American House Lakeshore
A vibrant and cozy senior living community in St. Clair Shores, MI, American House Lakeshore offers independent living and memory care for residents dealing with Alzheimer’s and other forms of memory loss. With fewer chores, residents have more time to pursue their passions, discover new hobbies, and make new connections. Enjoy comfort in well-appointed one- and two-bedroom apartments and the convenience of being nearby sparkling lake views, health services, and shopping areas.
American House Lakeshore aims to offer a carefree retirement enhanced with activities and an array of amenities. Residents enjoy access to a fitness center, theater, a full-service pub, salon, game & activity rooms, and a computer lab, all designed to provide a life of ease, comfort, and fun. With a personal emergency response system, residents stay rest assured knowing that help will be available should they need it. An array of health and wellness programs and a robust calendar of activities and events further elevates seniors’ living experience.
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For self-sufficient seniors seeking community and minimal assistance.
For self-sufficient seniors seeking community and minimal assistance.
For self-sufficient seniors seeking community and minimal assistance.
Claim What’s Yours: Financial Aid for Michigan Seniors
- General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- MI Specifics: Delivered through regional waiver agents; waitlists possible.
- Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).
- General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
- Income Limits: ~$1,732/month (individual, Medicaid threshold).
- Asset Limits: $2,000 (individual).
- MI Specifics: Can hire family caregivers; less intensive than waiver.
- Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).
- General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
- Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
- Asset Limits: $2,000 (individual), $3,000 (couple).
- MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.
- Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.
- General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.
- General: Age 55+, unemployed, low-income, Michigan resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- MI Specifics: High veteran demand in urban/rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs
Claim What’s Yours Financial Aid for Michigan Seniors
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Frequently Asked Questions
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Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:
- Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
- Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
- Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
- Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
- State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
- Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
- Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.
Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.
We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.
- Autobiography & Family History Writing + Research
- Senior-focused concierge medicine.
- Senior-focused nutritionist
- Senior-focused personal training
- Memory care specialists
- Custom wheelchairs at all price points.
- Custom hearing aids
- Cosmetic skincare + dermatology
- Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
- Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
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