Carefree Living St. Cloud

Carefree Living St. Cloud

Overview of Carefree Living St. Cloud

Carefree Living St. Cloud offers assisted living in St Cloud, MN, with support for daily tasks while residents live in private or companion suites. The community also provides respite care, giving families a short-term option when a usual caregiver needs to travel or recover. Carefree Living St. Cloud may be a good fit for someone who needs ongoing daily support or for a family seeking a temporary care arrangement.

Registered nursing, supervised medication distribution, physical therapy, medical social work, and home health aide services are available on site, so residents can receive these forms of support without arranging each service independently. Wheelchair-accessible design supports residents who use wheelchairs, and 24-hour staffing means help is available throughout the day and night.

Residents can spend time in the chapel, crafts room, quiet reading space, or along the outdoor walking path, which has benches for stopping along the way. A beauty salon and barbershop provide personal-care services within the community. With a Walk Score of 59, the area is somewhat walkable, so some errands can be completed on foot and a resident who no longer drives may be able to make certain nearby trips independently. Transportation, religious services, activities, events, excursions, and special diets are also available.

By The Numbers

Community insights.

Walk Score Info Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities. Rank #161 / 527Walk Score — State benchmarked This assisted living community is ranked 161st out of 527 assisted living communities we track in Minnesota for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Minnesota facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every assisted living community we track in Minnesota that reports data for that category. Assisted living communities without available data are excluded, so the pool size varies from metric to metric.
59 / 100

About This Community

Safety & Compliance

Wheelchair Accessible
Emergency SystemsYes
Safety FeaturesAdvanced safety and security systems.

Payment & Insurance

1 service
Accept Medicare

Therapy & Rehabilitation

2 services
Rehabilitation Services
Physical TherapyListed as: Physical therapy/skilled nursing (when needed)

Staffing & Medical

5 services
Licensed Nurses/CNAs
24-Hour Staffing
Registered Nursing
Social Work & Case Management
Medication ManagementListed as: Supervised medication distribution

Additional Services

8 services
Respite Care
Three Meals and Snacks Daily
Special Diet Accommodation
Planned Activities Programming
HousekeepingListed as: Housekeeping (monday–friday)
Laundry & Linen
Emergency Call SystemListed as: Emergency call system monitoring
TransportationListed as: Transportation coordination

Additional Policies & Features

Pets not allowed

Amenities & Lifestyle

Library
Arts & Crafts
Walking Paths
Salon
Wheelchair Accessible
Tv Lounge
Outdoor Benches
Resident Parking Area
Activities
Excursions/Outings
Crafts

Faith & Spiritual Life

Chapel
Religious AffiliationYes

Room Accommodations

Building Type3-story
Room Types
Private Room Semi-Private / Shared Room
In-Room Features
Individual Climate Control In Each Unit Cable Tv Hook-Up In Each Unit

Contact Carefree Living St. Cloud

Places of interest near Carefree Living St. Cloud

Address 1.8 miles from city center Info Estimated distance in miles from St Cloud's city center to Carefree Living St. Cloud's address, calculated via Google Maps.

Calculate Travel Distance to Carefree Living St. Cloud

Add your location

Address

Financial Assistance for
Assisted Living in Minnesota

Carefree Living St. Cloud is located in St Cloud, Minnesota.
Here are the financial assistance programs available to residents in Minnesota.

Get Financial aid guidance

Elderly Waiver

Minnesota Medicaid EW

Age 65+
General Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $3,000 individual, higher than most states
MN

Higher asset limit; rural access focus.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$70/day) Home aides

Essential Community Supports (ECS)

Minnesota ECS

Age 65+
General Minnesota resident, at risk of decline but not nursing home level.
Income Limits ~$1,732/month individual, varies
Asset Limits $3,000 individual
MN

Bridges gap for those ineligible for waivers.

Benefits
In-home support (2-4 hours/week) Respite (up to 5 days/year) Transportation (~5 trips/month)

Alternative Care (AC) Program

Minnesota Alternative Care Program

Age 65+
General Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025) ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits $3,000 (individual); home equity limit $713,000.
MN

CDCS option; statewide via counties.

Benefits
Personal care (4-6 hours/day) Respite (~5 days/year) Home health Meals Home mods

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Age 65+
General Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025) ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits
Personal care (5-7 hours/day) Medical care Respite Adult day care Home mods $900/year groceries (some plans)

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Age 65+
General Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025) ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

Includes EW services; 7 health plans available.

Benefits
Personal care (5-7 hours/day) Respite Adult day care Home mods Limited nursing home care

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Age 65+ or disabled
General Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025) ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits $3,000 individual
MN

Can hire family; statewide via counties.

Benefits
Cash (~$500-$1,500/month) for personal care Respite Home mods Assistive tech

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Age 65+ or disabled
General Minnesota resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MN

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MN

High veteran demand in rural/urban areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Carefree Living St. Cloud

What neighborhood is Carefree Living St. Cloud in?

Carefree Living St. Cloud is in the Saint Cloud neighborhood of St Cloud.

Is Carefree Living St. Cloud in a walkable area?

Carefree Living St. Cloud has a walk score of 59. Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

Are pets allowed at Carefree Living St. Cloud?

No, Carefree Living St. Cloud has a no-pet policy.

What is the best email address for Carefree Living St. Cloud?

The team at Carefree Living St. Cloud can be reached at admissions@carefreeliving.com.

Are there photos of Carefree Living St. Cloud?

Yes — there are 4 photos of Carefree Living St. Cloud in the photo gallery on this page.

What levels of care does Carefree Living St. Cloud provide?

Carefree Living St. Cloud offers Assisted Living.

What is the address of Carefree Living St. Cloud?

Carefree Living St. Cloud is located at 1225 Division St E, St Cloud, MN 56304.

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Assisted Living Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance