurse Practitioner	1	0	1	500	65	71%	7.7
Administrator	1	0	1	464	58	64%	8
Physical Therapy Assistant	0	1	1	461	63	69%	7.3
Dietitian	2	0	2	336	45	49%	7.5
Therapeutic Recreation Specialist	0	1	1	172	27	30%	6.4
Respiratory Therapy Technician	0	5	5	81	38	42%	2.1
Dental Services Staff	1	0	1	64	8	9%	8
Qualified Social Worker	0	1	1	62	27	30%	2.3

View All Staffing Data

Total Health inspections 4

38% below Michigan average

Michigan average: 6.5

Last Health inspection on Jun 2025

Total Health citations 17

49% below Michigan average

Michigan average: 33.5

4.25 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 16 citations

Complaint investigations 5 citations

Breakdown of citations

Critical Health citations 0

100% below Michigan average

Michigan average: 0.3

Serious Health citations 4

111% above Michigan average

Michigan average: 1.9

Moderate Health citations 12

Minor Health citations 1

Citations history (last 3 years)

Care Planning moderate citation Jun 11, 2025

Corrected

Quality of Care serious citation Sep 11, 2024

Corrected

Quality of Care moderate citation Sep 11, 2024

Corrected

Resident Rights moderate citation Sep 11, 2024

Corrected

Ownership: For-Profit Corporation

Part of: Atrium Centers

Resident Census by Payment Source

59 Total Residents

Medicare 7 (11.9%)

Medicaid 26 (44.1%)

Private Pay/Other 26 (44.1%)

Programs & Services

Residents' Group

Family Member Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Family Council

Active Resident Council

High-risk clinical events score 9.5

13% worse than Michigan average

Michigan average: 8.4

Functional decline score 16.7

Near Michigan average

Michigan average: 16.3

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 16.4%

32% above Michigan average.

Walking Ability Worsened 16.3%

6% above Michigan average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 17.4%

17% below Michigan average.

Falls with Major Injury 7.9%

150% above Michigan average.

High Risk Residents with Pressure Ulcers 1.7%

70% below Michigan average.

Urinary Tract Infection 1.4%

18% below Michigan average.

Depressive Symptoms 5.9%

54% above Michigan average.

Antipsychotic Use 25.4%

69% above Michigan average.

Pneumococcal Vaccine 98.6%

4% above Michigan average.

Influenza Vaccine 98.3%

3% above Michigan average.

Lost Too Much Weight 5.2%

7% below Michigan average.

Short-stay resident measures

Pneumococcal Vaccine 82.4%

Near Michigan average

Antipsychotic medication increase 0.0%

100% better than Michigan average

Influenza Vaccine 73.9%

7% worse than Michigan average

Total fines amount $60K

This home paid 22% less in fines than the state average.

Michigan average: $76K

Number of Fines 3

This home received 48% more fines than the state average.

Michigan average: 2.0

Payment Denials 0

This home had 100% fewer payment denials than the state average.

Michigan average: 0.8

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Sep 11, 2024

$45K

Civil Money Penalty Sep 14, 2023

$7K

Civil Money Penalty Sep 14, 2023

$7K

Last updated: Jan 2026

Financial Trends

Historical financial and operational data for Westgate Living Center based on CMS SNF Cost Reports.

Occupancy Rate 66.2% ↓ 1.5pp vs 2022

Net Income $421,349 ↓ ~$707K vs 2022

Total Payroll $3,956,910 ↑ ~$876K vs 2022

Profit Margin 4.9% ↓ 7.9pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	63.0%	64.6%	59.0%	63.3%	65.8%	68.8%	70.1%	89.2%	60.1%	67.5%	71.7%	67.7%	66.2%
Beds	113	113	113	99	99	99	99	65	99	99	99	99	99
Net Income	$557,222	$543,568	$102,271	$21,066	$75,777	$196,790	$287,442	-$22,736	$195,006	$788,654	$832,687	$1,128,415	$421,349
Gross Revenue	$6,682,312	$7,516,089	$7,316,796	$7,232,187	$7,343,059	$7,673,789	$7,805,442	$6,449,398	$7,832,538	$7,575,484	$7,380,098	$8,846,892	$8,597,471
Operating Expenses	$4,365,493	$4,692,285	$4,695,356	$4,535,607	$4,590,527	$4,807,942	$5,051,340	$5,306,760	$5,717,307	$6,092,730	$5,661,813	$6,145,176	$6,476,366
Net Patient Revenue	$4,902,647	$5,221,238	$4,780,256	$4,526,333	$4,631,639	$4,958,616	$4,861,877	$4,786,848	$5,856,324	$6,533,841	$5,813,527	$6,901,180	$6,680,601
Total Payroll	$2,203,750	$2,263,197	$2,106,631	$1,973,312	$2,121,310	$2,259,473	$2,388,564	$2,941,361	$2,714,072	$2,877,927	$2,707,605	$3,080,436	$3,956,910
Profit Margin %	8.3%	7.2%	1.4%	0.3%	1.0%	2.6%	3.7%	-0.4%	2.5%	10.4%	11.3%	12.8%	4.9%
Medicare %	5.5%	9.4%	9.4%	6.2%	5.2%	9.2%	10.8%	8.9%	10.8%	15.6%	8.5%	9.9%	8.4%
Medicaid %	65.5%	63.0%	64.1%	80.4%	69.1%	58.6%	71.3%	58.4%	75.1%	45.1%	39.3%	46.0%	41.5%
Private %	29.0%	27.6%	26.5%	13.4%	25.7%	32.1%	17.9%	32.7%	14.0%	39.3%	52.2%	44.1%	50.0%
Revenue/Day	$189	$195	$197	$198	$195	$199	$192	$226	$270	$267	$225	$282	$276
Cost/Day	$168	$176	$193	$198	$193	$193	$200	$251	$263	$249	$219	$251	$268
Avg Length of Stay	285.0 days	220.2 days	218.3 days	392.4 days	528.4 days	511.5 days	148.3 days	278.5 days	219.4 days	272.4 days	331.4 days	357.4 days	184.5 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

MI Choice Waiver

Michigan Medicaid MI Choice Waiver

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

MI Specifics: Delivered through regional waiver agents; waitlists possible.

Home Help Program

Michigan Home Help

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.

Income Limits: ~$1,732/month (individual, Medicaid threshold).

Asset Limits: $2,000 (individual).

MI Specifics: Can hire family caregivers; less intensive than waiver.

Program of All-Inclusive Care for the Elderly (PACE)

Michigan PACE

General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.

Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits: $2,000 (individual), $3,000 (couple).

MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Medicare Savings Program (MSP)

Michigan Medicare Savings Program

General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Michigan NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Michigan SCSEP

General: Age 55+, unemployed, low-income, Michigan resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

Michigan VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

MI Specifics: High veteran demand in urban/rural areas.

Westgate Living Center

Westgate Living Center is a Nursing Home in Michigan

Westgate Living Center is a Nursing Home in Michigan

Westgate Living Center

Westgate Living Center is a Nursing Home in Michigan

Westgate Living Center is a Nursing Home in Michigan

Quality ratings

Capacity and availability

Smaller home

This home usually has availability

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Care Services

Amenities & Lifestyle

Programs & Activities

Inspection History

Inspection Reports

Compare Nursing Homes around Michigan

Places of interest near Westgate Living Center

Calculate Travel Distance to Westgate Living Center

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Penalties and fines

Penalty History

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Michigan Seniors

MI Choice Waiver

Home Help Program

Program of All-Inclusive Care for the Elderly (PACE)

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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