Carefree Living St. Cloud

Independent Living · St. Cloud, MN

Overview of Carefree Living St. Cloud

Experience senior living to the fullest with Carefree Living of St. Cloud, located in the tranquil neighborhood of St. Cloud, MN, where premier assisted living services are carefully designed to fit scenic community setting. The community features a variety of well-appointed accommodations from single to double occupancy, all designed to fit varied preferences, offering safe, comfortable, and dignified living. Here, residents can enjoy peace of mind with priority access to healthcare facilities nearby, making it a thoughtful choice for retirement.

At Carefree Living of St. Cloud, it is never too late to build relationships and enjoy life. The community provides an array of amenities, including reading spaces, crafts rooms, and spacious lounge areas. Residents can immerse themselves in tranquility while sitting on the benches for relaxation. Embrace a retirement in this beautiful community where everything is in place for lasting memories.

Walk Score
Walk Score: 59 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Safety & Compliance

Wheelchair Accessible
Emergency SystemsYes
Safety FeaturesAdvanced safety and security systems.

Payment & Insurance

1 service
Accept Medicare

Therapy & Rehabilitation

2 services
Rehabilitation Services
Respite Care

Staffing & Medical

2 services
Licensed Nurses/CNAs
24-Hour Staffing

Amenities & Lifestyle

Spacious Lounge Areas
Chapel
Quiet Reading Space
Crafts Room
Outdoor Walking Path
Benches For Relaxation
Beauty Salon/Barbershop
ActivitiesA range of activities, events, excursions, and religious services are provided.
Specific ProgramsHome-cooked meals, housekeeping, laundry, supervised medication distribution, regular evaluation meetings, registered nursing, physical therapy, medical social work, and home health aide services.
Religious ServicesYes

Dining & Nutrition

Food DescriptionThree home-cooked meals served daily with alternative options available for special diets.

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Private / Companion Suites

Building type icon
Building type icon

Building Type: 3-story

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Dining services icon
Dining services icon

Three Meals Per Day

Parking Available icon

Parking Available

Types of Care at Carefree Living St. Cloud

Independent Living

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Financial Assistance for
Independent Living in Minnesota

Carefree Living St. Cloud is located in St Cloud, Minnesota.
Here are the financial assistance programs available to residents in Minnesota.

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Elderly Waiver

Minnesota Medicaid EW

Age 65+
General Minnesota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $3,000 individual, higher than most states
MN

Higher asset limit; rural access focus.

Benefits
Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$70/day) Home aides

Essential Community Supports (ECS)

Minnesota ECS

Age 65+
General Minnesota resident, at risk of decline but not nursing home level.
Income Limits ~$1,732/month individual, varies
Asset Limits $3,000 individual
MN

Bridges gap for those ineligible for waivers.

Benefits
In-home support (2-4 hours/week) Respite (up to 5 days/year) Transportation (~5 trips/month)

Alternative Care (AC) Program

Minnesota Alternative Care Program

Age 65+
General Minnesota resident, NFLOC, not MA-eligible.
Income Limits (2025) ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
Asset Limits $3,000 (individual); home equity limit $713,000.
MN

CDCS option; statewide via counties.

Benefits
Personal care (4-6 hours/day) Respite (~5 days/year) Home health Meals Home mods

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Age 65+
General Minnesota resident, eligible for MA and Medicare Parts A/B.
Income Limits (2025) ~$1,255/month (100% FPL for MA); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Benefits
Personal care (5-7 hours/day) Medical care Respite Adult day care Home mods $900/year groceries (some plans)

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Age 65+
General Minnesota resident, MA-eligible, not on Medicare.
Income Limits (2025) ~$1,255/month (100% FPL); spenddown allowed.
Asset Limits $3,000 (individual), $6,000 (couple).
MN

Includes EW services; 7 health plans available.

Benefits
Personal care (5-7 hours/day) Respite Adult day care Home mods Limited nursing home care

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Age 65+ or disabled
General Minnesota resident, eligible for MA personal care but opts for grant.
Income Limits (2025) ~$1,255/month (MA-eligible); spenddown allowed.
Asset Limits $3,000 individual
MN

Can hire family; statewide via counties.

Benefits
Cash (~$500-$1,500/month) for personal care Respite Home mods Assistive tech

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Age 65+ or disabled
General Minnesota resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MN

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MN

High veteran demand in rural/urban areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Places of interest near Carefree Living St. Cloud

Address 1.8 miles from city center Info Estimated distance in miles from St Cloud's city center to Carefree Living St. Cloud's address, calculated via Google Maps.

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Compare Independent Living around St Cloud

Filter by care type
Willows Landing
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Monticello (Mill Run)125Yes 31 Private / Companion Suites 68.8% 392.6%111
Carefree Living St. Cloud
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

St Cloud (Saint Cloud)-No 59 Private / Companion Suites------

Guides for Better Senior Living

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Frequently Asked Questions about Carefree Living St. Cloud

What neighborhood is Carefree Living St. Cloud in?

Carefree Living St. Cloud is in the Saint Cloud neighborhood.

Is Carefree Living St. Cloud in a walkable area?

Carefree Living St. Cloud has a walk score of 59. Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What is the address of Carefree Living St. Cloud?

Carefree Living St. Cloud is located at 1225 Division St E, St Cloud, MN 56304, United States.

What is the phone number of Carefree Living St. Cloud?

(320) 251-6483 will put you in contact with the team at Carefree Living St. Cloud.

Is Carefree Living St. Cloud Medicare or Medicaid certified?

Carefree Living St. Cloud is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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