What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Solstice Senior Living at Fenton

1393 Bowles Ave, Fenton, MO 63026 View Map

Solstice Senior Living at Fenton is an Independent Living Home in Missouri Solstice Senior Living at… is an Independent Living Home in Missouri

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Floor Plans

1393 Bowles Ave, Fenton, MO 63026

Email:
[email protected]

Phone:
(636) 326-9606

Email:
[email protected]

Phone:
(636) 326-9606

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Explore Nursing Home Revenues, Staffing & Ownership

View Nursing Home Government Data: Salaries, Revenues, Room Occupancy, Ownership, etc.

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Missouri Seniors

Program

State Program Name

Eligibility

Benefits

Aged and Disabled Waiver

Missouri Medicaid A&D Waiver

Official government program page

General: Age 65+ or disabled, Missouri resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
MO Specifics: Rural access prioritized.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), home health services.

Missouri Supplemental Nursing Care (SNC)

MO SNC

Official government program page

General: Age 65+, Missouri resident, in approved facility.
Income Limits: ~$1,215/month (individual).
Asset Limits: $2,000 (individual).
MO Specifics: Supplements SSI; facility-based only.

Services: Monthly cash payment (~$156-$292/month) for care costs.

Structured Family Caregiving Waiver (SFCW)

Missouri Structured Family Caregiving Waiver

Official government program page

General: Age 65+, Missouri resident, MO HealthNet-eligible, NFLOC, dementia diagnosis, live with caregiver.
Income Limits (2025): ~$2,901/month (300% FBR, individual); QIT required.
Asset Limits: $5,909.25 (individual), $11,818.45 (couple).
MO Specifics: Caregiver must be family; small program size.

Services: Cash stipend ($1,000-$1,500/month) to family caregiver, respite, training, supplies ($500/year).

MO HealthNet Aged, Blind, and Disabled (ABD)

Missouri MO HealthNet ABD

Official government program page

General: Age 65+ or disabled, Missouri resident, MO HealthNet-eligible, needs help with 1+ ADL.
Income Limits (2025): ~$1,690/month (individual, projected); spenddown allowed.
Asset Limits: $5,909.25 (individual), $11,818.45 (couple).
MO Specifics: Less intensive than waivers; statewide access.

Services: Personal care (2-4 hours/day), homemaker services, limited respite, medical equipment.

Medicare Savings Program (MSP)

Missouri Medicare Savings Program

Official government program page

General: Age 65+ or disabled, Missouri resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MO Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Missouri Caregiver Program (Customized Caregiver Training & Relief)

Missouri Caregiver Program

Official government program page

General: Caregivers of 60+ with dementia, Missouri resident, functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year individual).
Asset Limits: Not assessed; need-based.
MO Specifics: Administered via AAAs and Alzheimer’s Association; rural focus.

Services: Respite (4-6 hours/week), training, assistive tech ($500/year), supplies.

Senior Community Service Employment Program (SCSEP)

Missouri SCSEP

Official government program page

General: Age 55+, unemployed, low-income, Missouri resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MO Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Missouri VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Missouri resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MO Specifics: High veteran demand in rural/urban areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Missouri Seniors

Missouri Medicaid A&D Waiver

Aged and Disabled Waiver

Requirements:

General:
Age 65+ or disabled, Missouri resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
MO Specifics:
Rural access prioritized.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), home health services.

Official Program Page

MO SNC

Missouri Supplemental Nursing Care (SNC)

Requirements:

General:
Age 65+, Missouri resident, in approved facility.
Income Limits:
~$1,215/month (individual).
Asset Limits:
$2,000 (individual).
MO Specifics:
Supplements SSI; facility-based only.

Benefits without Contact:

Services: Monthly cash payment (~$156-$292/month) for care costs.

Official Program Page

Missouri Structured Family Caregiving Waiver

Structured Family Caregiving Waiver (SFCW)

Requirements:

General:
Age 65+, Missouri resident, MO HealthNet-eligible, NFLOC, dementia diagnosis, live with caregiver.
Income Limits (2025):
~$2,901/month (300% FBR, individual); QIT required.
Asset Limits:
$5,909.25 (individual), $11,818.45 (couple).
MO Specifics:
Caregiver must be family; small program size.

Benefits without Contact:

Services: Cash stipend ($1,000-$1,500/month) to family caregiver, respite, training, supplies ($500/year).

Official Program Page

Missouri MO HealthNet ABD

MO HealthNet Aged, Blind, and Disabled (ABD)

Requirements:

General:
Age 65+ or disabled, Missouri resident, MO HealthNet-eligible, needs help with 1+ ADL.
Income Limits (2025):
~$1,690/month (individual, projected); spenddown allowed.
Asset Limits:
$5,909.25 (individual), $11,818.45 (couple).
MO Specifics:
Less intensive than waivers; statewide access.

Benefits without Contact:

Services: Personal care (2-4 hours/day), homemaker services, limited respite, medical equipment.

Official Program Page

Missouri Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Missouri resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
MO Specifics:
Three tiers; no waitlist; includes Extra Help for Part D.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

Missouri Caregiver Program

Missouri Caregiver Program (Customized Caregiver Training & Relief)

Requirements:

General:
Caregivers of 60+ with dementia, Missouri resident, functional needs (2+ ADLs).
Income Limits (2025):
No strict cap; prioritizes low-income (~$24,980/year individual).
Asset Limits:
Not assessed; need-based.
MO Specifics:
Administered via AAAs and Alzheimer’s Association; rural focus.

Benefits without Contact:

Services: Respite (4-6 hours/week), training, assistive tech ($500/year), supplies.

Official Program Page

Missouri SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Missouri resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
MO Specifics:
Priority for veterans, rural residents; AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Missouri VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Missouri resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
MO Specifics:
High veteran demand in rural/urban areas.