Zen Residences

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.5 miles from city center

Description

Beautifully nestled in the harmonious setting of Hoomalu Street, Pearl City, HI, Zen Residences is a blissful retreat that offers assisted living. Accommodating up to five residents, the community provides top-tier care 24/7, alongside intimate and purposely designed accommodations, for a better quality of life. A compassionate and well-trained team also helps with daily living activities and household chores for a worry-free lifestyle.

Fun recreational activities and engaging programs encourage residents to live happily and remain socially engaged. Delicious and healthy meals are served to satisfy residents’ dietary needs and preferences. Residents will surely thrive in the community’s vibrant and nurturing environment, especially with its exceptional care and dedicated services.

Map

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Details

What does this place offer?

Building Type 2-story

Amenities

Dining Services

Transportation Services

Housekeeping Services

Social and Recreational Activities

Type of Care Available

Assisted Living

Claim What’s Yours: Financial Aid for Hawaii Seniors

Program

State Program Name

Eligibility

Benefits

QUEST Integration

Hawaii Medicaid QUEST Integration

General: Age 65+ or disabled, Hawaii resident, Medicaid-eligible, long-term care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
HI Specifics: High cost of living adjustments.

Services: In-home care (6-8 hours/day), nursing home, respite (240 hours/year), medical services.

Kupuna Care

Hawaii Kupuna Care

General: Age 60+, Hawaii resident, unable to perform 2+ ADLs.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
HI Specifics: Limited funding; island-specific delivery.

Services: In-home care (3-5 hours/week), adult day care (~$70/day), transportation (~5 trips/month).

Program of All-Inclusive Care for the Elderly (PACE)

Hawaii Medicaid PACE

General: Age 55+, Hawaii resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
HI Specifics: Limited to Oahu (e.g., Maluhia in Honolulu); few providers.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Medicare Savings Program (MSP)

Hawaii Medicare Savings Program

General: Age 65+ or disabled, Hawaii resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual, adjusted annually.
Asset Limits: $9,430 (individual), $14,130 (couple).
HI Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Senior Community Service Employment Program (SCSEP)

Hawaii SCSEP (Federally Funded, State-Administered)

General: Age 55+, unemployed, low-income, Hawaii resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
HI Specifics: ~800 slots; prioritizes veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

National Family Caregiver Support Program (NFCSP) Respite

Hawaii NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Hawaii resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
HI Specifics: Four county AAAs; prioritizes low-income.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($80/day), counseling.

VA Aid and Attendance (A&A) and Housebound Benefits

Hawaii VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/surviving spouse, Hawaii resident, wartime service, need for aid with ADLs (A&A) or homebound status.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (2025 net worth limit).
HI Specifics: Applies statewide; high demand due to veteran population.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Senior Companion Program (SCP)

Hawaii Senior Companion Program

General: Volunteers: 55+, low-income, Hawaii resident, able to work 20 hours/week. Recipients: Frail elders needing companionship.
Income Limits (2025): Volunteers: ~$24,980/year (200% FPL); recipients: no limit.
Asset Limits: Not specified for volunteers; need-based for recipients.
HI Specifics: Statewide; managed by DHS Social Services.

Services: Volunteers paid ~$4/hour for companionship (~20 hours/week); recipients get free support (~4-6 hours/week).

Claim What’s Yours Financial Aid for Hawaii Seniors

Hawaii Medicaid QUEST Integration

QUEST Integration

Eligibility

General: Age 65+ or disabled, Hawaii resident, Medicaid-eligible, long-term care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
HI Specifics: High cost of living adjustments.

Benefits

Services: In-home care (6-8 hours/day), nursing home, respite (240 hours/year), medical services.

Hawaii Kupuna Care

Kupuna Care

Eligibility

General: Age 60+, Hawaii resident, unable to perform 2+ ADLs.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
HI Specifics: Limited funding; island-specific delivery.

Benefits

Services: In-home care (3-5 hours/week), adult day care (~$70/day), transportation (~5 trips/month).

Hawaii Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Hawaii resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
HI Specifics: Limited to Oahu (e.g., Maluhia in Honolulu); few providers.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Hawaii Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Hawaii resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual, adjusted annually.
Asset Limits: $9,430 (individual), $14,130 (couple).
HI Specifics: Three tiers; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Hawaii SCSEP (Federally Funded, State-Administered)

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Hawaii resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
HI Specifics: ~800 slots; prioritizes veterans, rural residents.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Hawaii NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; Hawaii resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
HI Specifics: Four county AAAs; prioritizes low-income.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($80/day), counseling.

Hawaii VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/surviving spouse, Hawaii resident, wartime service, need for aid with ADLs (A&A) or homebound status.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (2025 net worth limit).
HI Specifics: Applies statewide; high demand due to veteran population.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Hawaii Senior Companion Program

Senior Companion Program (SCP)

Eligibility

General: Volunteers: 55+, low-income, Hawaii resident, able to work 20 hours/week. Recipients: Frail elders needing companionship.
Income Limits (2025): Volunteers: ~$24,980/year (200% FPL); recipients: no limit.
Asset Limits: Not specified for volunteers; need-based for recipients.
HI Specifics: Statewide; managed by DHS Social Services.