Kindred Transitional Care & Rehabilitation, Birchwood Terrace

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

Located in the serene surroundings of Essex Junction, Vermont, Kindred Transitional Care & Rehabilitation is dedicated to providing a comprehensive range of services tailored to meet the diverse needs of its residents. With a commitment to exceptional medical care, restorative therapy, and compassionate support, they cater to a wide spectrum of patient and resident requirements, offering both short-term rehabilitation and traditional long-term care options.
The Kindred Transitional Care & Rehabilitation team works tirelessly to ensure that each resident receives personalized attention and care, fostering a warm and nurturing environment. With a focus on promoting well-being and enhancing quality of life, they’re committed to making a positive difference in the lives of those they serve.

Claim What’s Yours: Financial Aid for Vermont Seniors

Program

State Program Name

Eligibility

Benefits

Choices for Care

VT Medicaid CFC

General: Age 65+ or disabled, Vermont resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
VT Specifics: Small state; rural access emphasis.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), assisted living options.

Vermont Assistive Community Care Services (ACCS)

VT ACCS

General: Age 65+, Vermont resident, in approved residential setting.
Income Limits: ~$1,732/month (individual, varies).
Asset Limits: $2,000 (individual).
VT Specifics: Facility-based; limited funding.

Services: Personal care (2-4 hours/day in facility), respite (varies), basic support services.

Older Americans Act (OAA) Services

Vermont OAA Services

General: Age 60+, VT resident; no income/asset limits.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
VT Specifics: 5 AAAs (Age Well, CVCOA, NEKCOA, Senior Solutions, SVCOA); rural focus.

Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

Medicare Savings Program (MSP)

Vermont Medicare Savings Program

General: Age 65+ or disabled, VT resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
VT Specifics: Includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Fuel Assistance Program

Vermont Seasonal Fuel Assistance

General: Age 60+ prioritized, VT resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
VT Specifics: Covers oil, gas, wood; emergency aid available.

Services: Heating aid ($300-$1,000/season), crisis aid ($500 max).

Family Caregiver Support Program (FCSP)

Vermont Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; VT resident; 2+ ADLs.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed.
VT Specifics: Includes grandparent caregivers; serves ~1,000 annually.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

Vermont SCSEP

General: Age 55+, unemployed, low-income, VT resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
VT Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Vermont VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, VT resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
VT Specifics: High rural veteran use; supports care costs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Property Tax Adjustment Assistance

Vermont Property Tax Credit

General: Age 65+ (or all ages), VT resident, homeowner/renter, income-based.
Income Limits (2025): ~$47,000/year (household); caps credit at ~$128,000.
Asset Limits: Not assessed.
VT Specifics: Credits up to $8,000; serves ~20,000 households.

Services: Tax credit (~$500-$2,500 avg., up to $8,000 max) reduces property tax.

Commodity Supplemental Food Program (CSFP)

Vermont CSFP

General: Age 60+, VT resident, low-income.
Income Limits (2025): ~$1,632/month (130% FPL).
Asset Limits: Not assessed.
VT Specifics: Serves ~5,000 seniors via 50+ drop sites.

Services: Monthly food box (~$50 value) with shelf-stable goods (e.g., cereal, canned goods).

Attendant Services Program (ASP)

Vermont Attendant Services Program

General: Age 65+ (or disabled 18+), VT resident, severe/permanent disability, 2+ ADL needs.
Income Limits (2025): Medicaid-eligible (~$2,829/month) or near-eligible for General Fund.
Asset Limits: $2,000 (individual) for Medicaid; varies for General Fund.
VT Specifics: Participants hire/manage caregivers; serves ~500 annually.

Services: Personal care (4-6 hours/day), respite (~5 days/year), limited supplies.

Claim What’s Yours Financial Aid for Vermont Seniors

VT Medicaid CFC

Choices for Care

Eligibility

General: Age 65+ or disabled, Vermont resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
VT Specifics: Small state; rural access emphasis.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), assisted living options.

VT ACCS

Vermont Assistive Community Care Services (ACCS)

Eligibility

General: Age 65+, Vermont resident, in approved residential setting.
Income Limits: ~$1,732/month (individual, varies).
Asset Limits: $2,000 (individual).
VT Specifics: Facility-based; limited funding.

Benefits

Services: Personal care (2-4 hours/day in facility), respite (varies), basic support services.

Vermont OAA Services

Older Americans Act (OAA) Services

Eligibility

General: Age 60+, VT resident; no income/asset limits.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
VT Specifics: 5 AAAs (Age Well, CVCOA, NEKCOA, Senior Solutions, SVCOA); rural focus.

Benefits

Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

Vermont Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, VT resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
VT Specifics: Includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Vermont Seasonal Fuel Assistance

Fuel Assistance Program

Eligibility

General: Age 60+ prioritized, VT resident, low-income household.
Income Limits (2025): ~$3,970/month (185% FPL).
Asset Limits: Not assessed.
VT Specifics: Covers oil, gas, wood; emergency aid available.

Benefits

Services: Heating aid ($300-$1,000/season), crisis aid ($500 max).

Vermont Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; VT resident; 2+ ADLs.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed.
VT Specifics: Includes grandparent caregivers; serves ~1,000 annually.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Vermont SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, VT resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified.
VT Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Vermont VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, VT resident, wartime service, ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth).
VT Specifics: High rural veteran use; supports care costs.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.

Vermont Property Tax Credit

Property Tax Adjustment Assistance

Eligibility

General: Age 65+ (or all ages), VT resident, homeowner/renter, income-based.
Income Limits (2025): ~$47,000/year (household); caps credit at ~$128,000.
Asset Limits: Not assessed.
VT Specifics: Credits up to $8,000; serves ~20,000 households.

Benefits

Services: Tax credit (~$500-$2,500 avg., up to $8,000 max) reduces property tax.

Vermont CSFP

Commodity Supplemental Food Program (CSFP)

Eligibility

General: Age 60+, VT resident, low-income.
Income Limits (2025): ~$1,632/month (130% FPL).
Asset Limits: Not assessed.
VT Specifics: Serves ~5,000 seniors via 50+ drop sites.

Benefits

Services: Monthly food box (~$50 value) with shelf-stable goods (e.g., cereal, canned goods).

Vermont Attendant Services Program

Attendant Services Program (ASP)

Eligibility

General: Age 65+ (or disabled 18+), VT resident, severe/permanent disability, 2+ ADL needs.
Income Limits (2025): Medicaid-eligible (~$2,829/month) or near-eligible for General Fund.
Asset Limits: $2,000 (individual) for Medicaid; varies for General Fund.
VT Specifics: Participants hire/manage caregivers; serves ~500 annually.