Baldwin House Senior Living Lloyd's Bayou | Photos, Reviews, Prices

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.4 miles from city center

Description

Surrounded by vast green spaces and green, lush trees in Spring Lake, MI, Baldwin House Senior Living Lloyd’s Bayou is a luxury and serene senior living environment that offers independent living, assisted living, and short-term stays. Residents are offered an array of beautifully designed accommodations with most of the chores handled to let them enjoy a comfortable and maintenance free lifestyle. Offering access to services like medication management, assistance with daily living activities, and health care services through a third-party home healthcare provider, the community ensures residents are well-cared for.

A dedicated Life Enrichment Director is available to organize a vibrant array of social, cultural and recreational events for residents to enjoy in the inviting activity area that fosters meaningful social interactions. Apart from its stunning natural surroundings, the community also offers easy access to diverse outdoor activities, shops, restaurants, and other adventures for a dynamic and fulfilling living experience.

Map

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Details

What does this place offer?

Room Sizes 670 / 815 / 900 / 985 / 1050 sq. ft

Housing Options 1 Bed / 2 Bed

Building Type 3-story

Amenities

Parking Available

Transportation Services

Fitness and Recreation

Three Meals Per Day

Types of Care Available

Independent Living Hospice Care

Claim What’s Yours: Financial Aid for Michigan Seniors

Program

State Program Name

Eligibility

Benefits

MI Choice Waiver

Michigan Medicaid MI Choice Waiver

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: Delivered through regional waiver agents; waitlists possible.

Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).

Home Help Program

Michigan Home Help

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
Income Limits: ~$1,732/month (individual, Medicaid threshold).
Asset Limits: $2,000 (individual).
MI Specifics: Can hire family caregivers; less intensive than waiver.

Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).

Program of All-Inclusive Care for the Elderly (PACE)

Michigan PACE

General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Medicare Savings Program (MSP)

Michigan Medicare Savings Program

General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Michigan NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.

Senior Community Service Employment Program (SCSEP)

Michigan SCSEP

General: Age 55+, unemployed, low-income, Michigan resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Michigan VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MI Specifics: High veteran demand in urban/rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Claim What’s Yours Financial Aid for Michigan Seniors

Michigan Medicaid MI Choice Waiver

MI Choice Waiver

Eligibility

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: Delivered through regional waiver agents; waitlists possible.

Benefits

Services: Personal care (5-7 hours/day), respite care (240 hours/year), home modifications ($1,500 avg.), adult day care ($65/day).

Michigan Home Help

Home Help Program

Eligibility

General: Age 65+ or disabled, Michigan resident, Medicaid- eligible or low-income.
Income Limits: ~$1,732/month (individual, Medicaid threshold).
Asset Limits: $2,000 (individual).
MI Specifics: Can hire family caregivers; less intensive than waiver.

Benefits

Services: Personal care (up to 60 hours/month), homemaker services, respite (varies).

Michigan PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Michigan resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple).
MI Specifics: 16 PACE centers (e.g., Ingham, Wayne counties); expanding slowly.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Michigan Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Michigan resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
MI Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Michigan NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; Michigan resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
MI Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training.

Michigan SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Michigan resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
MI Specifics: Priority for veterans, rural residents; Operation ABLE partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Michigan VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Michigan resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
MI Specifics: High veteran demand in urban/rural areas.