Willows of Ramsey Hill

Article: How to get Medicare and Medicaid to Pay for Assisted Living

2.0 miles from city center

Description

Settled in Ramsey County, St. Paul, MN, Willows of Ramsey Hill is a distinctive senior living community that offers specialized memory care. The community features a highly trained and experienced team who helps create an individualized care plan, customized to perfectly fit each resident’s lifestyle and needs. Residents dealing with memory care challenges are guaranteed to thrive within the community despite their afflictions with the support of a compassionate care team and 24-hour emergency call systems in each residence.

The community provides plenty of enriching opportunities through an array of health & wellness programs and a wide range of daily activities that help keep memory care residents engaged, active, and happy. Delicious and nutritious breakfasts, lunches, and dinners are prepared daily by a dedicated in-house chef and dining team that works hard to deliver an enjoyable dining experience to residents. The community also offers an array of complimentary amenities to support residents’ health and well-being.

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Building Type Two-story

Amenities

Fitness and Recreation

Types of Care Available

Assisted Living Memory Care

Comparison Chart

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Willows of Ramsey Hill

SNF

St Paul

N/A

Yes

D&A White Dove Assisted Living Home

Phoenix

Private / Semi-Private Rooms

Desert Sanctuary Assisted Living

Phoenix

N/A

Claim What’s Yours: Financial Aid for Minnesota Seniors

Program

State Program Name

Eligibility

Benefits

Elderly Waiver

Minnesota Medicaid EW

General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $3,000 (individual, higher than most states).
MN Specifics: Higher asset limit; rural access focus.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.

Essential Community Supports (ECS)

Minnesota ECS

General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
Income Limits: ~$1,732/month (individual, varies).
Asset Limits: $3,000 (individual).
MN Specifics: Bridges gap for those ineligible for waivers.

Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).

Alternative Care (AC) Program

Minnesota Alternative Care Program

General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits: $3,000 (individual); home equity limit $713,000.
MN Specifics: CDCS option; statewide via counties.

Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits: $3,000 (individual), $6,000 (couple).
MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits: $3,000 (individual), $6,000 (couple).
MN Specifics: Includes EW services; 7 health plans available.

Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits: $3,000 (individual).
MN Specifics: Can hire family; statewide via counties.

Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MN Specifics: High veteran demand in rural/urban areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Minnesota Seniors

Minnesota Medicaid EW

Elderly Waiver

Eligibility

General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $3,000 (individual, higher than most states).
MN Specifics: Higher asset limit; rural access focus.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.

Minnesota ECS

Essential Community Supports (ECS)

Eligibility

General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
Income Limits: ~$1,732/month (individual, varies).
Asset Limits: $3,000 (individual).
MN Specifics: Bridges gap for those ineligible for waivers.

Benefits

Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).

Minnesota Alternative Care Program

Alternative Care (AC) Program

Eligibility

General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits: $3,000 (individual); home equity limit $713,000.
MN Specifics: CDCS option; statewide via counties.

Benefits

Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.

Minnesota Senior Health Options

Minnesota Senior Health Options (MSHO)

Eligibility

General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits: $3,000 (individual), $6,000 (couple).
MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits

Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).

Minnesota Senior Care Plus

Minnesota Senior Care Plus (MSC+)

Eligibility

General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits: $3,000 (individual), $6,000 (couple).
MN Specifics: Includes EW services; 7 health plans available.

Benefits

Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.

Minnesota Consumer Support Grant

Consumer Support Grant (CSG)

Eligibility

General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits: $3,000 (individual).
MN Specifics: Can hire family; statewide via counties.

Benefits

Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.

Minnesota Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Minnesota VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MN Specifics: High veteran demand in rural/urban areas.